Mississippi Forms

Calhoun County Deed of Trust and Promissory Note Form

Calhoun County Deed of Trust Form

Calhoun County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/24/2025
Calhoun County Deed of Trust Guidelines

Calhoun County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2025
Calhoun County Completed Example of the Deed of Trust

Calhoun County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 6/27/2025
Calhoun County Promissory Note Form

Calhoun County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 7/17/2025
Calhoun County Promissory Note Guidelines

Calhoun County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2025
Calhoun County Completed Example of the Promissory Note Document

Calhoun County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/15/2025
Calhoun County Subordination Clauses

Calhoun County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/2/2025
Calhoun County Annual Accounting Statement

Calhoun County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/2/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Calhoun County documents included at no extra charge:

Important: Your property must be located in Calhoun County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Calhoun County Chancery Clerk
Address:
103 West Main St / PO Box 8
Pittsboro, Mississippi 38951

Hours: 8:00am to 4:30pm.M-F

Phone: (662) 412-3117

Recording Tips for Calhoun County:
  • White-out or correction fluid may cause rejection
  • Leave recording info boxes blank - the office fills these
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Calhoun County

Properties in any of these areas use Calhoun County forms:

  • Banner
  • Big Creek
  • Bruce
  • Calhoun City
  • Derma
  • Pittsboro
  • Slate Spring
  • Vardaman

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Calhoun County

How do I get my forms?

Forms are available for immediate download after payment. The Calhoun County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Calhoun County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Calhoun County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Calhoun County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Calhoun County?

Recording fees in Calhoun County vary. Contact the recorder's office at (662) 412-3117 for current fees.

Questions answered? Let's get started!

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Important: Your property must be located in Calhoun County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Calhoun County.

Our Promise

The documents you receive here will meet, or exceed, the Calhoun County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Calhoun County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Sam A.

September 26th, 2022

User friendly website and deeds are very easy to maneuver. I'm very happy with everything Deeds.com has to offer. It truly helped me with the business that I had to take care of.

Reply from Staff

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Ron S.

April 5th, 2019

Fair price and beneficiary deed was recorded without issue. Completion instructions provided were insufficient in some cases.

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Yolanda S.

April 12th, 2021

very professional

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Jon B.

April 27th, 2021

The information and documents received are great. But the communication with customer service is not good at all. I've been waiting three days for them to respond to a question. I don't think they are going too.

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John W.

March 17th, 2021

I wish that I had known about Deed.com years ago! Very easy and time saving!

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john t.

November 1st, 2019

it worked well and printed out well.

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Ismael T.

January 19th, 2021

I was surprised and how quickly you guys process documents and helped on a mistake I had. Thank so much. I will definitely keep using Deeds.com

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Marcia D.

March 16th, 2023

Excellent... This website was awesome. Exactly what I was looking for.

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Carlene J.

August 12th, 2021

Great way to do business with Dc Government! I submitted my documents and received everything back and approved on the same day! No wait , no line! Lol

Reply from Staff

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Katherine M.

June 26th, 2019

Very helpful!

Reply from Staff

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Carol H.

December 22nd, 2021

Great help Quite useful

Reply from Staff

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Lawrence R.

February 4th, 2020

Forms do not allow enough space for fields and cutoff. Need to expand the fields to allow for more writing. I ended up re-typing to be able to include full property description. Would be nice if available in Word format rather than only PDF format.

Reply from Staff

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Jubal T.

November 27th, 2024

This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!

Reply from Staff

We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.

Earl L.

February 13th, 2019

Fair!

Reply from Staff

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Fred D.

August 31st, 2022

At first glance, explanations and guidance to fill out the grant deed seems quite direct and no too difficult. I did not see any reference to a mortgagee which I believe needs to be incorporated in a boundary line adjustment (BLA), though not sure I'll do the actual filling out the form in the next couple of weeks and will be in a better position for a more complete review.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!