Spencer County Contract for Deed and Promissory Note Form
Last validated August 6, 2026 by our Forms Development Team
Spencer County Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.

Spencer County Contract for Deed Guidelines
Line by line guide explaining every blank on the form.

Spencer County Completed Example of the Contract for Deed
Example of a properly completed form for reference.

Spencer County Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Spencer County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Spencer County Completed Example of the Promissory Note
Example of a properly completed form for reference.

Spencer County Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Spencer County documents included at no extra charge:
Where to Record Your Documents
Spencer County Clerk
Taylorsville, Kentucky 40071
Hours: 8:00 to 4:30 Mon - Fri; Thu until 6:30
Phone: (502) 477-3215
Recording Tips for Spencer County:
- Ensure all signatures are in blue or black ink
- Recording fees may differ from what's posted online - verify current rates
- Both spouses typically need to sign if property is jointly owned
- Avoid the last business day of the month when possible
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Spencer County
Properties in any of these areas use Spencer County forms:
- Mount Eden
- Taylorsville
Hours, fees, requirements, and more for Spencer County
How do I get my forms?
Forms are available for immediate download after payment. The Spencer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Spencer County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Spencer County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Spencer County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Spencer County?
Recording fees in Spencer County vary. Contact the recorder's office at (502) 477-3215 for current fees.
Questions answered? Let's get started!
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: Your property must be located in Spencer County to use these forms. Documents should be recorded at the office below.
This Contract for Deed and Promissory Note meets all recording requirements specific to Spencer County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Spencer County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Spencer County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4777 Reviews )
Angie K.
March 29th, 2019
Thank You!
Thank you Angie.
Stanley C.
September 11th, 2019
Amazingly simple, easy to download and use. Excellent service, Thank You
Thank you!
Gretchen N.
February 8th, 2019
The filled out form could have been placed on the real form then deleted with current info. Form quite simplified but example & help good.
Thank you for your feedback Gretchen.
Mary K.
October 25th, 2020
Fantastic way to record any deed! Done in less than a few hours, right to your inbox. Very small fee compared to driving to office or waiting for the mail.
Thank you for your feedback. We really appreciate it. Have a great day!
MATTHEW R.
March 12th, 2021
Absolutely amazing throughout the whole process
Thank you!
Diane C.
April 28th, 2021
This was just the info I needed
Thank you!
Thomas J.
March 3rd, 2021
I'm pleased with the service
Thank you!
Jim A.
January 26th, 2022
Your website is user friendly and when I brought up issues they were quickly addressed. thank you so much! jim atkinson
Thank you!
Laura J.
April 6th, 2021
Very satisfied. Highly recommend!
Thank you!
Sara M.
February 4th, 2025
This makes work so much easier now that I don't have to drive to each county to record. Thank you.
It was a pleasure serving you. Thank you for the positive feedback!
Benjamin A.
November 27th, 2019
This method seems simple for me to complete. Wish me luck.
Thank you for your feedback. We really appreciate it. Have a great day!
Theadore L.
January 4th, 2024
Bought a transfer on death deed form and it worked great. Easy to fill out and record with the County. Got some helpful information from the county recorders office before filling out the form. I found out that I could use one deed for 2 properties. Saved me money not having to pay fees for 2 deeds.
We are delighted to have been of service. Thank you for the positive review!
Hussein A.
December 12th, 2025
Very satisfied with Deeds.com’s services—fast, efficient, and professional.
Your feedback is appreciated. Thank you for letting us know how we did.
Daniel C.
January 20th, 2026
The fill-in pdf produced a messy document and several of the fields too small to accommodate the text. A tailorable MS Word document would have been far better. I would not recommend using this product.
Thank you for taking the time to share your feedback. We’re sorry to hear that the fill-in PDF did not meet your expectations, particularly with regard to formatting and field sizing.
Based on your comments, we will be reviewing the document to see where improvements can be made. Feedback like yours is genuinely helpful in identifying areas where our forms can be clearer and easier to use.
We’ve gone ahead and canceled your order and refunded your payment in full, so there’s no expectation that you use a product you wouldn’t feel comfortable recommending.
RICHARD H.
October 29th, 2020
Wonderful
Thank you!