Howard County Release of Real Estate Mortgage Form

Last validated October 28, 2026 by our Forms Development Team

Formatted for recording in Howard County, for property anywhere in the county: rural and unincorporated areas as well as Chester, Cresco, Elma, Lime Springs, Protivin, Riceville.

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Howard County Release of Real Estate Mortgage Form

Howard County Release of Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 9/14/2026
Howard County Release of Real Estate Mortgage Guidelines

Howard County Release of Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document last validated 10/28/2026
Howard County Completed Example of a Release of Real Estate Mortgage Document

Howard County Completed Example of a Release of Real Estate Mortgage Document

Example of a properly completed form for reference.

Document last validated 10/20/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Howard County Recorder

Address:
Howard County Courthouse 137 N. Elm ST.
Cresco, Iowa 52136

Hours: 8:00am to 4:30pm.Monday through Friday

Phone: 563-547-9210

Recording Tips for Howard County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Request a receipt showing your recording numbers
  • Ask about accepted payment methods when you call ahead
  • Ask for certified copies if you need them for other transactions

Cities and Jurisdictions in Howard County

Properties in any of these areas use Howard County forms:

  • Chester
  • Cresco
  • Elma
  • Lime Springs
  • Protivin
  • Riceville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Howard County

How do I get my forms?

Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Howard County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Howard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Howard County?

Recording fees in Howard County vary. Contact the recorder's office at 563-547-9210 for current fees.

Questions answered? Let's get started!

This form is used by the current lender/mortgagee, (the mortgagee's personal representative or assignee, or those legally acting for the mortgagee, and in case of payment of a school fund mortgage the county auditor, within thirty days of payment in full, shall acknowledge satisfaction thereof by execution of an instrument of satisfaction which is in writing, refers to the mortgage, and is duly acknowledged and recorded.) (Iowa Code 655.1)

Iowa Code 655.5 -- Instrument of satisfaction

When the judgment is paid in full, the mortgagee shall file with the clerk a satisfaction of judgment which shall release the mortgage underlying the action. A mortgagee who fails to file a satisfaction within thirty days of receiving a written request shall be subject to reasonable damages and a penalty of five hundred dollars plus reasonable attorney fees incurred by the aggrieved party, to be recovered in an action for the satisfaction by the party aggrieved.

(Iowa Release of Mortgage Package includes form, guidelines, and completed example) For use in Iowa only.

Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the county recording office listed above.

This Release of Real Estate Mortgage meets all recording requirements specific to Howard County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Howard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Howard County Release of Real Estate Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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