Kenton County Contract for Deed and Promissory Note Form

Last validated April 27, 2026 by our Forms Development Team

Kenton County Contract for Deed Form

Kenton County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/3/2026
Kenton County Contract for Deed Guidelines

Kenton County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/2/2026
Kenton County Completed Example of the Contract for Deed

Kenton County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 4/14/2026
Kenton County Promissory Note Form

Kenton County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 4/3/2026
Kenton County Promissory Note Guidelines

Kenton County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/27/2026
Kenton County Completed Example of the Promissory Note

Kenton County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 3/16/2026
Kenton County Annual Accounting Statement Form

Kenton County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 4/20/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Kenton County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Kenton County Clerk

Address:
303 Court St / PO Box 1109
Covington, Kentucky 41011

Hours: 7:30 to 4:00 Mon - Fri; Thur until 6:00

Phone: (859) 392-1650

Independence Office

Address:
5272 Madison Pike
Independence, Kentucky 41051

Hours: 8:30 to 4:00 Mon - Fri; Wed until 6:00

Phone: (859) 392-1650

Recording Tips for Kenton County:
  • Ensure all signatures are in blue or black ink
  • Both spouses typically need to sign if property is jointly owned
  • Recording fees may differ from what's posted online - verify current rates
  • Ask about their eRecording option for future transactions
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Kenton County

Properties in any of these areas use Kenton County forms:

  • Covington
  • Erlanger
  • Ft Mitchell
  • Independence
  • Kenton
  • Latonia
  • Morning View

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Kenton County

How do I get my forms?

Forms are available for immediate download after payment. The Kenton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Kenton County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Kenton County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Kenton County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Kenton County?

Recording fees in Kenton County vary. Contact the recorder's office at (859) 392-1650 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Kenton County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Kenton County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Kenton County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Kenton County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4698 Reviews )

Robert E.

June 14th, 2022

The deed forms seem to be what I need but I am unable to save anything that I do with them. I ask for some assistance in this matter but did not get any.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

David S.

April 6th, 2024

This site was recommended by my County's Clerks office website. Let me tell you when I received my specific State and County's Quit Claim Deed forms from Deeds.com, every conceivable form that could be needed in addition to the full instructions, and a sample filled out form, I was impressed (five stars) and made things so easy for me to feel confident in my legal activity on a land transaction.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

annie m.

February 13th, 2023

recently joined Deeds.com. still exploring the site. has been very helpful in providing local information for recording, such as fees and requirements. i am working to correct mistakes made within a deed. it is amazing how these municipalities operate outside the scope of Article 1, Section 8, Clause 17; to claim land is "in" the "State of ____. when the land is actually not ceded to the United States of America as for use for needful buildings. beware of the fraud perpetrated by Attorneys in the recording of your Deeds. Registration as "RESIDENTIAL" puts your private-use land on the TAX rolls with the use of that one word. i recommend this site as it appears there is information for each state and each county office. will update my review once i place an order.

Reply from Staff

Thank you!

Jamal .

July 29th, 2020

So far so good!

Reply from Staff

Thank you!

juanita S.

May 6th, 2019

Easy to fill with explanations to accompany

Reply from Staff

Thank you Juanita, we really appreciate your feedback.

Edward B.

May 13th, 2020

Thank you for the rapid response. I shall persevere in my search using other public records. I shall keep your website handy for other such searches in the future.

Reply from Staff

Thank you!

Pamela D K.

August 5th, 2020

very helpful. Was unable to find what I needed, but did everything they could to help. Will try them again in the future, if need be.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

James M.

January 3rd, 2023

It would be helpful to have a joint tenant example.

Reply from Staff

Thank you!

Alex Q.

July 26th, 2023

The best people to work with! Thank you for all you do. We send documents from all states to Deeds.com to record for us. They are professional, keep us updated and always notify us if there is an issue with one of our documents prior to sending to recording and that saves us money and time! Thank you!!

Reply from Staff

Thanks for the kind words Alex. We appreciate you!

virginia a.

May 15th, 2022

Thank you for the prompt instructions on the download and installation. The only problem I had was trying to input data into the form once I renamed the form.and saved it. I was unable to change the size of the font and was very frustrated. In the end I finally had to redo the entire form through Word using your format.

Reply from Staff

Thank you!

JoAnn T.

October 7th, 2022

Very happy! This was a very easy to use web site, the form came with directions and an example, both were very helpful. I will absolutely use Deeds.com in the future.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

DUINA F.

June 17th, 2025

Fast and Easy

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Deb D.

January 31st, 2019

Excellent website - easy to use, and found exactly the form I needed right away. Highly recommend.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Audra W.

December 16th, 2021

Excellent source for obtaining documents and instructions.

Reply from Staff

Thank you!

DARRYL B.

June 16th, 2020

Professional and convenient.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!