Bernalillo County Deed of Trust and Promissory Note Form (New Mexico)

All Bernalillo County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Bernalillo County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Bernalillo County compliant document last validated/updated 5/28/2025

Deed of Trust Guidelines

Bernalillo County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 3/18/2025

Completed Example of the Trustee Deed Document

Bernalillo County Completed Example of the Trustee Deed Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 4/15/2025

Promissory Note Form

Bernalillo County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Bernalillo County compliant document last validated/updated 6/25/2025

Promissory Note Guidelines

Bernalillo County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 3/3/2025

Completed Example of the Promissory Note Document

Bernalillo County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 5/28/2025

Subordination Agreements

Bernalillo County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Bernalillo County compliant document last validated/updated 5/30/2025

Annual Accounting Statement Form

Bernalillo County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all New Mexico recording and content requirements.
Included Bernalillo County compliant document last validated/updated 7/3/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Bernalillo County. The executed documents should then be recorded in the following office:

Bernalillo County Clerk

One Civic Plaza NW, 6th floor / PO Box 542, Albuquerque, New Mexico 87102-0542

Hours: 8:00am-5:00pm M-F

Phone: (505) 468-1290

Local jurisdictions located in Bernalillo County include:

  • Albuquerque
  • Cedar Crest
  • Isleta
  • Kirtland Afb
  • Sandia Park
  • Tijeras

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Bernalillo County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Bernalillo County using our eRecording service.
Are these forms guaranteed to be recordable in Bernalillo County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bernalillo County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Bernalillo County that you need to transfer you would only need to order our forms once for all of your properties in Bernalillo County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Mexico or Bernalillo County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Bernalillo County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Bernalillo County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Bernalillo County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

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Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Patricia H.

October 15th, 2020

The process was so easy and result was excellent and expedient. I will definitely recommend your company for future recording needs.

Reply from Staff

Thank you!

Anne H.

July 25th, 2024

After some initial general confusion -- (we sold a small piece of land privately and therefore do not typically prepare such documentation (!)) -- we were able to purchase and download all forms from Deeds.com and understand how to complete it/them. The help is all there, we just needed to read and study it - the "Example" helped alot. We were able to complete the Document per your online form(s) and then take it to be signed/notarized - and take the completed paper document to the Registry -- and it is now all registered and we are All Set. rn Took the morning (only). THANK YOU. A wonderful tool!!

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Tim M.

February 2nd, 2024

This is my first time using this amazing service. I wish I was told about this before I went all the way downtown, drove thru construction zones, paid for parking only to be told the computer system had crashed. rnI was referred to Deeds.com and I will not use the downtown system again.

Reply from Staff

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Kevin V.

June 29th, 2020

This is an option for recording that worked flawlessly with my county government. Given Covid19 has closed county offices to the public as well as the personal kiosks options to record shrunk dramatically. I recommend Deeds.Com for your recording needs.

Reply from Staff

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Gary M.

April 18th, 2020

Death of JT form was excellent. You have the best documents out there. I wish I could have read the sample just so I knew my information was entered correctly. Real problem is County wants a bar code on documents to get recorded. Now?
Need four deed forms so the expense starts to be prohibitive. I would rather pay more and get multiple access.

Reply from Staff

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Laura R.

August 13th, 2022

Afficavit worked kind of pricey

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Karin H.

September 18th, 2021

Awesome same-day service!

Reply from Staff

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Sue C.

December 1st, 2023

Very helpful. Easy to use. Able to avoid the cost of having an attorney prepare the document I needed.

Reply from Staff

Your appreciative words mean the world to us. Thank you and we look forward to serving you again!

Lori N.

August 16th, 2022

I ordered the document I needed and it was available for download within a half hour. Very pleased, thanks!

Reply from Staff

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Darlene P.

November 12th, 2021

Deeds.com was a money saver for me. It made a daunting task of preparing a Quit Claim Deed a very simple task. I was happy that my documentation was accepted by my state and County first round.

Thank you Deeds.com

Reply from Staff

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Nancy O.

July 27th, 2023

Outstanding forms and service. Liked that the main deed forms were PDF so I could fill them out on my laptop, in my own time, instead of some online Q/A auto populate system. Guide was helpful, as was the completed sample. Used the erecording service to file the deed, amazing.

Reply from Staff

Thank you for your wonderful review Nancy! Our team takes pride in providing helpful resources, and we are pleased that the guide and completed sample were beneficial to you throughout the process. Making the deed filing journey smoother for our users is always our top priority.

RAMONA F.

July 29th, 2020

Good communication but they were unable to help me

Reply from Staff

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