Essex County Contract for Deed Form

Additional New York and Essex County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

• Bloomingdale
• Crown Point
• Elizabethtown
• Essex
• Jay
• Keene
• Keene Valley
• Lake Placid
• Lewis
• Minerva
• Mineville
• Moriah
• Moriah Center
• New Russia
• Newcomb
• North Hudson
• Olmstedville
• Paradox
• Port Henry
• Port Kent
• Ray Brook
• Schroon Lake
• Severance
• Ticonderoga
• Upper Jay
• Westport
• Willsboro
• Wilmington
• Witherbee

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Contract for Deed often referred to as a Land Contract
Use this form for an Owner Financed Sale. This is an 8-page form adaptable to a multitude of situations, a general synopsis; Seller(s) and buyer(s) set their terms and conditions and once the property is paid in full, seller will provide clean title to said property. Financing with Installment payments (Example: $$$$ a month for 10 years), or balloon payment. (Example: Three years of payments with a balance of $$$) owed on this maturity date. Late fees are set by so much owed after so many days with an additional amount owed each and every day thereafter. If this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, (a) one percent (1.0%) of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

BUYER DEFAULT. Buyer is in default upon the occurrence of any of the following:
a. The monthly payment, and any applicable late charge, is not made within thirty (30) days after the monthly due date; or
b. Insurance or taxes are not paid, repairs and maintenance is not performed, or the property is in violation of any applicable laws or government regulations and corrective action is not completed by buyer within thirty (30) days after notice to buyer to pay the insurance or taxes, repair the property, or correct any violation or non-compliance with any applicable laws or regulations. If buyer fails to pay any taxes, insurance, maintain the property in good repair, or correct any violations within the time specified above, seller may do so and any expense incurred by seller shall be paid by buyer to seller within thirty (30) days from receipt by buyer of a written bill therefor paid therefor by seller.

TRANSFER OF DEED. Upon payment in full of the purchase price, seller agrees to complete, sign and deliver the following to buyer: (a) a warranty deed conveying a good and marketable title to the premises described in this contract, except for encumbrances that may be caused by the acts or omissions of Buyer after the parties sign this contract; (b) Combined Real Estate Transfer Tax Return and Credit Line Mortgage (TP-584); (c) Real Property Transfer Report (RP-5217);

INTERPRETATION OF CONTRACT. New York Law.
Most "Contract for Deeds" are recorded, this is formatted for such use if needed.

(New York CFD Package includes form, guidelines, and completed example)

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

This Contract for Deed meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here will meet, or exceed, the Essex County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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