Albany County Mortgage and Promissory Note Form
Last validated May 21, 2026 by our Forms Development Team
Albany County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Albany County Mortgage Guidelines
Line by line guide explaining every blank on the form.
Albany County Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Albany County Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Albany County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Albany County Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Albany County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
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Additional New York and Albany County documents included at no extra charge:
Where to Record Your Documents
Albany County Clerk - County Courthouse
Albany, New York 12207-1077
Hours: 8:30am to 4:30pm M-F
Phone: (518) 487-5100
Recording Tips for Albany County:
- Recorded documents become public record - avoid including SSNs
- Check margin requirements - usually 1-2 inches at top
- Both spouses typically need to sign if property is jointly owned
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Albany County
Properties in any of these areas use Albany County forms:
- Albany
- Alcove
- Altamont
- Berne
- Clarksville
- Coeymans
- Coeymans Hollow
- Cohoes
- Delmar
- Dormansville
- East Berne
- Feura Bush
- Glenmont
- Guilderland
- Guilderland Center
- Knox
- Latham
- Medusa
- Newtonville
- Preston Hollow
- Ravena
- Rensselaerville
- Selkirk
- Slingerlands
- South Bethlehem
- Troy
- Voorheesville
- Watervliet
- Westerlo
Hours, fees, requirements, and more for Albany County
How do I get my forms?
Forms are available for immediate download after payment. The Albany County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Albany County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Albany County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Albany County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Albany County?
Recording fees in Albany County vary. Contact the recorder's office at (518) 487-5100 for current fees.
Questions answered? Let's get started!
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Important: Your property must be located in Albany County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Albany County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Albany County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Albany County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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April 22nd, 2020
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September 11th, 2020
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July 18th, 2023
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June 10th, 2019
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August 25th, 2020
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November 25th, 2019
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January 20th, 2026
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A. S.
February 27th, 2019
First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.
Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!
Kimberly R.
January 8th, 2019
Very easy to use. Very informative. I think this is a very good service and is worth the $19 especially if you value time.
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