Union County Installment Contract for Deed Form

Last validated July 31, 2026 by our Forms Development Team

Union County Installment Contract for Deed Form

Union County Installment Contract for Deed Form

Fill in the blank Installment Contract for Deed form formatted to comply with all New Jersey recording and content requirements.

Document Last Validated 7/21/2026
Union County Installment Contract for Deed Guide

Union County Installment Contract for Deed Guide

Line by line guide explaining every blank on the Installment Contract for Deed form.

Document Last Validated 7/31/2026
Union County Completed Example of the Installment Contract for Deed Document

Union County Completed Example of the Installment Contract for Deed Document

Example of a properly completed New Jersey Installment Contract for Deed document for reference.

Document Last Validated 5/7/2026
Union County Sellers Disclosure Form

Union County Sellers Disclosure Form

Seller discloses known property conditions.

Document Last Validated 5/28/2026
Union County Lead Based Paint Disclosure Form

Union County Lead Based Paint Disclosure Form

Typically required with residential property sales.

Document Last Validated 7/31/2026
Union County Lead based paint brochure.

Union County Lead based paint brochure.

Seller issues brochure to buyers if applicable.

Document Last Validated 7/1/2026
Union County Annual Accounting Statement Form

Union County Annual Accounting Statement Form

Issued to buyer for fiscal year reporting of principal, interest, etc.

Document Last Validated 4/22/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Union County Clerk

Address:
Courthouse - 2 Broad St
Elizabeth, New Jersey 07207

Hours: 8:30 to 4:30 M-F

Phone: (908) 527-4787

Union County Annex

Address:
Veneri Bldg - 300 North Avenue East
Westfield, New Jersey 07090

Hours: Mon, Wed, Fri 8:00 to 4:00; Tue & Thu until 7:30; Sat 9:00 to 1:00

Phone: (908) 654-9859

Recording Tips for Union County:
  • Ensure all signatures are in blue or black ink
  • Double-check legal descriptions match your existing deed
  • Recording fees may differ from what's posted online - verify current rates
  • Request a receipt showing your recording numbers
  • Some documents require witnesses in addition to notarization

Cities and Jurisdictions in Union County

Properties in any of these areas use Union County forms:

  • Berkeley Heights
  • Clark
  • Cranford
  • Elizabeth
  • Elizabethport
  • Fanwood
  • Garwood
  • Hillside
  • Kenilworth
  • Linden
  • Mountainside
  • New Providence
  • Plainfield
  • Rahway
  • Roselle
  • Roselle Park
  • Scotch Plains
  • Springfield
  • Summit
  • Union
  • Vauxhall
  • Westfield

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Union County

How do I get my forms?

Forms are available for immediate download after payment. The Union County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Union County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Union County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Union County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Union County?

Recording fees in Union County vary. Contact the recorder's office at (908) 527-4787 for current fees.

Questions answered? Let's get started!

A "Contract for Deed" (also known as an installment land contract, land contract, or contract for sale) is a legal agreement where the buyer makes payments directly to the seller in exchange for the right to use the property. The buyer receives the deed and full ownership of the property only after all payments have been made.

Statutes and Legal Framework:
1. While New Jersey does not have specific statutes solely governing Contracts for Deed, they are generally governed by principles of contract law, real estate law, and consumer protection laws.
Key statutes include the New Jersey Consumer Fraud Act (N.J.S.A. 56:8-1 et seq.), which could apply to the contract if there is any fraud or deception involved.

2. Disclosure Requirements:
Sellers must provide accurate and complete disclosures regarding the property's condition, any liens, and any other material facts. Failing to do so may result in a violation of the Consumer Fraud Act.
If the contract is entered into without full disclosure or under deceptive terms, it may be considered voidable.

3. Recording the Contract:
While it is not always required to record a Contract for Deed, it is strongly advised. Recording the contract protects the buyer's interest in the property against future claims or liens against the seller.

4. Default and Foreclosure:
If the buyer defaults on the contract, the seller may initiate a foreclosure-like process. However, because this is a non-mortgage transaction, the process can vary, and the seller might be able to evict the buyer through summary eviction proceedings rather than formal foreclosure.
In some cases, New Jersey courts have treated Contract for Deed arrangements similarly to mortgages, requiring sellers to undergo judicial foreclosure to reclaim the property.

5. Right to Cure Default:
The contract should clearly state the buyer's rights if they default, including any grace period to cure the default before the seller can take action.

6. Interest Rates and Financing Terms:
The interest rate and financing terms must comply with New Jersey’s usury laws. If the interest rate exceeds the legal limit, the contract could be voided or reformed by a court.

Procedures for Using a Contract for Deed
1. Drafting the Contract:
The contract must include all essential terms: purchase price, payment schedule, interest rate, penalties for default, responsibilities for taxes and insurance, and the date when the deed will be transferred.
Legal counsel is often necessary to ensure that the contract complies with New Jersey law.

2. Execution and Recording:
Both parties must sign the contract, and it should be notarized. Recording the contract with the county clerk where the property is located is advisable.

3. Payment and Maintenance:
The buyer makes monthly installment payments to the seller, who retains legal title until the contract is fully paid.
The buyer takes on responsibilities such as property taxes, insurance, and maintenance.

Terms and uses
1. TITLE AND TITLE INSURANCE. Seller shall provide Buyer with a standard form owner’s policy of title insurance in the amount of the purchase price. The title policy to be issued shall contain no exceptions other than those provided in said standard form plus encumbrances or defects approved by Buyer as provided below.

2. DEED Of CONVEYANCE. Upon receipt of Buyer's payment in full of the balance of the purchase price, Seller shall furnish a General Warranty Deed, conveying to Buyer title to the property.

3. LATE CHARGE: Any above noted payment which is at least days past due, shall be subject to a late charge of $ And an additional $ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $ per day.

4. Uses include residential property, rental property up to 4 units, condominiums, and planned unit developments. Traditional installment payment with or without a balloon payment.

For use in New Jersey only.

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

This Installment Contract for Deed meets all recording requirements specific to Union County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Union County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Union County Installment Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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March 17th, 2019

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December 22nd, 2021

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January 6th, 2021

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January 19th, 2022

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January 13th, 2020

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