Albany County Mortgage and Promissory Note Form

Last validated August 13, 2026 by our Forms Development Team

Albany County Mortgage Form

Albany County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/13/2026
Albany County Mortgage Guidelines

Albany County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/31/2026
Albany County Completed Example of the Mortgage Document

Albany County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 7/23/2026
Albany County Promissory Note Form

Albany County Promissory Note Form

Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.

Document Last Validated 7/8/2026
Albany County Promissory Note Guidelines

Albany County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/4/2026
Albany County Completed Example of the Promissory Note Document

Albany County Completed Example of the Promissory Note Document

Example of a properly completed New York Mortgage and Promissory Note document for reference.

Document Last Validated 7/23/2026
Albany County Annual Accounting Statement Form

Albany County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 7/22/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Albany County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Albany County Clerk - County Courthouse

Address:
16 Eagle St, Rm 128
Albany, New York 12207-1077

Hours: 8:30am to 4:30pm M-F

Phone: (518) 487-5100

Recording Tips for Albany County:
  • Avoid the last business day of the month when possible
  • Request a receipt showing your recording numbers
  • Have the property address and parcel number ready

Cities and Jurisdictions in Albany County

Properties in any of these areas use Albany County forms:

  • Albany
  • Alcove
  • Altamont
  • Berne
  • Clarksville
  • Coeymans
  • Coeymans Hollow
  • Cohoes
  • Delmar
  • Dormansville
  • East Berne
  • Feura Bush
  • Glenmont
  • Guilderland
  • Guilderland Center
  • Knox
  • Latham
  • Medusa
  • Newtonville
  • Preston Hollow
  • Ravena
  • Rensselaerville
  • Selkirk
  • Slingerlands
  • South Bethlehem
  • Troy
  • Voorheesville
  • Watervliet
  • Westerlo

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Albany County

How do I get my forms?

Forms are available for immediate download after payment. The Albany County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Albany County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Albany County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Albany County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Albany County?

Recording fees in Albany County vary. Contact the recorder's office at (518) 487-5100 for current fees.

Questions answered? Let's get started!

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.

Mortgage covenants

Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.

Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.

Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.

Promissory Note

A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender

(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.

Important: Your property must be located in Albany County to use these forms. Documents should be recorded at the office below.

This Mortgage and Promissory Note meets all recording requirements specific to Albany County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Albany County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Albany County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4771 Reviews )

Jennifer A M.

March 6th, 2021

Great service; very easy and simple, especially as an individual that needed only one (1) document recorded with my municipality.

Reply from Staff

Thank you!

Ming W.

December 22nd, 2020

couldn't believe how efficient and perfect job you have done!! I will recommend your website to all friends.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Shane T.

March 7th, 2020

The Transfer on Death Deed form package was very good. But like anything, could use some improvements. There is not enough space to fill more than one beneficiary with any level of additional detail like "as his sole and separate property" The area for the legal description could be a bit bigger and potentially fit many legal descriptions. Or it could be made to simply say "See Exhibit A" as is likely necessary for most anyway. The guide should indicate what "homestead property" means so the user doesn't have to research the legal definition. (which turns out to be obvious, at least in my state, if you live there, it's your homestead.) It would be helpful if an "Affidavit of Death" form were included in the package for instances where the current deed hasn't been updated to reflect a widowed owner as the sole owner before recording with only the one signature.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nancy B.

July 22nd, 2021

Very user-friendly. Looks like everything I needed in one place. Great job.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

ARTHEMEASE B.

November 8th, 2021

You made a very confusing process very easy. Your response was timely. I will definitely use you again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Larry P.

June 27th, 2023

Easy to follow step by step in completing form. Filing successful on first try. Economical cost. Would highly recommend.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Arthur H.

March 17th, 2022

Deeds.com was informative, quick, and complete. Found everything I needed complete with instructions and examples. Easy to use and understand. And VERY reasonably priced.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Rick H.

September 2nd, 2022

Great service... patient with me through the process.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Andrea H.

February 10th, 2022

Easy! Reasonable cost over and above the actual recording cost. Will save me the time I would have spent driving to the county offices.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Claire W.

March 24th, 2022

The price is right, and very simple to follow

Reply from Staff

Thank you!

Suzanne A.

February 25th, 2024

The purchase and download from Deeds.com were pleasantly straightforward. The actual of filing not so obvious in our case.

Reply from Staff

Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.

Jeanette S.

September 3rd, 2020

Your site was easy to figure out after a few mistakes on my part. Messages were returned quickly. Very convenient for our recording of documents. I will recommend using this method for recording in future. Thank you for working fast in our recording.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Debra W.

May 12th, 2020

Thorough information, quickly received !! I'm going to order more! Helpful due to an ILLEGAL FORECLOSURE! Thank you!!!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

James S.

April 22nd, 2019

easy to use

Reply from Staff

Thank you James.

Sun H.

January 16th, 2024

It was great working with deeds.com. I needed to record quickclaim deed and the staff was very responsive and communicative throughout the process where I needed to modify the documents repeated. Thank you for making the recording much easy by setting up the e-recording service!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!