North Carolina Forms

Avery County Deed of Trust Form

Avery County Deed of Trust Form

Avery County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/1/2025
Avery County Deed of Trust Guidelines

Avery County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/30/2025
Avery County Completed Example of the Deed of Trust Document

Avery County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 6/10/2025
Avery County Promissory Note Form

Avery County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 7/16/2025
Avery County Promissory Note Guidelines

Avery County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/5/2025
Avery County Completed Example of the Promissory Note Document

Avery County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 1/14/2025
Avery County Subordination Agreements

Avery County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/11/2025
Avery County Annual Accounting Statement

Avery County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 12/17/2024

All 8 documents above included • One-time purchase • No recurring fees

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Additional North Carolina and Avery County documents included at no extra charge:

Important: Your property must be located in Avery County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Avery County Register of Deeds
Address:
200 Montezuma St / PO Box 87
Newland, North Carolina 28657

Hours: 8:00 to 4:30 Monday through Friday / Recording until 4:15

Phone: (828) 733-8260

Recording Tips for Avery County:
  • Leave recording info boxes blank - the office fills these
  • Recorded documents become public record - avoid including SSNs
  • If mailing documents, use certified mail with return receipt

Cities and Jurisdictions in Avery County

Properties in any of these areas use Avery County forms:

  • Banner Elk
  • Crossnore
  • Elk Park
  • Linville
  • Minneapolis
  • Montezuma
  • Newland
  • Pineola
  • Plumtree

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Avery County

How do I get my forms?

Forms are available for immediate download after payment. The Avery County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Avery County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Avery County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Avery County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Avery County?

Recording fees in Avery County vary. Contact the recorder's office at (828) 733-8260 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Avery County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Avery County.

Our Promise

The documents you receive here will meet, or exceed, the Avery County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Avery County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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February 11th, 2019

Excellent easy to follow instructions.

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October 10th, 2024

Great communication, this was my first e-recording.

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August 19th, 2020

VERY EASY TO USE !

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Scott S.

November 20th, 2020

This is the best resource I have found for documents related to beneficiary deeds!

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December 16th, 2021

Excellent source for obtaining documents and instructions.

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Caroline K.

August 16th, 2019

SIMPLE, THAT IS GOOD

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Stephen M.

September 15th, 2022

The process to record took five minutes of my time, and within 45 minutes, my document was recorded! Simple, efficient and affordable! Thanks!

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August 20th, 2020

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Karen D.

July 17th, 2020

Awesome,thorough, and fast.

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Scott A.

August 3rd, 2019

The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.

Reply from Staff

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Pamela B.

May 29th, 2021

The process was not difficult but I don't think that it suited my needs. There were several fields that were not applicable to me but I had to enter something to proceed. I also filled out the other form and mailed it in with some documentation that the electronic service did not ask for. Questions of my attempt are still unanswered. I hope I didn't waste time with this process. We shall see. Thank you.

Reply from Staff

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Felicia T.

May 30th, 2023

Great service with all the added resources on the form I requested. Question: How long do the forms stay available on my account?

Reply from Staff

Thanks for the feedback Felicia. Our goal is to keep the documents available in your account indefinitely. It's a good idea to download the documents and store them yourself just in case.