Spencer County Contract for Deed and Promissory Note Form

Last validated July 29, 2026 by our Forms Development Team

Spencer County Contract for Deed Form

Spencer County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/29/2026
Spencer County Contract for Deed Guidelines

Spencer County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/27/2026
Spencer County Completed Example of the Contract for Deed

Spencer County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 7/15/2026
Spencer County Promissory Note Form

Spencer County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 7/9/2026
Spencer County Promissory Note Guidelines

Spencer County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/17/2026
Spencer County Completed Example of the Promissory Note

Spencer County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 7/21/2026
Spencer County Annual Accounting Statement Form

Spencer County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 7/16/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Spencer County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Spencer County Clerk

Address:
2 W Main St / PO Box 544
Taylorsville, Kentucky 40071

Hours: 8:00 to 4:30 Mon - Fri; Thu until 6:30

Phone: (502) 477-3215

Recording Tips for Spencer County:
  • White-out or correction fluid may cause rejection
  • Ask about their eRecording option for future transactions
  • Avoid the last business day of the month when possible
  • Make copies of your documents before recording - keep originals safe
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Spencer County

Properties in any of these areas use Spencer County forms:

  • Mount Eden
  • Taylorsville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Spencer County

How do I get my forms?

Forms are available for immediate download after payment. The Spencer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Spencer County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Spencer County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Spencer County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Spencer County?

Recording fees in Spencer County vary. Contact the recorder's office at (502) 477-3215 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Spencer County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Spencer County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Spencer County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Spencer County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4767 Reviews )

Hamed T.

January 12th, 2022

Easy Process! Realy recommend them for E-Recording!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Bobby J.

March 4th, 2026

Good document as expected

Reply from Staff

We’re glad to hear things went well. Thank you for the review.

Herbert L.

March 6th, 2026

Creating my enhanced lifde estate deed was rather easy but I am not happy. After buying the 3 form package for about $29 and crating my legal form... was not happy with your disclaimer than you cannot guarantee the form will meet required legal standards. I was convinced you all knew what you're doing since the forms are supposedly specific to Polk county, Florida.

Reply from Staff

Herbert, thank you for your feedback.

Our deed forms are prepared to meet the statutory and recording requirements for the state listed, including common formatting and content requirements used by county recorders.

The disclaimer exists because we are not acting as your attorney and cannot evaluate each customer’s specific facts, property history, or intended use of the document. For that reason, we cannot guarantee that a document will meet every possible legal need or circumstance.

Many customers successfully prepare and record their deeds using these materials, but anyone needing legal advice about their particular situation should consult a licensed attorney.

Gary B.

September 16th, 2022

Great service. Comprehensive. Reasonably priced.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

David C.

January 17th, 2020

Very fast service

Reply from Staff

Thank you!

crystal l.

January 16th, 2019

Another legal professional directed me to this site. The best advice I've received from the legal profession! Forms were instantly available, easily printed & exactly what I needed at a cost that was more than affordable!! I will definitely be back again!!

Reply from Staff

Thank you Crystal and please thank your associate for us. Have a fantastic day!

Jill C.

March 6th, 2023

Easy directions for document information.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Nathan M.

April 6th, 2020

It had the info, but when I would type into the document the items I needed in adobe all that would print out was the info I typed and none of the document information.

Reply from Staff

Thank you!

TAMARA B.

December 17th, 2020

Great service

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Rick H.

May 11th, 2019

Website easy to use. Sample feed from helpful. Will know more after county reviews application.

Reply from Staff

Thank you Rick, we really appreciate your feedback.

MYRON J.

October 24th, 2019

Great way to track and save forms.

Reply from Staff

Thank you!

Samuel M.

October 8th, 2020

it was convenient to have a starting place, however, though the property is in Colorado, the probate is in Iowa, so I had to create my own document because you locked my capacity to edit the form I paid for. If I pay for it, I should be able to edit everything including non fill in text. I could not open it in word, as I normally could.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Lucus S.

May 19th, 2022

I tried to do it myself by copying an old deed and ended up with a bunch of headaches (expensive ones) wish I would have used these documents first. Live and learn.

Reply from Staff

Thank you!

Katherin K.

July 8th, 2026

Helpful, but some of the blanks aren't large enough, particularly when the grantor is an affiant under a small estate affidavit, and that's the reason for $0 consideration.

Reply from Staff

Thanks, Katherin — we appreciate the helpful feedback. We’re reviewing the blank sizing and ways to better support small estate affidavit situations, including explanations for $0 consideration.

Thomas C.

January 20th, 2020

Customer service was excellent!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!