Rutherford County Memorandum of a Contract for Deed Form (North Carolina)

All Rutherford County specific forms and documents listed below are included in your immediate download package:

Memorandum of a Contract for Deed Form

Rutherford County Memorandum of a Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Rutherford County compliant document last validated/updated 6/25/2025

Memorandum Guidelines

Rutherford County Memorandum Guidelines

Line by line guide explaining every blank on the form.
Included Rutherford County compliant document last validated/updated 2/12/2025

Completed Example of the Memorandum

Rutherford County Completed Example of the Memorandum

Example of a properly completed form for reference.
Included Rutherford County compliant document last validated/updated 7/10/2025

The following North Carolina and Rutherford County supplemental forms are included as a courtesy with your order:

When using these Memorandum of a Contract for Deed forms, the subject real estate must be physically located in Rutherford County. The executed documents should then be recorded in the following office:

Rutherford County Register of Deeds

229 N Main St / PO Box 551, Rutherfordton, North Carolina 28139

Hours: 8:30 to 5:00 M-F

Phone: (828) 287-6155

Local jurisdictions located in Rutherford County include:

  • Bostic
  • Caroleen
  • Chimney Rock
  • Cliffside
  • Ellenboro
  • Forest City
  • Harris
  • Henrietta
  • Lake Lure
  • Rutherfordton
  • Spindale
  • Union Mills

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Rutherford County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Rutherford County using our eRecording service.
Are these forms guaranteed to be recordable in Rutherford County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rutherford County including margin requirements, content requirements, font and font size requirements.

Can the Memorandum of a Contract for Deed forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Rutherford County that you need to transfer you would only need to order our forms once for all of your properties in Rutherford County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Carolina or Rutherford County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Rutherford County Memorandum of a Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A "Memorandum of Contract for Deed" form can be recorded in place of a "Contract for Deed" This is often used to keep details of a transaction private. This is a 3-page form where the first page has information, second page is a signature page, 3rd page is for the legal description.

A "Contract for Deed" or "Memorandum of a Contract for deed must be recorded (within 5 business days) of execution. It shall (be recorded in the office of the register of deeds in the county in which the property is located.) It shall be titled ("Memorandum of a Contract for Deed") (N.C. Statute 47H-2(d)).

This Memorandum [shall contain, as a minimum, the names of the parties, the signatures of the parties, a description of the property, and applicable time periods as described in subdivisions (b)(8) and (11)] of 47H-2, which states:
(The amount and due date of each installment payment and the total number of installment payments.) (47H-2(b)(8))
(A statement of the rights of the purchaser to cure a default.) (47H-2(b)(11).
[N.C. Statute 47H-2(d)].

This Memorandum notifies the world that the subject property is under contract, this protects both buyers and sellers. Without a recorded contract or memorandum, the seller could refinance or encumber the property, without anyone knowing the property is already under contract and therefore lessening the buyer's equity. In many cases the seller wants cashed out, the banks usually require a recorded Contract or Memorandum, this shows a history of payments, sometimes referred to as seasoning.

(North Carolina Memorandum Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Rutherford County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Rutherford County Memorandum of a Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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