New Mexico Deed of Trust and Promissory Note

County Specific Legal Forms Validated as recently as May 11, 2026 by our Forms Development Team

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About the New Mexico Deed of Trust and Promissory Note

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How to Use This Form

Select your county from the list on the left
Download the county-specific form
Fill in the required information
Have the document notarized if required
Record with your county recorder's office

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New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

How to Use This Form

Select your county from the list above
Download the county-specific form
Fill in the required information
Have the document notarized if required
Record with your county recorder's office

What Others Like You Are Saying

— Thomas J.

"I'm pleased with the service"

— Stephen D.

"I recommend you add a box "Add another document or package." The way it is now confused me…"

— Betty Z.

"Thank you so much for giving us a service so important to many. I will pass on this pertinent proces…"

— Judith D.

"If my availability does not coincide with your business hours it should not prevent me from uploadin…"

— Kecia L.

"Great place to find much needed documents. A huge thanks!"

Common Uses for Deed of Trust and Promissory Note

Release a lien after a debt has been paid in full
Establish priority of a mortgage or deed of trust
Document the reconveyance of a property after loan payoff
Record a deed of trust to secure a promissory note

Compare other New Mexico deed forms and documents

Quitclaim Deed Gift Deed Warranty Deed Special Warranty Deed Grant Deed Correction Deed Easement Deed Termination of Easement Mortgage Secured by Promissory Note Assignment of Mortgage Release of Mortgage Assignment of Deed of Trust Release of Deed of Trust Contract for Deed Personal Representative Deed Transfer on Death Deed Transfer on Death Revocation Affidavit of Facts as to Death Notice of Administration Affidavit of Deceased Joint Tenant Transfer of Homestead Affidavit Mineral Deed Mineral Deed with Quitclaim Covenants Notice of Lis Pendens Release of Lis Pendens Disclaimer of Interest Certificate of Trust

Important: County-Specific Forms

Our deed of trust and promissory note forms are specifically formatted for each county in New Mexico.

After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.

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