Montgomery County Real Estate Mortgage and Promissory Note Form
Last validated April 6, 2026 by our Forms Development Team
Montgomery County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Montgomery County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Montgomery County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Montgomery County Promissory Note Form
Note that is secured by the Mortgage document.
Montgomery County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Montgomery County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Montgomery County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Montgomery County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Montgomery County documents included at no extra charge:
Where to Record Your Documents
Montgomery County Recorder
Red Oak, Iowa 51566
Hours: 8:00am to 4:30pm Monday through Friday
Phone: (712) 623-4363
Recording Tips for Montgomery County:
- Documents must be on 8.5 x 11 inch white paper
- Both spouses typically need to sign if property is jointly owned
- If mailing documents, use certified mail with return receipt
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Montgomery County
Properties in any of these areas use Montgomery County forms:
- Elliott
- Grant
- Red Oak
- Stanton
- Villisca
Hours, fees, requirements, and more for Montgomery County
How do I get my forms?
Forms are available for immediate download after payment. The Montgomery County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Montgomery County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Montgomery County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Montgomery County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Montgomery County?
Recording fees in Montgomery County vary. Contact the recorder's office at (712) 623-4363 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Montgomery County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Montgomery County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Montgomery County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Montgomery County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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May 21st, 2020
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July 21st, 2024
The product I needed was available, easy to download, access and complete. The instructions were very helpful. I had previously purchased another product which was terrible. I highly recommend Deeds.com
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Terry S.
March 23rd, 2022
Worked well for us except for not being able to edit. Got it completed and recorded with the county clerk! Having the instructions and example made it easy!
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Andre W.
June 24th, 2020
I was very please with their professionalism and dedication. The young lady that was working with me was AWESOME. i could not thank her enough.
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July 23rd, 2019
Excellent work. Berry happy!
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Karen P.
May 6th, 2020
Quick and easy.
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Cyndi E.
March 25th, 2022
Outstanding service! So efficient and easy! Within 2 hours my document was reviewed, invoiced and forwarded to the DC ROD. This saved me so much time.
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Sheryl Kae Y.
September 23rd, 2021
Really good forms, no complaints.
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Kathleen H.
August 10th, 2019
EASY!!
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Susan M.
May 12th, 2022
Simple and straightforward
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Christopher H.
July 21st, 2021
The product is as advertised. I was unable to navigate this process because It is complicated and I am concerned about doing it wrong. The law is written in stupid language to make it difficult for all and keep the layering business going. Its a solid form but did not work for me. Thanks Chris
Thank you for your feedback Christopher. Sorry to hear that we’re not comfortable completing the process. It is always best to seek the advice of a legal professional is you are not completely sure of what you are doing.
Gerald G.
September 16th, 2020
I am researching forms required to change deed from joint owners to individual. Subsequently, forms required when/after a trust is established for real property.
Thank you!
Norbert C.
June 23rd, 2020
Great resource and everything went smoothly except email was performed through autofill prompted by the system but the autofill added a letter that gave wrong email. I can still sign in with wrong email since the system recognizes it as mine even though it is wrong. May be my fault and not the system since I did not catch the discrepancy in time. I would suggest a field that allows a correction to any misinformation prior to signing out from the initial sign on. Still think it is a great resource if all documents are processed and accepted by the pwers to be. Thanks.
Thank you!
ed d.
December 23rd, 2020
Fast efficient hassle free
Thank you for your feedback. We really appreciate it. Have a great day!
Janet J.
December 15th, 2022
These forms were very easy to both download and print, as well as fill out on the site and then print. The instructions are clear and concise. We have not yet been to the County to file them, but we are expecting no issues.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!