Howard County Subcontractor Notice to Owner Form
Last validated July 20, 2026 by our Forms Development Team
Howard County Subcontractor Notice to Owner Form
Fill in the blank Subcontractor Notice to Owner form formatted to comply with all Iowa recording and content requirements.

Howard County Subcontractor Notice to Owner Guide
Line by line guide explaining every blank on the form.

Howard County Completed Example of the Subcontractor Notice to Owner Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Iowa and Howard County documents included at no extra charge:
Where to Record Your Documents
Howard County Recorder
Cresco, Iowa 52136
Hours: 8:00am to 4:30pm.Monday through Friday
Phone: 563-547-9210
Recording Tips for Howard County:
- Documents must be on 8.5 x 11 inch white paper
- Check that your notary's commission hasn't expired
- Ask if they accept credit cards - many offices are cash/check only
- Both spouses typically need to sign if property is jointly owned
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Howard County
Properties in any of these areas use Howard County forms:
- Chester
- Cresco
- Elma
- Lime Springs
- Protivin
- Riceville
Hours, fees, requirements, and more for Howard County
How do I get my forms?
Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Howard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Howard County?
Recording fees in Howard County vary. Contact the recorder's office at 563-547-9210 for current fees.
Questions answered? Let's get started!
Subcontractors on a construction job occasionally need to fight for payment from the prime contractor. Many property owners are unaware of the participation of lower-tiered contractors on the job. These subcontractors can claim mechanic's lien rights against the property owner even if the owner paid the contractor in full. However, this right only exists if the owner is served proper notice. In turn, after receiving the notice, the owner can rightfully withhold payment from the contractor to ensure these other parties are paid as to avoid any liens against the owner.
A payment to the original contractor by the owner of any part or all of the contract price of the building or improvement within ninety (90) days after the date on which the last of the materials was furnished or the last of the labor was performed by a subcontractor, does not relieve the owner from liability to the subcontractor for the full value of any material furnished or labor performed upon the building, land, or improvement if the subcontractor files a lien within ninety (90) days after the date on which the last of the materials was furnished or the last of the labor was performed. I.C. 572.14(1).
In the case of an owner-occupied dwelling, a mechanic's lien is enforceable only to the extent of the balance due the principal contractor by the owner-occupant prior to the owner-occupant being served with the notice specified in subsection. I.C. 572.14(2).
This notice may be served by delivering it to the owner or the owner's spouse personally, or by mailing it to the owner by certified mail with restricted delivery and return receipt to the person mailing the notice, or by personal service as provided in the rules of civil procedure. Id.
The Notice to Owner contains: 1) the name of the owner, 2) the address of the property charged with the lien, 3) the name, address and telephone number of the lien claimant, and 4) a statement that the individual serving the Notice may have lien rights. I.C. 572.14(3).
This article is provided for informational purposes only and should not be relied upon as a substitute for the advice from a legal professional. Please contact an Iowa attorney with any questions about sending notice to property owners or anything else with regard to mechanic's liens.
Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the office below.
This Subcontractor Notice to Owner meets all recording requirements specific to Howard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Howard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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