Montgomery County Real Estate Mortgage and Promissory Note Form

Last validated April 6, 2026 by our Forms Development Team

Montgomery County Real Estate Mortgage Form

Montgomery County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 2/17/2026
Montgomery County Real Estate Mortgage Guidelines

Montgomery County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/6/2026
Montgomery County Completed Example of a Real Estate Mortgage Document

Montgomery County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 1/23/2026
Montgomery County Promissory Note Form

Montgomery County Promissory Note Form

Note that is secured by the Mortgage document.

Document Last Validated 4/6/2026
Montgomery County Promissory Note Guidelines

Montgomery County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/3/2026
Montgomery County Completed Example of the Promissory Note Document

Montgomery County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/25/2026
Montgomery County Annual Accounting Statement Form

Montgomery County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.

Document Last Validated 3/6/2026
Montgomery County Residential Property Disclosure Statement Form

Montgomery County Residential Property Disclosure Statement Form

Required with residential property.

Document Last Validated 2/17/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Montgomery County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Montgomery County Recorder

Address:
105 E Coolbaugh St / PO Box 469
Red Oak, Iowa 51566

Hours: 8:00am to 4:30pm Monday through Friday

Phone: (712) 623-4363

Recording Tips for Montgomery County:
  • Documents must be on 8.5 x 11 inch white paper
  • Avoid the last business day of the month when possible
  • Verify the recording date if timing is critical for your transaction

Cities and Jurisdictions in Montgomery County

Properties in any of these areas use Montgomery County forms:

  • Elliott
  • Grant
  • Red Oak
  • Stanton
  • Villisca

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Montgomery County

How do I get my forms?

Forms are available for immediate download after payment. The Montgomery County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Montgomery County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Montgomery County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Montgomery County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Montgomery County?

Recording fees in Montgomery County vary. Contact the recorder's office at (712) 623-4363 for current fees.

Questions answered? Let's get started!

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Important: Your property must be located in Montgomery County to use these forms. Documents should be recorded at the office below.

This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Montgomery County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Montgomery County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Montgomery County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4693 Reviews )

Susan A.

April 18th, 2019

Very convenient. Instructions and samples are a plus because I often see documents incorrectly completed. Take the time to do it right.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Amanda S.

April 3rd, 2019

Thank you! My husband and I went in the get notary stamps for a Special Warranty Deed and a Post Nuptial Agreement. The representative was very knowledgeable and thorough with the notary process. She made sure we read and understood all documents that we were signing and they required us to recite in sworn statements that everything there was true and understood! I will be using the notary service again at Bank of America! The representative was very respectful and had a nice smile the entire time to make our visit great!

Reply from Staff

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Duane R.

May 12th, 2019

Your site was very easy to use and provided all the information needed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael C.

January 16th, 2019

I would appreciate being able to increase the size of the blocks such as the Grantor block and the legal description block where information is enter on the form and to adjust the font. Otherwise great product,

Reply from Staff

Thank you for your feedback Michael. We do wish we could make that an option. Unfortunately, adhering to formatting requirements (specifically margin requirements) leaves a finite amount of space available on the page.

Kelly Y.

September 1st, 2022

The document was easy to locate, pay for and download. I hope it will be this easy to process by the County!

Reply from Staff

Thank you!

John S.

January 9th, 2023

You dont really know what your buying until after you spend the money. Cant use any of them

Reply from Staff

Thank you for your feedback. Best practice is to know what you need before purchasing. Buying legal documents should not be a exploratory endeavor. Your order has been canceled. We do hope that you find something more suitable to your needs elsewhere.

L. Candace H.

April 29th, 2021

So far it's been good & informative. I have not chosen forms for download but I like the site. Thanks

Reply from Staff

Thank you!

Robert D.

March 7th, 2019

These forms made it so easy to update the property deed and the instructions and sample filled out form were most helpful. You might want to add some brief information on when or why to use the Acknowledgment in Individual Capacity notary form. In my case the notary was required to use it but also filled in the brief notarize section on the Affidavit as well. She said the one on the Affidavit had some value because it showed she had witnessed the my signature. But this was only after I suggested both be filled in as she initially thought to just strike through it and just use the Acknowledgment in Individual Capacity form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

irene a.

February 8th, 2019

good forms thanks, irene

Reply from Staff

Thank you Irene.

yvonne e.

July 19th, 2020

Poor communication. Confusing charges. (Waiting for explanation) overall, not thrilled and at this point would not recommend.

Reply from Staff

Sorry to hear of your confusion. We've gone ahead and canceled your order. We do hope that you find something more suitable to your needs elsewhere. Have a wonderful day.

Susan N.

December 1st, 2019

Hope to get form printed out Ok.

Reply from Staff

Thank you!

Anna S.

July 17th, 2020

You guys are awesome, The service, expertise and quick communication were amazing. I think you guys are charging to little, but you didn't hear that from me. Thank you for making this process quick and easy.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

HELEN F.

September 1st, 2019

Process was easy... paperwork was on point... process took less then one day...

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Michaela D.

February 27th, 2019

I purchased this form to add my boyfriend to the deed of our home. He owns his own business so he cannot be on our mortgage. The guide doesn't clearly explain adding a person rather than focusing on transferring during a purchase or selling of a home. For future, I'd recommend make a few different examples for those who are trying to use this for the other options a Quit Claim Deed is needed for.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

FREDERICK T C.

November 8th, 2021

simple to follow and easy to use. Thanks

Reply from Staff

Thank you!