Rutherford County Memorandum of a Contract for Deed Form
Last validated June 8, 2026 by our Forms Development Team
Rutherford County Memorandum of a Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.

Rutherford County Memorandum Guidelines
Line by line guide explaining every blank on the form.

Rutherford County Completed Example of the Memorandum
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional North Carolina and Rutherford County documents included at no extra charge:
Where to Record Your Documents
Rutherford County Register of Deeds
Rutherfordton, North Carolina 28139
Hours: 8:30 to 5:00 M-F
Phone: (828) 287-6155
Recording Tips for Rutherford County:
- Documents must be on 8.5 x 11 inch white paper
- White-out or correction fluid may cause rejection
- Double-check legal descriptions match your existing deed
- Verify all names are spelled correctly before recording
- Mornings typically have shorter wait times than afternoons
Cities and Jurisdictions in Rutherford County
Properties in any of these areas use Rutherford County forms:
- Bostic
- Caroleen
- Chimney Rock
- Cliffside
- Ellenboro
- Forest City
- Harris
- Henrietta
- Lake Lure
- Rutherfordton
- Spindale
- Union Mills
Hours, fees, requirements, and more for Rutherford County
How do I get my forms?
Forms are available for immediate download after payment. The Rutherford County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Rutherford County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Rutherford County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rutherford County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Rutherford County?
Recording fees in Rutherford County vary. Contact the recorder's office at (828) 287-6155 for current fees.
Questions answered? Let's get started!
A "Memorandum of Contract for Deed" form can be recorded in place of a "Contract for Deed" This is often used to keep details of a transaction private. This is a 3-page form where the first page has information, second page is a signature page, 3rd page is for the legal description.
A "Contract for Deed" or "Memorandum of a Contract for deed must be recorded (within 5 business days) of execution. It shall (be recorded in the office of the register of deeds in the county in which the property is located.) It shall be titled ("Memorandum of a Contract for Deed") (N.C. Statute 47H-2(d)).
This Memorandum [shall contain, as a minimum, the names of the parties, the signatures of the parties, a description of the property, and applicable time periods as described in subdivisions (b)(8) and (11)] of 47H-2, which states:
(The amount and due date of each installment payment and the total number of installment payments.) (47H-2(b)(8))
(A statement of the rights of the purchaser to cure a default.) (47H-2(b)(11).
[N.C. Statute 47H-2(d)].
This Memorandum notifies the world that the subject property is under contract, this protects both buyers and sellers. Without a recorded contract or memorandum, the seller could refinance or encumber the property, without anyone knowing the property is already under contract and therefore lessening the buyer's equity. In many cases the seller wants cashed out, the banks usually require a recorded Contract or Memorandum, this shows a history of payments, sometimes referred to as seasoning.
(North Carolina Memorandum Package includes form, guidelines, and completed example)
Important: Your property must be located in Rutherford County to use these forms. Documents should be recorded at the office below.
This Memorandum of a Contract for Deed meets all recording requirements specific to Rutherford County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Rutherford County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Rutherford County Memorandum of a Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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