Otero County Assignment of Mortgage Form

Otero County Assignment of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Otero County Guidelines for Assignment of Mortgage
Line by line guide explaining every blank on the form.

Otero County Completed Example of the Assignment of Mortgage Document
Example of a properly completed form for reference.

Otero County Notice of Assignment of Mortgage
Fill in the blank form formatted to comply with content requirements.

Otero County Notice of Assignment Guidelines
Line by line guide explaining every blank on the form.

Otero County Completed Example of Notice of Assignment Document
Example of a properly completed form for reference.
All 6 documents above included • One-time purchase • No recurring fees
Additional New Mexico and Otero County documents included at no extra charge:
Where to Record Your Documents
Otero County Clerk
Alamogordo, New Mexico 88310
Hours: 7:30 to 6:00 M-F
Phone: (575) 437-4942
Recording Tips for Otero County:
- White-out or correction fluid may cause rejection
- Documents must be on 8.5 x 11 inch white paper
- Avoid the last business day of the month when possible
- Bring extra funds - fees can vary by document type and page count
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Otero County
Properties in any of these areas use Otero County forms:
- Alamogordo
- Bent
- Cloudcroft
- High Rolls Mountain Park
- Holloman Air Force Base
- La Luz
- Mayhill
- Mescalero
- Orogrande
- Pinon
- Sacramento
- Sunspot
- Timberon
- Tularosa
- Weed
Hours, fees, requirements, and more for Otero County
How do I get my forms?
Forms are available for immediate download after payment. The Otero County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Otero County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otero County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Otero County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Otero County?
Recording fees in Otero County vary. Contact the recorder's office at (575) 437-4942 for current fees.
Have other questions? Contact our support team
This Assignment of Mortgage form is commonly used when the current lender transfers the loan to a third party, this is typically done when the mortgage is sold to the third party.
48-7-2. [Assignments of mortgages; recording; person entitled to payment; effect of failure to record; assignee's action against assignor.]
In cases where assignments of real estate mortgages are made subsequent to the date this act takes effect, and such assignments are not recorded in the office of the county clerk of the proper county, the mortgagor, his heirs, personal representatives or assigns may pay the principal debt secured by such mortgage or accrued interest thereon, prior to the recording of such assignment, to the mortgagee; but if an assignment of such mortgage appears upon the proper record of such county clerk, then such payment may be made to the last assignee whose assignment is so recorded, and such payment shall be effectual to extinguish all claims against such mortgagor, his heirs, personal representatives or assigns, for or on account of such interest or such principal indebtedness. No transfer of any note, bond or other evidence of indebtedness, by endorsement or otherwise, where such indebtedness is secured by mortgage on real estate within this state, shall prevent or operate to defeat the defense of payment of such interest or principal by the mortgagor, his heirs, personal representatives or assigns, where such payment has been made to the mortgagee whose mortgage is duly recorded or to the assignee whose assignment appears last of record in accordance with the provisions of this act [ 48-7-2, 48-7-3 NMSA 1978]; provided, however, that the assignee who may hold an unrecorded assignment of a real estate mortgage which is immediately subsequent to such recorded mortgage or to the last recorded assignment shall have a right of action against his assignor to recover the amount of any such payment of interest or principal made to such assignor, as upon an account for money had and received for the use of such assignee.
14-9-4. Filing for record; effect; reception book.
The time of the recording of an instrument shall be the time of its deposit in the office of the county clerk and his entry thereof in the reception book as herein provided. It shall be the duty of every county clerk immediately on the receipt for record of any deed, mortgage or other writing affecting the title to real estate, to enter the same by the name of the grantor, mortgagor or other persons [person] whose title is affected thereby, in a proper book, arranged in alphabetical or numerical order, to be known as the reception book, together with the date, hour and minute of such record. Any county clerk failing to make such entry immediately, shall be punished by a fine of one hundred dollars [($100)], and shall also be liable for damages to any person injured by such neglect, to the extent of such injury.
Current Borrowers must be notified of the assignment. Notification consists of contact information of the new creditor, recording dates, recording instrument numbers, changes in loan, etc. Included are "Notice of Assignment of Mortgage" forms.
The Truth and lending act requires that borrowers be notified when their mortgage debt has been sold, transferred, or assigned to a new creditor. Generally, within 30 days to avoid up to $2,000.00 in statutory damages, plus reasonable attorney's fees. Systematic violations can reach up $500,000.00.
(New Mexico AOM Package includes form, guidelines, and completed example) For use in New Mexico only.
Important: Your property must be located in Otero County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage meets all recording requirements specific to Otero County.
Our Promise
The documents you receive here will meet, or exceed, the Otero County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Otero County Assignment of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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