Cape May County Release of Mortgage Forms (New Jersey)

Form Package

Release of Mortgage

State

New Jersey

Area

Cape May County

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$27.97

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Included Forms

All Cape May County specific forms and documents listed below are included in your immediate download package:

Included Supplemental Documents

The following New Jersey and Cape May County supplemental forms are included as a courtesy with your order.

Frequently Asked Questions:

Areas Covered by These Release of Mortgage Forms:

• Cape May County

Including:

• Avalon
• Cape May
• Cape May Court House
• Cape May Point
• Dennisville
• Goshen
• Green Creek
• Marmora
• Ocean City
• Ocean View
• Rio Grande
• Sea Isle City
• South Dennis
• South Seaville
• Stone Harbor
• Strathmere
• Tuckahoe
• Villas
• Whitesboro
• Wildwood
• Woodbine

What is the New Jersey Release of Mortgage

Use this form to release a previously recorded mortgage document when it is (paid and satisfied.) the lender/releasor to avoid penalty, generally has 30 days after notification that the loan has been paid to release a mortgage document. For use by lender/mortgagee, (a bank, savings bank, savings and loan association, credit union or other corporation engaged in the business of making or purchasing mortgage loans.) (46:18-11.2 (1a))

((2) The mortgagee shall have the right to receive from the mortgagor the amount of the fee charged by the county recording officer to cancel the mortgage plus an additional service fee from the mortgagor, which service fee shall not exceed $25 or such higher amount which the Commissioner of Banking and Insurance may approve by regulation, provided the mortgagor has received notice of the fees required by the mortgagee. The mortgagee may collect the service fee at the time of the mortgage transaction or at the time the mortgage is redeemed, paid and satisfied. The fee charged by the county recording officer to cancel the mortgage of record shall be collectible at the time the mortgage is redeemed, paid and satisfied.) ((46:18-11.2 (2))

(c. If the final payment is made in cash, by certified check or cashier's check, the mortgage shall be deemed paid, satisfied and redeemed upon receipt of the cash, certified check or cashier's check by the mortgagee, his agents or assigns.) ((46:18-11.2 (2c))

(New Jersey ROM Package includes form, guidelines, and completed example) For use in New Jersey only.

Our Promise

The documents you receive here will meet, or exceed, the Cape May County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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