Albany County Mortgage and Promissory Note Form

Albany County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Albany County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Albany County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Albany County Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.

Albany County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Albany County Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.

Albany County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional New York and Albany County documents included at no extra charge:
Where to Record Your Documents
Albany County Clerk - County Courthouse
Albany, New York 12207-1077
Hours: 8:30am to 4:30pm M-F
Phone: (518) 487-5100
Recording Tips for Albany County:
- Ask about their eRecording option for future transactions
- Leave recording info boxes blank - the office fills these
- Avoid the last business day of the month when possible
- Ask about accepted payment methods when you call ahead
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Albany County
Properties in any of these areas use Albany County forms:
- Albany
- Alcove
- Altamont
- Berne
- Clarksville
- Coeymans
- Coeymans Hollow
- Cohoes
- Delmar
- Dormansville
- East Berne
- Feura Bush
- Glenmont
- Guilderland
- Guilderland Center
- Knox
- Latham
- Medusa
- Newtonville
- Preston Hollow
- Ravena
- Rensselaerville
- Selkirk
- Slingerlands
- South Bethlehem
- Troy
- Voorheesville
- Watervliet
- Westerlo
Hours, fees, requirements, and more for Albany County
How do I get my forms?
Forms are available for immediate download after payment. The Albany County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Albany County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Albany County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Albany County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Albany County?
Recording fees in Albany County vary. Contact the recorder's office at (518) 487-5100 for current fees.
Questions answered? Let's get started!
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Important: Your property must be located in Albany County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Albany County.
Our Promise
The documents you receive here will meet, or exceed, the Albany County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Albany County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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May 26th, 2022
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October 19th, 2021
great DIY site.
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November 12th, 2019
Great website, fraction of the price if doing title research elsewhere
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August 22nd, 2021
Site is easy to navigate and forms are as described. Too bad there is no secure payment link service (PayPal, Apple Pay, etc. So after I verify charge has hit my credit card I will delete my Deeds.com account.
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Diane C.
April 19th, 2020
Website is very user friendly and provided a variety of forms to download for use
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Greg S.
August 19th, 2022
The Beneficiary Deed is easy to fill out, expecially with the examples/explanations provided. The only recommendation I would make is to state that the Parcel ID and the Assessor's ID are one in the same. I looked everywhere for something that mentions "Assessor's ID" in my paperwork to no avail. Upon calling the Maricopa Assessor's number in Maricopa I was told that they are the same.
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Maribeth M.
June 25th, 2021
Usually I have trouble registering things online, even though people tell me it's easy. This time, it WAS easy and fast, and I'm grateful I didn't have to drive somewhere and stand in line. Thank you!
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Bradley B.
December 20th, 2020
This was a good way to find the owners of land located in the middle of some that I owned. The experience was fairly easy and the cost reasonable.
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Angela M.
November 14th, 2024
Great communication and always on timely manner unless issue appears with the document. I like their customer service, very helpful and assisting when necessary.
We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.
Marc T.
August 31st, 2021
Walked the document through our county offices today. the directions to fill out the document were awesome and we had no issues, We now have a TOD property. Beats paying an attorney $200.00
Thank you for your feedback. We really appreciate it. Have a great day!
Jane E.
November 4th, 2020
The form was incompatible with my son's new computer. I do not have a printer. We did use your form to type a copy into "word" so he could print it.
Thank you!
Alison B.
March 17th, 2021
The Deed of trust form was fine but the promissory note was less user friendly since I needed to change a few things that were fixed in the template. I ended up using white-out after I got no response when I emailed the help site that was provided in one of your emails, so it looks a little odd but should be usable
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Betty J W.
May 31st, 2022
Was Totally Amazed, it was so easy to follow the example and I am 75 years old. I took my paper work in and it passed with flying colors. Thank-You So much saved me $665.00. BJW
Thank you!
Dennis M.
April 24th, 2022
Deeds was responsive and got back to me right away suggesting I go to the county and retrieve copies of the deed there. It's a couple of hundred miles away so was hoping I could do it online. A pretty good website though. Sorry we couldn't do business.
Thank you for your feedback. We really appreciate it. Have a great day!