Clay County Real Estate Mortgage and Promissory Note Form
Clay County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Clay County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Clay County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Clay County Promissory Note Form
Note that is secured by the Mortgage document.
Clay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Clay County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Clay County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Clay County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Clay County documents included at no extra charge:
Where to Record Your Documents
Clay County Recorder
Spencer, Iowa 51301
Hours: 8:00am to 4:30pm M-F
Phone: (712) 262-1081
Recording Tips for Clay County:
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
- Avoid the last business day of the month when possible
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Clay County
Properties in any of these areas use Clay County forms:
- Dickens
- Everly
- Fostoria
- Gillett Grove
- Greenville
- Peterson
- Royal
- Spencer
- Webb
Hours, fees, requirements, and more for Clay County
How do I get my forms?
Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clay County?
Recording fees in Clay County vary. Contact the recorder's office at (712) 262-1081 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Clay County.
Our Promise
The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Clay County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4580 Reviews )
Jeffry C.
October 19th, 2020
Deeds.com has been a lifesaver for my house buying business. Excellent support!
Thank you Jeffry, glad we could help.
Joan H.
September 27th, 2019
I am happy I can record this this way.
Thank you!
Marck G.
March 23rd, 2022
This is an excellent service..thank you
Thank you!
Marvin W.
May 19th, 2022
Easy to use and great instructions!
Thank you!
James S.
September 21st, 2021
The affidavit guidance was a great help and helped reduce the stress that usually comes with dealing with legalese. The Preliminary Change of Ownership that CA requires is quite complex since it covers a hoard of situations. I was left with a bit of uncertainty, but I definitely wouldn't want to try it without guidance.
Thank you for your feedback. We really appreciate it. Have a great day!
Catherine B.
September 15th, 2020
Trying to get a hold of someone in the office is very difficult. This made it so much easier, thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
Vera P.
May 14th, 2020
An excellent service!
Thank you!
gary c.
January 26th, 2022
process was easy and simple to do
Thank you for your feedback. We really appreciate it. Have a great day!
Erica W.
July 21st, 2020
Very easy and convenient. I will use this service again!
Thank you!
Sean M.
January 2nd, 2023
This was exactly what I needed. For $25-$30 it gave me the formatted document I needed and made it so easy to input the info. I wouldn't recommend it to someone who has no clue what they're doing, but for somebody who knows all the info and just needs a formatted page to input it onto, this is perfect.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Kim P.
July 23rd, 2021
I want to thank you so much. You made a stressful process easy. The customer service was amazing. There is no doubt I will use your service again.
Thank you!
Darius M.
June 27th, 2020
I receive the specific legal forms that I needed as well as a guide on how to fill out the form. Very pleased. I saved $300.00 in lawyers fees by filling out the Quickclaim deed myself.
Thank you for your feedback. We really appreciate it. Have a great day!
Donna G.
April 26th, 2023
Very happy with this service, comprehensive detailed instructions as well as correct forms for my location
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Michael M.
February 20th, 2020
Thanks worked out great as the form was perfect and no problems filing it with the county.
Thank you for your feedback. We really appreciate it. Have a great day!
Helen M.
June 10th, 2019
I was quite pleased with Deeds.com. I got the information I requested instantly.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!