Clay County Contract for Deed and Promissory Note Form

Last validated September 3, 2026 by our Forms Development Team

Formatted for recording in Clay County, for property anywhere in the county: rural and unincorporated areas as well as Big Creek, Eriline, Fall Rock, Garrard, Goose Rock, Hima, Manchester, Oneida and 1 more.

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  • Formatting guarantee

Clay County Contract for Deed Form

Clay County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 8/28/2026
Clay County Contract for Deed Guidelines

Clay County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document last validated 9/3/2026
Clay County Completed Example of the Contract for Deed

Clay County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document last validated 8/5/2026
Clay County Promissory Note Form

Clay County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document last validated 9/1/2026
Clay County Promissory Note Guidelines

Clay County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 7/17/2026
Clay County Completed Example of the Promissory Note

Clay County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document last validated 7/21/2026
Clay County Annual Accounting Statement Form

Clay County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document last validated 8/28/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clay County Clerk

Address:
Administration Bldg - 102 Richmond Rd, Suite 101
Manchester, Kentucky 40962

Hours: Call for hours

Phone: (606) 598-2544

Recording Tips for Clay County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Documents must be on 8.5 x 11 inch white paper
  • Double-check legal descriptions match your existing deed
  • Verify all names are spelled correctly before recording

Cities and Jurisdictions in Clay County

Properties in any of these areas use Clay County forms:

  • Big Creek
  • Eriline
  • Fall Rock
  • Garrard
  • Goose Rock
  • Hima
  • Manchester
  • Oneida
  • Sextons Creek

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Clay County

How do I get my forms?

Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Clay County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Clay County?

Recording fees in Clay County vary. Contact the recorder's office at (606) 598-2544 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the county recording office listed above.

This Contract for Deed and Promissory Note meets all recording requirements specific to Clay County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Clay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Clay County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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