Onondaga County Mortgage and Promissory Note Form (New York)
All Onondaga County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Onondaga County compliant document last validated/updated 6/11/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Onondaga County compliant document last validated/updated 11/6/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Onondaga County compliant document last validated/updated 2/25/2025
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included Onondaga County compliant document last validated/updated 5/26/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Onondaga County compliant document last validated/updated 5/2/2025
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included Onondaga County compliant document last validated/updated 4/1/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Onondaga County compliant document last validated/updated 5/22/2025
The following New York and Onondaga County supplemental forms are included as a courtesy with your order:
When using these Mortgage and Promissory Note forms, the subject real estate must be physically located in Onondaga County. The executed documents should then be recorded in the following office:
Onondaga County Clerk
401 Montgomery St, Rm. 200, Syracuse, New York 13202
Hours: 8:30am – 4:30pm / Recording: in line by 4:15pm
Phone: (315) 435-2227
Local jurisdictions located in Onondaga County include:
- Apulia Station
- Baldwinsville
- Brewerton
- Bridgeport
- Camillus
- Cicero
- Clay
- Delphi Falls
- East Syracuse
- Elbridge
- Fabius
- Fayetteville
- Jamesville
- Jordan
- Kirkville
- La Fayette
- Liverpool
- Manlius
- Marcellus
- Marietta
- Memphis
- Minoa
- Mottville
- Nedrow
- Plainville
- Pompey
- Skaneateles
- Skaneateles Falls
- Syracuse
- Tully
- Warners
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Onondaga County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Onondaga County using our eRecording service.
Are these forms guaranteed to be recordable in Onondaga County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Onondaga County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Onondaga County that you need to transfer you would only need to order our forms once for all of your properties in Onondaga County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Onondaga County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Onondaga County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Onondaga County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Onondaga County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
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June 28th, 2025
I filled out the Kansas form and presented it to the Clerk of Deeds in Rawlins Co and there were no problems and no expensive attorney involved for a simple transaction.
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June 26th, 2025
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June 3rd, 2021
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August 8th, 2020
This was a great site to use. They responded quickly when needed. And with i 24 hours the deed was filed. Very happy with with site and company! Thank you!
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January 12th, 2023
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August 29th, 2024
The representatives that facilitate the recording process have always been very helpful, especially where there is some issue with the recording. They have always gone the extra mile to make sure we know what we need to do to fix any issues. I really love this service.
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Judith C.
February 3rd, 2021
very happy so far. Haven't gone to record deeds yet so am in good hopes everything will be in good order. Time saver!!!
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mary s.
July 30th, 2021
It would help if pages of a document indicated 1 of 3 etc. When I downloaded the TOD guide I got a 4th page though it only showed 3 on the screen.
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March 17th, 2021
I've never had a problem locating the records I need. I can't imagine what can be done to improve the service.
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June 16th, 2022
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November 7th, 2024
I was introduced to Deeds.com from my title company. I wanted the title company to do a courtesy recording for me and they suggested Deeds.com. Best suggestion in a while. The interface to use the website was seemlessly easy. The communication with the service staff was thorough and prompt. After the initial verification process (which the photo app was a little tricky), everything was easy. Will use them again.
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Cynthia M.
July 5th, 2019
I wanted the Lady Bird Deed for my estate, and it was very easy to download, fill out and file. My county records department accepted it with no issue. Thank you Deeds.com! You saved me over $500.00!
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February 24th, 2022
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April 7th, 2020
I love how quick the turnaround is, my only request would be for an email notification be sent once an invoice is ready and then once a document is recorded and ready to download (only because I have a large caseload and it's very easy to forget things sometimes).
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