Wapello County Real Estate Mortgage and Promissory Note Form
Last validated November 6, 2026 by our Forms Development TeamFormatted for recording in Wapello County, for property anywhere in the county: rural and unincorporated areas as well as Agency, Blakesburg, Chillicothe, Eddyville, Eldon, Kirkville, Ottumwa.
- 8 documents included
- Immediate PDF download
- Formatting guarantee
Wapello County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Wapello County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Wapello County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Wapello County Promissory Note Form
Note that is secured by the Mortgage document.
Wapello County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Wapello County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Wapello County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Wapello County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Wapello County documents included at no extra charge:
Where to Record Your Documents
Wapello County Recorder
Ottumwa, Iowa 52501
Hours: 8:00am to 4:30pm Monday through Friday
Phone: (641) 683-0045
Recording Tips for Wapello County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Wapello County
Properties in any of these areas use Wapello County forms:
- Agency
- Blakesburg
- Chillicothe
- Eddyville
- Eldon
- Kirkville
- Ottumwa
Hours, fees, requirements, and more for Wapello County
How do I get my forms?
Forms are available for immediate download after payment. The Wapello County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Wapello County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Wapello County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Wapello County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Wapello County?
Recording fees in Wapello County vary. Contact the recorder's office at (641) 683-0045 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Wapello County to use these forms. Documents should be recorded at the county recording office listed above.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Wapello County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Wapello County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Wapello County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,847 Reviews )
Debra M. 5 out of 5 stars
Easy Peasy. Great experience.
Thank you for your feedback. We really appreciate it. Have a great day!
Lutz P. 5 out of 5 stars
Your forms are great but I couldn’t use them with my computer and acrobats reader didn’t work. And then my thermal printer would only print 1/3 size pages with no way to fix it. I ordered a new color printer and we’ll see what happens.
Thank you, Lutz. We're glad you like the forms, and we're sorry getting them working turned into such a hassle. That shrunken page is typical of thermal printers: most use narrow receipt or label paper, so a full page gets scaled down to fit, and no setting can change that. Thermal paper also fades over time, which you don't want on a document you're recording, so the new printer is the right call. When it arrives, print on plain white paper with “Actual size” selected in the print settings so the page comes out full size with its margins intact. If Acrobat Reader gives you trouble again, save the form to your computer first and open the saved file in Acrobat Reader rather than in your web browser. Still stuck? Contact our support team and we'll walk you through it.
Lynne B. 5 out of 5 stars
It was very easy to navigate and very fast response time.
Thank you!
Jean S. 5 out of 5 stars
Service was outstanding. I had the results very quickly. Definitely will use this service again
Thank you!
Cynthia H. 5 out of 5 stars
No review provided.
Thank you!
SANTTINA W. 5 out of 5 stars
IT WAS SO VERY HELPFUL AND EASY TO DO WILL RETUN TO THE SITE AGAIN.
Thank you for your feedback. We really appreciate it. Have a great day!
Patricia D. 5 out of 5 stars
It worked great- I had a little trouble at first with the site, figuring out where to do what, but the form was much better than the one we purchased at Staples, loved being able to fill out with the computer. We did need the other form as per the screen prior to ordering but couldn't figure out which one. The ladies at the recorders were great too.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
HELEN F. 5 out of 5 stars
Was straight to the point... Easy to read instructions... smooth process
Thank you for your feedback. We really appreciate it. Have a great day!
Cynthia G. 5 out of 5 stars
Thank you for this service, very helpful
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Ken S. 5 out of 5 stars
Easy to downloand. Instructions were helpful and easy to follow. Made the process a lot easier for me.
Thanks Ken.
John W. 2 out of 5 stars
You charge too much for a form. Your business model is shortsighted. I would not try to use your service again. You got $20 from me this once, but I would try very hard to not use your service again. Your model does not encourage serial or professional usage.
Thank you for your feedback John. We do wish that you had decided our product was too expensive prior to purchasing and using so that there was no remorse. Have a wonderful day.
Lori F. 5 out of 5 stars
That was easy!
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C. 5 out of 5 stars
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Norbert C. 5 out of 5 stars
Great resource and everything went smoothly except email was performed through autofill prompted by the system but the autofill added a letter that gave wrong email. I can still sign in with wrong email since the system recognizes it as mine even though it is wrong. May be my fault and not the system since I did not catch the discrepancy in time. I would suggest a field that allows a correction to any misinformation prior to signing out from the initial sign on. Still think it is a great resource if all documents are processed and accepted by the pwers to be. Thanks.
Thank you!
Karen R. 5 out of 5 stars
Easy to access and reasonable pricing, thank you deeds.com!
Thank you!