Rutherford County Contract for Deed Form (North Carolina)
All Rutherford County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Rutherford County compliant document last validated/updated 9/26/2024
Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Included Rutherford County compliant document last validated/updated 10/8/2024
Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Included Rutherford County compliant document last validated/updated 7/19/2024
Notice of Liens Form
Notice of Conveyance of Property Encumbered by Lien Pursuant to North Carolina Property Code 47H-6(b)
Included Rutherford County compliant document last validated/updated 7/11/2024
Periotic Accounting Statement
Required Annual Statement Per N.C. § 47H-5.
Included Rutherford County compliant document last validated/updated 10/30/2024
The following North Carolina and Rutherford County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed forms, the subject real estate must be physically located in Rutherford County. The executed documents should then be recorded in the following office:
Rutherford County Register of Deeds
229 N Main St / PO Box 551, Rutherfordton, North Carolina 28139
Hours: 8:30 to 5:00 M-F
Phone: (828) 287-6155
Local jurisdictions located in Rutherford County include:
- Bostic
- Caroleen
- Chimney Rock
- Cliffside
- Ellenboro
- Forest City
- Harris
- Henrietta
- Lake Lure
- Rutherfordton
- Spindale
- Union Mills
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Rutherford County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Rutherford County using our eRecording service.
Are these forms guaranteed to be recordable in Rutherford County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rutherford County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Rutherford County that you need to transfer you would only need to order our forms once for all of your properties in Rutherford County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Rutherford County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Rutherford County Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This "Contract for Deed" often called a "Land Contract" is a document (in which the seller agrees to sell an interest in property to the purchaser and the purchaser agrees to pay the purchase price in five or more payments exclusive of the down payment, if any, and the seller retains title to the property as security for the purchaser's obligation under the agreement.) (NC Statute 47H-1(1))
Use this package for Residential Property, Rental Property (up to 4 units), Condominiums, Planned Unit Development Property and Vacant Land. Financing is variable, choose between traditional installment payments or x number of payments followed by a balloon payment. This is common when the seller wants to be cashed out. Interest Rates, late payments and charges are set by seller.
If the purchaser goes into default. They must have the right to cure the default. This "Contract for Deed" form has that clause of "Right to Cure" (See NC Statute 47H-3. Conditions of forfeiture; right to cure.)
In 14 boldface type a "Right to Cancel Statement" must be placed above the purchaser's signature, to the effect of;
NOTE TO PURCHASER: YOU HAVE THE RIGHT TO CANCEL THIS CONTRACT FOR DEED UNTIL MIDNIGHT OF THE THIRD BUSINESS DAY FOLLOWING THE EXECUTION OF THIS CONTRACT, OR DELIVERY OF THE CONTRACT, WHICHEVER OCCURS LATER. YOU MAY CANCEL BY NOTIFYING THE SELLER AT:
Existing Lien Form: This form can be used if there is/are existing liens on the property. (the seller, must notify the purchaser in a separate written disclosure, provided at or before the execution of the contract, in 14-point type, boldface, capital letters, the following statement: THIS PROPERTY HAS EXISTING LIENS ON IT. IF THE SELLER FAILS TO MAKE TIMELY PAYMENTS TO THE LIEN HOLDER, THE LIEN HOLDER MAY FORECLOSE ON THE PROPERTY, EVEN IF YOU HAVE MADE ALL YOUR PAYMENTS.) (NC Statute 47H-6(b)) Note: this disclosure form is included in this package.
This package includes the 'Periodic Statement of Account" form
(The seller shall provide the purchaser with a statement of account at least once every 12-month period for the term of a contract for deed. The statement must include at least the following information:
(1) The amount paid under the contract.
(2) The remaining amount owed under the contract.
(3) The number of payments remaining under the contract.
(4) The amounts paid to taxing authorities, if paid or collected by the seller or the purchaser.
(5) The amounts paid to insure the property on the purchaser's behalf, if collected by the seller.
(6) If the property has been damaged and the seller has received insurance proceeds, an accounting of the proceeds applied to the property.
(7) If the property is encumbered by a lien or mortgage pursuant to G.S. 47H-6, the outstanding balance of the loan that is secured by the property. (2010-164, s. 4.))
(47H-5. Periodic statements of account.)
A "Contract for Deed" must be recorded (within five business days after the contract has been signed and acknowledged by both the seller and the purchaser) (NC Statute 47H-2(d))
(North Carolina COD Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Rutherford County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Rutherford County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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