Bernalillo County Deed of Trust and Promissory Note Form

Last validated September 11, 2026 by our Forms Development Team

Formatted for recording in Bernalillo County, for property anywhere in the county: rural and unincorporated areas as well as Albuquerque, Cedar Crest, Isleta, Kirtland Afb, Sandia Park, Tijeras.

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Bernalillo County Deed of Trust Form

Bernalillo County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 9/11/2026
Bernalillo County Deed of Trust Guidelines

Bernalillo County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/6/2026
Bernalillo County Completed Example of the Trustee Deed Document

Bernalillo County Completed Example of the Trustee Deed Document

Example of a properly completed form for reference.

Document last validated 8/10/2026
Bernalillo County Promissory Note Form

Bernalillo County Promissory Note Form

Note that is secured by the Deed of Trust.

Document last validated 9/2/2026
Bernalillo County Promissory Note Guidelines

Bernalillo County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/28/2026
Bernalillo County Completed Example of the Promissory Note Document

Bernalillo County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document last validated 8/13/2026
Bernalillo County Subordination Agreements

Bernalillo County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document last validated 8/26/2026
Bernalillo County Annual Accounting Statement Form

Bernalillo County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all New Mexico recording and content requirements.

Document last validated 7/24/2026

All 8 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Bernalillo County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Bernalillo County Clerk

Address:
One Civic Plaza NW, 6th floor / PO Box 542
Albuquerque, New Mexico 87102-0542

Hours: 8:00am-5:00pm M-F

Phone: (505) 468-1290

Recording Tips for Bernalillo County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Recording fees may differ from what's posted online - verify current rates
  • Request a receipt showing your recording numbers
  • Ask about accepted payment methods when you call ahead

Cities and Jurisdictions in Bernalillo County

Properties in any of these areas use Bernalillo County forms:

  • Albuquerque
  • Cedar Crest
  • Isleta
  • Kirtland Afb
  • Sandia Park
  • Tijeras

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Bernalillo County

How do I get my forms?

Forms are available for immediate download after payment. The Bernalillo County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Bernalillo County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bernalillo County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bernalillo County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Bernalillo County?

Recording fees in Bernalillo County vary. Contact the recorder's office at (505) 468-1290 for current fees.

Questions answered? Let's get started!

New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Bernalillo County to use these forms. Documents should be recorded at the county recording office listed above.

This Deed of Trust and Promissory Note meets all recording requirements specific to Bernalillo County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Bernalillo County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Bernalillo County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Completed although having the sample really helped. Now to file.

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ROBIN C. 5 out of 5 stars

The process was very easy but I did not realize before I paid to get this form , that I could have gotten it free from Tulsa county clerks office. Other than that, it was fine.

Reply from Staff

Thank you for the honest feedback, Robin, and we're glad the process was easy for you. You're right that the Tulsa County Clerk publishes a free transfer on death deed form, and we'd never want anyone to feel they overpaid. Our version isn't that same blank, though: it adds an alternate beneficiary designation so the property still passes as you intend if your first choice doesn't survive you, it's built to handle one or two owners, and it comes with a plain-language guide and a completed example. We appreciate your business.

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Cleatous S. 3 out of 5 stars

The deed form is hard to fill in. There is no way to fill in the county in the "reviewed by" section. Also, there is no place for the Grantee's address on the form. I had to include it in the fill-in space for the legal description.

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Carol W. 5 out of 5 stars

The guide and example provided made it so easy to complete the form. All was in order when I took it to the Register of Deeds. No hassles at all! Thanks.

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