Mckinley County Deed of Trust and Promissory Note Form

Additional New Mexico and Mckinley County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Mckinley County

Properties in any of these areas use Mckinley County forms:

• Brimhall
• Church Rock
• Continental Divide
• Crownpoint
• Fort Wingate
• Gallup
• Gamerco
• Jamestown
• Mentmore
• Mexican Springs
• Navajo
• Prewitt
• Ramah
• Rehoboth
• Smith Lake
• Thoreau
• Tohatchi
• Vanderwagen
• Yatahey
• Zuni

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New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Mckinley County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Mckinley County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Mckinley County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

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