Bernalillo County Deed of Trust and Promissory Note Form (New Mexico)

All Bernalillo County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Bernalillo County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Bernalillo County compliant document last validated/updated 10/18/2024

Deed of Trust Guidelines

Bernalillo County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 9/12/2024

Completed Example of the Trustee Deed Document

Bernalillo County Completed Example of the Trustee Deed Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 11/20/2024

Promissory Note Form

Bernalillo County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Bernalillo County compliant document last validated/updated 10/30/2024

Promissory Note Guidelines

Bernalillo County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 10/23/2024

Completed Example of the Promissory Note Document

Bernalillo County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 10/31/2024

Subordination Agreements

Bernalillo County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Bernalillo County compliant document last validated/updated 9/13/2024

Annual Accounting Statement Form

Bernalillo County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all New Mexico recording and content requirements.
Included Bernalillo County compliant document last validated/updated 11/6/2024

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Bernalillo County. The executed documents should then be recorded in the following office:

Bernalillo County Clerk

One Civic Plaza NW, 6th floor / PO Box 542, Albuquerque, New Mexico 87102-0542

Hours: 8:00am-5:00pm M-F

Phone: (505) 468-1290

Local jurisdictions located in Bernalillo County include:

  • Albuquerque
  • Cedar Crest
  • Isleta
  • Kirtland Afb
  • Sandia Park
  • Tijeras

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Bernalillo County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Bernalillo County using our eRecording service.
Are these forms guaranteed to be recordable in Bernalillo County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bernalillo County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Bernalillo County that you need to transfer you would only need to order our forms once for all of your properties in Bernalillo County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Mexico or Bernalillo County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Bernalillo County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Bernalillo County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Bernalillo County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4442 Reviews )

Shihei W.

December 12th, 2024

Loved every step of the process, from the detail explanation of the services/products provided, to the inclusive packet that comes with my purchase of the trust certification form.

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Jamie P.

December 9th, 2024

Got it next business day in the morning. Saved me phone call and perhaps a trip to courthouse. Very pleased.

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

Ben C.

December 8th, 2024

Easy and Quick,Thanks

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Deborah M.

June 24th, 2021

Absolutely great. The staff is responsive and knowledgeable. The online interface is excellent. The total cost for finalizing the sale on our property (minus state filing fees) was $39. A wonderful experience.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Therese L.

September 20th, 2019

Good instructions and example

Reply from Staff

Thank you!

Barbara E.

March 2nd, 2021

I'm not sure if KVH is the identity to the person who helped me. I hope it is so you know just how much she helped She was great and very patient with me and with Wayne County Register of Deeds. I'm am really glad I had her on my team in this long endeavor.

Reply from Staff

Thank you for the kinds words Barbara. We appreciate you.

Thomas H.

April 15th, 2023

I had an initial problem of downloading the form. After contacting the website, I got an answer very quickly, and they fixed the problem.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

MARY LACEY M.

June 25th, 2020

Excellent service! From setting up an account to successfully recording, the instructions were clear and easy to follow. I am very pleased to have this service available, and favorably impressed by our current Maricopa County Recorder for pursuing its availability. Thank you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Lisa B.

April 13th, 2019

Awesome service. User friendly, simple, easy and quick to fill out with instructions and sample copy and print.

Reply from Staff

Thank you Lisa, we appreciate your feedback.

Annette L.

August 25th, 2024

Excellent customer service and value!

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Alan M.

December 3rd, 2021

The packet I downloaded was complete and useful, and process was not unduly opaque. However, I would have liked to download the whole packet, about 6 files, all at one go. Still, the forms provided the complete solution to my situation.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joyce F.

March 31st, 2019

The forms are simple to follow. I was hoping I would be able to add my personal info. That would make the forms even more simple.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jeri M.

October 28th, 2019

Very happy with the site and the deed document I received.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Ronald R.

December 30th, 2022

first tinme use, good buy=t expensive

Reply from Staff

Thank you!

Maria S.

January 10th, 2019

The paperwork/forms are fine, but there isn't enough explanation for me to figure out how to file the extra forms (which I do need in my case). The main form, Deed Upon Death is fine. I think the price is pretty high for these forms. I wouldn't have purchased it because there are places to get them for much cheaper (about 6 dollars), but this site had the extra forms I wanted (property in a trust and another form). Unfortunately these were included as a "courtesy" and there are no instructions for them. So three stars for being clear about what was in the package, having the right forms that I need, but instructions for putting them to use and price took a couple of stars off. Downloading was easy and once you download you can type the info into the PDF--that makes working with the forms much easier.

Reply from Staff

Thank you for the feedback Maria. Regarding the supplement documents, it is best to get assistance from the agency that requires them. These are not legal documents, they should provide full support and guidance for them.