Kentucky Forms

Rowan County Contract for Deed and Promissory Note Form

Rowan County Contract for Deed Form

Rowan County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/11/2025
Rowan County Contract for Deed Guidelines

Rowan County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/11/2025
Rowan County Completed Example of the Contract for Deed

Rowan County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 8/11/2025
Rowan County Promissory Note Form

Rowan County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 9/2/2025
Rowan County Promissory Note Guidelines

Rowan County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/12/2025
Rowan County Completed Example of the Promissory Note

Rowan County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 8/27/2025
Rowan County Annual Accounting Statement Form

Rowan County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 9/1/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Rowan County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Rowan County Clerk
Address:
600 W Main St, Rm 102
Morehead, Kentucky 40351

Hours: 8:00 to 4:00 Mon - Thu; Fri until 6:00; last Sat 9:00 to 12:00

Phone: (606) 784-5212

Recording Tips for Rowan County:
  • Double-check legal descriptions match your existing deed
  • Recording fees may differ from what's posted online - verify current rates
  • Make copies of your documents before recording - keep originals safe
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Rowan County

Properties in any of these areas use Rowan County forms:

  • Clearfield
  • Elliottville
  • Farmers
  • Morehead

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Rowan County

How do I get my forms?

Forms are available for immediate download after payment. The Rowan County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Rowan County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rowan County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rowan County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Rowan County?

Recording fees in Rowan County vary. Contact the recorder's office at (606) 784-5212 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Rowan County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Rowan County.

Our Promise

The documents you receive here will meet, or exceed, the Rowan County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Rowan County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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