Garrard County Contract for Deed and Promissory Note Form

Last validated May 26, 2026 by our Forms Development Team

Garrard County Contract for Deed Form

Garrard County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/13/2026
Garrard County Contract for Deed Guidelines

Garrard County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/4/2026
Garrard County Completed Example of the Contract for Deed

Garrard County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 4/14/2026
Garrard County Promissory Note Form

Garrard County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 4/3/2026
Garrard County Promissory Note Guidelines

Garrard County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/27/2026
Garrard County Completed Example of the Promissory Note

Garrard County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 5/26/2026
Garrard County Annual Accounting Statement Form

Garrard County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 5/22/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Garrard County Clerk

Address:
15 Public Sq, Suite 5
Lancaster, Kentucky 40444

Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00

Phone: (859) 792-3071

Recording Tips for Garrard County:
  • Ensure all signatures are in blue or black ink
  • Ask about their eRecording option for future transactions
  • Bring extra funds - fees can vary by document type and page count
  • Request a receipt showing your recording numbers
  • Verify the recording date if timing is critical for your transaction

Cities and Jurisdictions in Garrard County

Properties in any of these areas use Garrard County forms:

  • Bryantsville
  • Lancaster
  • Paint Lick

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Garrard County

How do I get my forms?

Forms are available for immediate download after payment. The Garrard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Garrard County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Garrard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garrard County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Garrard County?

Recording fees in Garrard County vary. Contact the recorder's office at (859) 792-3071 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Garrard County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Garrard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Garrard County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4727 Reviews )

Carolyn D.

March 18th, 2022

The sight provided exactly what I needed and was easy to use. I was able to download the type of Deed I used and was completely satisfied with the website.

Reply from Staff

Thank you!

John M.

March 17th, 2021

Very satisfied with your service. Considering how complicated real estate titles are, this could not have been simpler. Your website worked perfectly.

Reply from Staff

Thank you!

HELENA M.

March 19th, 2021

Quick, super easy and very reasonable charge!!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Cynthia S.

April 6th, 2021

Great service got everything I needed with a click of a tab. Thank You...

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Juanita B.

November 12th, 2020

Very easy and fast transaction. Thank you for complete set of forms needed for property transfer.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Richard H.

October 14th, 2022

It was a waste of time. I asked a question via your chat service. I received an acknowledgement that you received the question, that you might or might not answer it, and don't bother to reply to you email, as no one would read it. Confirming my belief that customer service is an oxymoron for most companies. (I doubt this review will ever appear on the site, or anyuhere else.)

Reply from Staff

Thank you!

Julie Z.

December 7th, 2024

Just getting started with this process, but I was delighted to find this resource to speed up the decision making. Excellent! Very helpful!

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Deneene C.

April 17th, 2020

Was a great help to me. I'm very pleased .

Reply from Staff

Thank you!

Kerry H.

January 31st, 2019

Good experience - Just what I needed

Reply from Staff

Thank you Kerry, have an awesome day!

Walter C.

March 23rd, 2023

Awesome everything you would ever need

Reply from Staff

Thank you!

Clarence O.

July 17th, 2020

Very easy process to record a Quit Claim Deed. Would definitely recommend!

Reply from Staff

Thank you!

Terry M.

January 8th, 2020

Very responsive. I was notified very quickly if the deed I was looking for was available.

Reply from Staff

Thank you!

Patricia R.

September 26th, 2022

Great Transaction. Easy to follow instructions!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Nancy C.

August 2nd, 2019

So easy and documents downloaded in a flash. Highly recommended. Just gotta fill out and submit done. Thank You

Reply from Staff

Thank you!

Gretchen N.

February 8th, 2019

The filled out form could have been placed on the real form then deleted with current info. Form quite simplified but example & help good.

Reply from Staff

Thank you for your feedback Gretchen.