Decatur County Real Estate Mortgage and Promissory Note Forms (Iowa)
Express Checkout
Form Package
Real Estate Mortgage and Promissory Note
State
Iowa
Area
Decatur County
Price
$27.97
Delivery
Immediate Download
Payment Information
Included Forms
All Decatur County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/2/2024
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/14/2024
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included document last reviewed/updated 3/27/2024
Promissory Note Form
Note that is secured by the Mortgage document.
Included document last reviewed/updated 4/23/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/21/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included document last reviewed/updated 3/20/2024
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included document last reviewed/updated 3/19/2024
Residential Property Disclosure Statement Form
Required with residential property.
Included document last reviewed/updated 2/19/2024
Included Supplemental Documents
The following Iowa and Decatur County supplemental forms are included as a courtesy with your order.
Frequently Asked Questions:
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Decatur County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Decatur County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Decatur County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Decatur County that you need to transfer you would only need to order our forms once for all of your properties in Decatur County.
Are these forms guaranteed to be recordable in Decatur County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Decatur County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Areas Covered by These Real Estate Mortgage and Promissory Note Forms:
- Decatur County
Including:
- Davis City
- Decatur
- Garden Grove
- Grand River
- Lamoni
- Leon
- Van Wert
- Weldon
What is the Iowa Real Estate Mortgage and Promissory Note
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Decatur County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Decatur County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
Reviews
4.8 out of 5 (4323 Reviews)
Barbara A.
April 25th, 2024
Always helpful!\r\n
We are thankful for your continued support and feedback, which inspire us to continuously improve. Thank you..
Mark E.
April 25th, 2024
This was easy to use and only contained one glaring error-where to send the completed form to finish the process. I’ve completed the form, does this mean I get the amended deed sent to me? I think not.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
Mitchell S.
April 25th, 2024
This service was very helpful, quick, inexpensive and easy to use. Should I ever need it again, I know right where to go.
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LeVivian H.
June 2nd, 2022
I loved the forms. One suggestion a large family msy need more space to type all sisters and brothers names. Very informative. Thanks.
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Jordan L.
February 16th, 2023
Quick and easy. Lets do it again!
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RICHARD M.
May 12th, 2020
After a little glitch due to heavy volume at the County Recorder, my document was recorded. County Recorder was closed to public access at the office (due to the coronavirus issues) so all documents were either mailed to them or sent in electronically.
Deeds.com was very efficient at their end with very quick responses to my questions and concerns. I would definitely use their services again.
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July 22nd, 2022
Great prompt and efficient service!
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Hans S.
April 22nd, 2022
This is my first time using this service so having not yet filed the documents I purchased, I will say that I am impressed at how comprehensive the instructions are that accompany the document I purchased.
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Nellie V.
October 14th, 2019
You guys make it so easy. Thank you for that! Hugs!
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Anna S.
July 17th, 2020
You guys are awesome, The service, expertise and quick communication were amazing. I think you guys are charging to little, but you didn't hear that from me. Thank you for making this process quick and easy.
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August 19th, 2020
Very happy with the service that you offer. My office will use you again.
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OLGA B.
March 17th, 2021
I just purchased the documents. I appreciate that they are accurate to the county and state I live in and all the forms to make it complete. Thank you so much for your assistance in a very chaotic situation.
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Wilma D.
August 7th, 2020
The certification of trust looks fine to me. I printed it and filled it out and had it notarized today. I have not sent it to the company that wants it yet so that will be the test. They are very picky. If they have any comment I will let you know.
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January 22nd, 2021
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September 24th, 2019
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