Saratoga County Mortgage and Promissory Note Forms (New York)
All Saratoga County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/19/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/4/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/19/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included document last reviewed/updated 4/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/11/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included document last reviewed/updated 5/3/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 1/30/2024
The following New York and Saratoga County supplemental forms are included as a courtesy with your order.
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Saratoga County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Saratoga County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Saratoga County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Saratoga County that you need to transfer you would only need to order our forms once for all of your properties in Saratoga County.
Are these forms guaranteed to be recordable in Saratoga County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Saratoga County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
- Saratoga County
Including:
- Ballston Lake
- Ballston Spa
- Burnt Hills
- Clifton Park
- Corinth
- Galway
- Gansevoort
- Greenfield Center
- Hadley
- Mechanicville
- Middle Grove
- Porter Corners
- Rexford
- Rock City Falls
- Round Lake
- Saratoga Springs
- Schuylerville
- South Glens Falls
- Stillwater
- Victory Mills
- Waterford
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Saratoga County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Saratoga County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
See all reviews ( 4326 Reviews )
David W.
May 4th, 2024
Great examples on how to fill out the quitclaim deed, but no info on how to fill out the cover sheet.
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Malissa B.
May 1st, 2024
Fast response and quick delivery love it!
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Michael L.
April 25th, 2024
Professional, simple. Very good.
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Norma M.
October 19th, 2020
this is great because it saves money and gets the job done
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Stephen D.
April 17th, 2020
I recommend you add a box "Add another document or package." The way it is now confused me, so I uploaded the same document two more times, thinking the upload failed the first two times.
Thank you for your feedback Stephen.
Jessica B.
September 23rd, 2021
Amazing service. Immediate responses at all hours of the day and prevent late in the evening! Patient and friendly. I will say that Adobe scan did not work well for me. Notes app for IOS has a scan feature and that seemed to work best.
Thank you for your feedback. We really appreciate it. Have a great day!
April L.
November 13th, 2019
The warranty deed forms I received worked fine.
Thank you!
Linda I.
August 16th, 2023
So far so good. It was reasonably easy to download and complete the form using information found in my closing paperwork. I haven't yet had my form notarized but plan to do so this week and submit the packet to my county auditor.
Thank you for your feedback. We really appreciate it. Have a great day!
Alex J.
August 6th, 2020
Very simple to use. I am a private homeowner with no experience in such things and it was very easy to do which was quite a relief. Thank you.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Virginia S.
June 28th, 2022
Very easy to use. Had my Transfer of Death Designation Affidavit done in no time and filed with the Recorder's Office the next day.
Thank you for your feedback. We really appreciate it. Have a great day!
Jonnie G.
November 15th, 2019
I very much dreaded this whole endeavor but very pleasantly surprised. So far, so good. I feel much more confidant that the crucial form, when presented, will play well with the county.......
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Tim T.
September 3rd, 2019
Although I am sure that the Quit Claim form was acceptable for my county, I felt that it was not formatted in the manor that I have seen while viewing the other deeds recorded. So that forms that I received were not useful to me.
Thank you for your feedback. We really appreciate it. Have a great day!
Vicky M.
September 1st, 2022
I would give Deeds.com 10 stars if I could!! The staff were super friendly and easy to work with. They kept me constantly updated during the process of uploading and forwarding my deeds for recording. And, the price was extremely reasonable. I look forward to utilizing Deeds.com every time I need to record a deed no matter what U.S. State. I wholeheartedly recommend them!
Thank you for your feedback. We really appreciate it. Have a great day!
Nancy J.
February 14th, 2019
Forms were not to hard to fill out,
Will go to Douglas County Oregon
Recorders office in a few weeks and hope I filled them out correctly.
Thank you for your feedback. We really appreciate it. Have a great day!
John T.
October 12th, 2023
I have not completed the submission of documents yet but the initial sign up and documents were easily done and trouble free. Will update with results soon
Thank you!