Garrard County Contract for Deed and Promissory Note Form
Last validated May 26, 2026 by our Forms Development Team
Garrard County Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.

Garrard County Contract for Deed Guidelines
Line by line guide explaining every blank on the form.

Garrard County Completed Example of the Contract for Deed
Example of a properly completed form for reference.

Garrard County Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Garrard County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Garrard County Completed Example of the Promissory Note
Example of a properly completed form for reference.

Garrard County Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Garrard County documents included at no extra charge:
Where to Record Your Documents
Garrard County Clerk
Lancaster, Kentucky 40444
Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00
Phone: (859) 792-3071
Recording Tips for Garrard County:
- Ensure all signatures are in blue or black ink
- Ask about their eRecording option for future transactions
- Bring extra funds - fees can vary by document type and page count
- Request a receipt showing your recording numbers
- Verify the recording date if timing is critical for your transaction
Cities and Jurisdictions in Garrard County
Properties in any of these areas use Garrard County forms:
- Bryantsville
- Lancaster
- Paint Lick
Hours, fees, requirements, and more for Garrard County
How do I get my forms?
Forms are available for immediate download after payment. The Garrard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Garrard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Garrard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garrard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Garrard County?
Recording fees in Garrard County vary. Contact the recorder's office at (859) 792-3071 for current fees.
Questions answered? Let's get started!
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.
This Contract for Deed and Promissory Note meets all recording requirements specific to Garrard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Garrard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Garrard County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4727 Reviews )
Carolyn D.
March 18th, 2022
The sight provided exactly what I needed and was easy to use. I was able to download the type of Deed I used and was completely satisfied with the website.
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March 17th, 2021
Very satisfied with your service. Considering how complicated real estate titles are, this could not have been simpler. Your website worked perfectly.
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March 19th, 2021
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April 6th, 2021
Great service got everything I needed with a click of a tab. Thank You...
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Juanita B.
November 12th, 2020
Very easy and fast transaction. Thank you for complete set of forms needed for property transfer.
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Richard H.
October 14th, 2022
It was a waste of time. I asked a question via your chat service. I received an acknowledgement that you received the question, that you might or might not answer it, and don't bother to reply to you email, as no one would read it. Confirming my belief that customer service is an oxymoron for most companies. (I doubt this review will ever appear on the site, or anyuhere else.)
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December 7th, 2024
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April 17th, 2020
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January 31st, 2019
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March 23rd, 2023
Awesome everything you would ever need
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Clarence O.
July 17th, 2020
Very easy process to record a Quit Claim Deed. Would definitely recommend!
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January 8th, 2020
Very responsive. I was notified very quickly if the deed I was looking for was available.
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September 26th, 2022
Great Transaction. Easy to follow instructions!
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Nancy C.
August 2nd, 2019
So easy and documents downloaded in a flash. Highly recommended. Just gotta fill out and submit done. Thank You
Thank you!
Gretchen N.
February 8th, 2019
The filled out form could have been placed on the real form then deleted with current info. Form quite simplified but example & help good.
Thank you for your feedback Gretchen.