Rowan County Contract for Deed and Promissory Note Form (Kentucky)
All Rowan County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Rowan County compliant document last validated/updated 7/11/2025
Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Included Rowan County compliant document last validated/updated 6/11/2025
Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Included Rowan County compliant document last validated/updated 3/12/2025
Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Included Rowan County compliant document last validated/updated 6/18/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Rowan County compliant document last validated/updated 5/30/2025
Completed Example of the Promissory Note
Example of a properly completed form for reference.
Included Rowan County compliant document last validated/updated 6/19/2025
Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
Included Rowan County compliant document last validated/updated 4/23/2025
The following Kentucky and Rowan County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed and Promissory Note forms, the subject real estate must be physically located in Rowan County. The executed documents should then be recorded in the following office:
Rowan County Clerk
600 W Main St, Rm 102, Morehead, Kentucky 40351
Hours: 8:00 to 4:00 Mon - Thu; Fri until 6:00; last Sat 9:00 to 12:00
Phone: (606) 784-5212
Local jurisdictions located in Rowan County include:
- Clearfield
- Elliottville
- Farmers
- Morehead
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Rowan County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Rowan County using our eRecording service.
Are these forms guaranteed to be recordable in Rowan County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rowan County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Rowan County that you need to transfer you would only need to order our forms once for all of your properties in Rowan County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Kentucky or Rowan County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Rowan County Contract for Deed and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Our Promise
The documents you receive here will meet, or exceed, the Rowan County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Rowan County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4568 Reviews )
Charlene H.
July 22nd, 2025
Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.
Thank you, Charlene! We're so glad to hear you had a great experience. We truly appreciate your recommendation and look forward to helping you again in the future.
Kimberly B.
July 22nd, 2025
Great service, quick and easy!
We are grateful for your feedback and looking forward to serving you again. Thank you!
Liliana H.
July 21st, 2025
I had a great experience using Deeds.com to file my legal document. The whole process was simple and easy to follow. The website walks you through each step, and everything is explained clearly. At one point, I had to resubmit my documents, but even that was quick and easy. There were clear instructions, and I had no trouble making the changes and sending them again. The communication was great too. I was kept updated the whole time, and any questions I had were answered fast. If you need to file legal documents and want a stress-free way to do it, I definitely recommend Deeds.com. They made the whole process smooth from start to finish.
Thank you, Liliana! We really appreciate you taking the time to share your experience. We're glad everything went smoothly and that our team could support you when needed. It means a lot to know you'd recommend us!
Carol W.
September 6th, 2020
The guide and example provided made it so easy to complete the form. All was in order when I took it to the Register of Deeds. No hassles at all! Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
franklin m.
October 14th, 2020
good format, helpful instructions
Thank you!
Darrell J.
February 22nd, 2021
Easy to use, rapid response, excellent service.
Thank you for your feedback. We really appreciate it. Have a great day!
Danny H.
May 15th, 2020
You should list the address of where to mail the forms, so we don't have to look it up. It would make things a little easier.Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Gina B.
March 30th, 2023
This website is reliable and informative. So glad I can across this website. They provide a wide range of documents that are always provided on the recording county website. Thanks!
Thank you!
Chase J.
June 2nd, 2022
This is the best service. It has made my life so easy when I have to record things with the county! Thanks so much for such a streamlined no hassle process.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Rodrigo M.
September 10th, 2022
Excellent service
Thank you!
Richard E.
August 10th, 2021
The QuitClaim deed does not provide enough space in the Grantor block at the top of the first page. In fact, all blocks should provide more space.
Thank you for your feedback. We really appreciate it. Have a great day!
Dorothy N.
December 22nd, 2024
The mortgage and note were thorough and very satisfactory for my purposes. The accompanying forms were excellent. I am very pleased with my purchase.
We welcome your positive feedback and are thrilled to have met your expectations. Thank you for choosing our services.
Jesse C.
December 29th, 2018
I had a little problem understanding how to copie and use.
Thank you for your feedback Jesse. If you are having any issues please contact us so our customer care department can help you out.
Sol B.
February 13th, 2020
Got me all the info I was looking for Thanks you deeds.com
Thank you!
Linda C.
February 23rd, 2019
If I hadn't spent my career as an escrow officer (albeit in another state), I may have had a hard time figuring out exactly which deed I needed and how to prepare them, even with the back-up informational, how-to pdf documents, without an attorney. My experience speaks to how much the general public doesn't understand and how confusing it can be. Nonetheless, the access to so many documents at a fairly reasonable cost, the basic how-to docs made available along with the purchased doc makes all the difference. I appreciate having such things available to the public. Many thanks.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!