New Jersey - Passaic County Mortgage Secured and Promissory Note Forms

Included Forms

All Passaic County specific forms and documents listed below are included in your immediate download package:

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Included Supplemental Documents

The Following New Jersey and Passaic County supplemental forms are included as a courtesy with your order.

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County Cover Sheet (Passaic County Document)

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Nonresident Seller Tax Declaration GIT/REP-1 (Passaic County Document)

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Affidavit of Consideration for Seller / RTF-1 (Passaic County Document)

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Certificate of Acknowledgment (Passaic County Document)

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Resident Decedent Estate Tax Return (Passaic County Document)

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Nonresident Seller Tax Prepayment Receipt GIT/REP-2 (Passaic County Document)

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Affidavit of Consideration for Buyer / RTF-1EE (Passaic County Document)

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Jurat (Passaic County Document)

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Affidavit of Resident Decedent Requesting Real Property Tax Waiver / L-9 (Passaic County Document)

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Seller Residency Certification/Exemption GIT/REP-3 (Passaic County Document)

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Waiver of Seller Filing Requirement GIT/REP-4 (Passaic County Document)

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Waiver for Corrected Deed GIT/REP-4a (Passaic County Document)

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Seller Tax Form FAQs (Passaic County Document)

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Affidavit of Consideration for Buyer / RTF-1EE (New Jersey Document)

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Affidavit of Consideration for Seller / RTF-1 (New Jersey Document)

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Seller Tax Form FAQs (New Jersey Document)

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Waiver of Seller’s Filing Requirement of GIT/REP Forms and Payment GIT/REP-4 (New Jersey Document)

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Affidavit of Resident Decedent Requesting Real Property Tax Waiver / L-9 (New Jersey Document)

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Waiver for Corrected Deed GIT/REP-4a (New Jersey Document)

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Resident Decedent Estate Tax Return (New Jersey Document)

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Certificate of Acknowledgment (New Jersey Document)

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Jurat (New Jersey Document)

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Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by New Jersey or Passaic County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Passaic County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Passaic County Mortgage Secured and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the Mortgage Secured and Promissory Note forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Passaic County that you need to transfer you would only need to order our forms once for all of your properties in Passaic County.
• Are these forms guaranteed to be recordable in Passaic County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Passaic County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Mortgage Secured and Promissory Note Forms:

• Passaic County

Including:

• Bloomingdale
• Clifton
• Haledon
• Haskell
• Hawthorne
• Hewitt
• Little Falls
• Newfoundland
• Oak Ridge
• Passaic
• Paterson
• Pompton Lakes
• Ringwood
• Totowa
• Wanaque
• Wayne
• West Milford

What is the New Jersey Mortgage Secured and Promissory Note?

This Mortgage and Promissory Note have stringent default provisions that are typically suited for owner financing or private lender when financing residential property, small commercial property, rental property (up to 4 units), Condominiums, planned unit developments and vacant land.

DEFAULT. The Lender may declare that Borrower is in default on the Note and this Mortgage if:
(a) Borrower fails to make any payment required by the Note and this Mortgage within fifteen (15) days after its due date;
(b) Borrower fails to keep any other promise in this Mortgage;
(c) The ownership of the Property is changed for any reason;
(d) The holder of any lien on the Property starts foreclosure proceedings;
(e) Bankruptcy, insolvency or receivership proceedings are started by or against Borrower; or
(f) Borrower defaults with respect to any other loan from Lender to an affiliate of Borrower.

PAYMENTS DUE UPON DEFAULT. If the Lender declares that Borrower is in default, Borrower must immediately pay the full amount of all unpaid principal, interest, other amounts due on the Note and this Mortgage and the Lender's costs of collection and reasonable attorney fees.

The Promissory Note can be used for installment or balloon payments. Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.

For use in New Jersey only.

Our Promise

The documents you receive here will meet, or exceed, the Passaic County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Passaic County Mortgage Secured and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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