Mississippi Forms

Choctaw County Warranty Deed Reserving Life Estate Form

Choctaw County Warranty Deed Reserving Life Estate Form

Choctaw County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/18/2025
Choctaw County Warranty Deed Guide

Choctaw County Warranty Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 8/6/2025
Choctaw County Completed Example of the Warranty Deed Reserving Life Estate Form

Choctaw County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.

Document Last Validated 5/9/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Choctaw County documents included at no extra charge:

Important: Your property must be located in Choctaw County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Choctaw County Chancery Clerk
Address:
112 East Quinn St / PO Box 250
Ackerman, Mississippi 39735

Hours: 8:00am to 4:30pm.M-F

Phone: (662) 285-6329

Recording Tips for Choctaw County:
  • Ensure all signatures are in blue or black ink
  • Verify all names are spelled correctly before recording
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Choctaw County

Properties in any of these areas use Choctaw County forms:

  • Ackerman
  • French Camp
  • Weir

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Choctaw County

How do I get my forms?

Forms are available for immediate download after payment. The Choctaw County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Choctaw County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Choctaw County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Choctaw County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Choctaw County?

Recording fees in Choctaw County vary. Contact the recorder's office at (662) 285-6329 for current fees.

Questions answered? Let's get started!

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Important: Your property must be located in Choctaw County to use these forms. Documents should be recorded at the office below.

This Warranty Deed Reserving Life Estate meets all recording requirements specific to Choctaw County.

Our Promise

The documents you receive here will meet, or exceed, the Choctaw County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Choctaw County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Dennis S.

October 24th, 2020

I am still working on the forms. I am having problems doing the forms as you can only save as pdf and it is difficult to change or modify the pdf. You have to purchase a pdf convertor program. but all seems to be there to do the deed submittals.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Eddy C & Tina H.

May 11th, 2021

did not use, much to expensive.

Reply from Staff

Thank you for your feedback. We do hope that you found something more suitable to your needs elsewhere. Have a wondaful day.

Magdy G.

July 13th, 2020

Very fast and efficient service. Everything was done online. Did not need any help.

Reply from Staff

Thank you!

Christine L.

May 13th, 2025

User friendly!

Reply from Staff

Thank you!

CARRIE T.

March 10th, 2022

Thought it was pretty simple to use.

Reply from Staff

Thank you!

Joyce M.

July 28th, 2019

Great website, but not helpful in locating my deed dated 1747.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kent B.

February 25th, 2019

Disappointed on most recent order. Format did not permit changing the "boilerplate" language to change "grantor" to "grantors". In so restricting, could not use pre-printed form to make a joint party conveyance.

Reply from Staff

Sorry to hear of your disappointment. We've canceled your order and payment for the warranty deed document. Have a wonderful day.

Mark E.

March 12th, 2019

Thank you for your Swift response. Have docs I was looking for!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Wilma E.

July 18th, 2022

Very satisfied with service and form. Completed form, printed, and submitted to county for processing. Everything went well.

Reply from Staff

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John T.

February 26th, 2021

Amazing! Very helpful. Very specific.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nellouise S.

April 10th, 2019

Documents are ok but I needed to reword some of the verbiage and it cannot be edited without paying a monthly or annual membership. otherwise it is a very nice site.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Edwina L.

June 24th, 2020

Awesomeness a true life saver I'm very appreciative.

Reply from Staff

Thank you!

Donald P.

November 12th, 2019

Very fast and efficient. Easy to fill out but was upset the latest tax exemptions ruled in 2014 did not seem to be included. Exclusion of sale to blood relatives, etc. _ the one I needed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Lisa M.

October 28th, 2021

This is super convenient however, I wish I knew which forms I needed for my Affidavit Death of Joint Tenant situation. That would help. Thank you

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Regina A.

February 19th, 2019

I needed to look for a recorded document and found what I was looking for. Thank you for the great service.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!