Westchester County Mortgage and Promissory Note Form
Last validated July 23, 2026 by our Forms Development Team
Westchester County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Westchester County Mortgage Guidelines
Line by line guide explaining every blank on the form.
Westchester County Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Westchester County Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Westchester County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Westchester County Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Westchester County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
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Additional New York and Westchester County documents included at no extra charge:
Where to Record Your Documents
Westchester County Clerk
White Plains, New York 10601
Hours: 8:00am to 5:00pm M-F
Phone: (914) 995-3080 or 3094
Recording Tips for Westchester County:
- Bring your driver's license or state-issued photo ID
- Verify all names are spelled correctly before recording
- Ask if they accept credit cards - many offices are cash/check only
- Bring extra funds - fees can vary by document type and page count
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Westchester County
Properties in any of these areas use Westchester County forms:
- Amawalk
- Ardsley
- Ardsley On Hudson
- Armonk
- Baldwin Place
- Bedford
- Bedford Hills
- Briarcliff Manor
- Bronxville
- Buchanan
- Chappaqua
- Cortlandt Manor
- Crompond
- Cross River
- Croton Falls
- Croton On Hudson
- Dobbs Ferry
- Eastchester
- Elmsford
- Goldens Bridge
- Granite Springs
- Harrison
- Hartsdale
- Hastings On Hudson
- Hawthorne
- Irvington
- Jefferson Valley
- Katonah
- Larchmont
- Lincolndale
- Mamaroneck
- Maryknoll
- Millwood
- Mohegan Lake
- Montrose
- Mount Kisco
- Mount Vernon
- New Rochelle
- North Salem
- Ossining
- Peekskill
- Pelham
- Pleasantville
- Port Chester
- Pound Ridge
- Purchase
- Purdys
- Rye
- Scarsdale
- Shenorock
- Shrub Oak
- Somers
- South Salem
- Tarrytown
- Thornwood
- Tuckahoe
- Valhalla
- Verplanck
- Waccabuc
- West Harrison
- White Plains
- Yonkers
- Yorktown Heights
Hours, fees, requirements, and more for Westchester County
How do I get my forms?
Forms are available for immediate download after payment. The Westchester County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Westchester County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Westchester County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Westchester County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Westchester County?
Recording fees in Westchester County vary. Contact the recorder's office at (914) 995-3080 or 3094 for current fees.
Questions answered? Let's get started!
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Important: Your property must be located in Westchester County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Westchester County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Westchester County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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