Garrard County Contract for Deed and Promissory Note Form
Last validated September 3, 2026 by our Forms Development TeamFormatted for recording in Garrard County, for property anywhere in the county: rural and unincorporated areas as well as Bryantsville, Lancaster, Paint Lick.
- 7 documents included
- Immediate PDF download
- Formatting guarantee
Garrard County Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Garrard County Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Garrard County Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Garrard County Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Garrard County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Garrard County Completed Example of the Promissory Note
Example of a properly completed form for reference.
Garrard County Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Garrard County documents included at no extra charge:
Where to Record Your Documents
Garrard County Clerk
Lancaster, Kentucky 40444
Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00
Phone: (859) 792-3071
Recording Tips for Garrard County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Recording fees may differ from what's posted online - verify current rates
- Request a receipt showing your recording numbers
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Garrard County
Properties in any of these areas use Garrard County forms:
- Bryantsville
- Lancaster
- Paint Lick
Hours, fees, requirements, and more for Garrard County
How do I get my forms?
Forms are available for immediate download after payment. The Garrard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Garrard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Garrard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garrard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Garrard County?
Recording fees in Garrard County vary. Contact the recorder's office at (859) 792-3071 for current fees.
Questions answered? Let's get started!
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the county recording office listed above.
This Contract for Deed and Promissory Note meets all recording requirements specific to Garrard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Garrard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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