Garrard County Contract for Deed and Promissory Note Form

Last validated July 9, 2026 by our Forms Development Team

Garrard County Contract for Deed Form

Garrard County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/13/2026
Garrard County Contract for Deed Guidelines

Garrard County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/8/2026
Garrard County Completed Example of the Contract for Deed

Garrard County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 6/4/2026
Garrard County Promissory Note Form

Garrard County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 7/9/2026
Garrard County Promissory Note Guidelines

Garrard County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/5/2026
Garrard County Completed Example of the Promissory Note

Garrard County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 5/26/2026
Garrard County Annual Accounting Statement Form

Garrard County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 6/15/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Garrard County Clerk

Address:
15 Public Sq, Suite 5
Lancaster, Kentucky 40444

Hours: Monday-Friday 8:00 - 4:00 (close at 12:00 on Wednesday) ;Saturday 8:00 - 12:00

Phone: (859) 792-3071

Recording Tips for Garrard County:
  • Double-check legal descriptions match your existing deed
  • Both spouses typically need to sign if property is jointly owned
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Garrard County

Properties in any of these areas use Garrard County forms:

  • Bryantsville
  • Lancaster
  • Paint Lick

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Garrard County

How do I get my forms?

Forms are available for immediate download after payment. The Garrard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Garrard County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Garrard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garrard County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Garrard County?

Recording fees in Garrard County vary. Contact the recorder's office at (859) 792-3071 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Garrard County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Garrard County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Garrard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Garrard County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Thank you for the feedback Ronald. (The Sign Out control is on the top right of the account page)

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October 15th, 2021

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January 8th, 2020

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Reply from Staff

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July 26th, 2021

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March 21st, 2019

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May 10th, 2021

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July 13th, 2019

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Reply from Staff

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August 10th, 2022

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Reply from Staff

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