Kenton County Contract for Deed and Promissory Note Form

Last validated May 22, 2026 by our Forms Development Team

Kenton County Contract for Deed Form

Kenton County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/13/2026
Kenton County Contract for Deed Guidelines

Kenton County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/4/2026
Kenton County Completed Example of the Contract for Deed

Kenton County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 4/14/2026
Kenton County Promissory Note Form

Kenton County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 4/3/2026
Kenton County Promissory Note Guidelines

Kenton County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/27/2026
Kenton County Completed Example of the Promissory Note

Kenton County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 5/4/2026
Kenton County Annual Accounting Statement Form

Kenton County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 5/22/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Kenton County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Kenton County Clerk

Address:
303 Court St / PO Box 1109
Covington, Kentucky 41011

Hours: 7:30 to 4:00 Mon - Fri; Thur until 6:00

Phone: (859) 392-1650

Independence Office

Address:
5272 Madison Pike
Independence, Kentucky 41051

Hours: 8:30 to 4:00 Mon - Fri; Wed until 6:00

Phone: (859) 392-1650

Recording Tips for Kenton County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Avoid the last business day of the month when possible
  • Bring extra funds - fees can vary by document type and page count
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Kenton County

Properties in any of these areas use Kenton County forms:

  • Covington
  • Erlanger
  • Ft Mitchell
  • Independence
  • Kenton
  • Latonia
  • Morning View

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Kenton County

How do I get my forms?

Forms are available for immediate download after payment. The Kenton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Kenton County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Kenton County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Kenton County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Kenton County?

Recording fees in Kenton County vary. Contact the recorder's office at (859) 392-1650 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Kenton County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Kenton County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Kenton County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Kenton County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4725 Reviews )

NormaJean Q.

July 4th, 2021

Thank you, thie was very helpful. I did find the forms I needed.Very easy to use.,

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Virginia M.

August 26th, 2020

This was the easiest web page ive ever navigated .Found just what i needed fast !

Reply from Staff

Thank you!

Julia M.

June 26th, 2024

I live in AZ and have an existing beneficiary deed on my property. I needed to know the process of revoking a beneficiary deed. Your site was very helpful by providing the correct form and instructions for recording it. Thank you!

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

FE P.

March 4th, 2023

Looked into a good number of DIY deeds on the internet. Very glad that I chose Deeds.com. They made it easy to make your own deed based on your state and the process based on the sample included was easy to follow. Also the cost was very reasonable. Great company.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kathryn C.

October 17th, 2023

The process to get my needed documents worked easily. I was pleased how quickly I was able to access the documents.

Reply from Staff

Your positive feedback is a testament to our efforts, and it truly made our day. We are committed to keeping up this level of service and making your future interactions with us equally, if not more, pleasing.

Thank you once again for taking the time to share your positive experience. We look forward to serving you again soon!

Anita B.

April 15th, 2020

Service was fast and complete. Would use again.

Reply from Staff

Thank you!

Richard N.

November 27th, 2020

It went well. The proof will be when I complete the forms and submit to the County Clerk.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Curley B.

January 6th, 2023

So far, I'm pleased. I am a first-time user, as most of my clients are in California. I look forward to working with you more in the future.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Peter M.

February 3rd, 2020

Quick and complete. Thanks!

Reply from Staff

Thank you!

Dana H.

September 8th, 2021

Thanks for making this process a seamless one! I love Deeds.com and will recommend it to others!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jean M.

January 31st, 2026

Very easy to use and easy to download

Reply from Staff

Thank you, Jean! We’re glad you found the process easy and the download straightforward. That’s exactly what we aim for. We appreciate you taking the time to share your experience!

JOHN F.

May 24th, 2023

Quick and easy! I had previously prepared a Lady Bird deed, submitted it through Deeds.com and it was accepted/recorded by my county in just a few hours. The Deed.com $21 fee was well worth it as I saved fuel, tolls and parking costs not to mention at least 2-3 hours of my time that it would've taken to get downtown and back home!

Reply from Staff

Thanks for the feedback John. We appreciate you taking the time to share your experience. Have an amazing day!

Michael L.

April 6th, 2022

Thumbs up. Very pleased with service. Easy process.

Reply from Staff

Thank you!

Scott P.

October 24th, 2020

So far so good

Reply from Staff

Thank you!

David S.

April 6th, 2024

This site was recommended by my County's Clerks office website. Let me tell you when I received my specific State and County's Quit Claim Deed forms from Deeds.com, every conceivable form that could be needed in addition to the full instructions, and a sample filled out form, I was impressed (five stars) and made things so easy for me to feel confident in my legal activity on a land transaction.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.