Caldwell County Deed of Trust Forms (North Carolina)

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Form Package

Deed of Trust

State

North Carolina

Area

Caldwell County

Price

$27.97

Delivery

Immediate Download

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More info on getting a copy of your existing deed and eRecording.

Included Forms

All Caldwell County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/22/2024

Deed of Trust Guidelines

Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/8/2024

Completed Example of the Deed of Trust Document

Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included document last reviewed/updated 4/10/2024

Promissory Note Form

Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included document last reviewed/updated 2/5/2024

Promissory Note Guidelines

Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 10/30/2023

Completed Example of the Promissory Note Document

Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included document last reviewed/updated 4/17/2024

Subordination Agreements

Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included document last reviewed/updated 3/18/2024

Annual Accounting Statement

Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 2/26/2024

Included Supplemental Documents

The following North Carolina and Caldwell County supplemental forms are included as a courtesy with your order.

Frequently Asked Questions:

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Carolina or Caldwell County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Caldwell County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Caldwell County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Deed of Trust forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Caldwell County that you need to transfer you would only need to order our forms once for all of your properties in Caldwell County.

Are these forms guaranteed to be recordable in Caldwell County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Caldwell County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Areas Covered by These Deed of Trust Forms:

  • Caldwell County

Including:

  • Collettsville
  • Granite Falls
  • Hudson
  • Lenoir
  • Patterson
  • Rhodhiss

What is the North Carolina Deed of Trust

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Caldwell County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Caldwell County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Reviews

4.8 out of 5 (4317 Reviews)

Dyanna B.

April 23rd, 2024

Got what I needed. Easy access.

Reply from Staff

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Gina G.

April 17th, 2024

This service is fantastic! Took a few tries to scan the document correctly, but their patience and quick turn around made this a far better experience than going to the County myself.

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Michael M.

April 17th, 2024

Great service that satisfied all my needs. Great prices too.

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Rachelle S.

March 21st, 2021

Wow that was easy

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Samantha A.

June 9th, 2022

Its exactly what it said it was. I received multiple downloads, loaded fast and was pretty easy to navigate.

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Russell B.

March 15th, 2023

complete package as promised at a very reasonable cost. Easy forms to complete. Thank you. Definitely 5 stars!!!

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Marjorie D.

November 1st, 2021

The process was easy and efficient. I will definitely be using this service!

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Justin S.

September 2nd, 2022

Very useful information

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GARY S.

August 27th, 2020

sweet & easy

Reply from Staff

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Patricia R.

October 26th, 2022

Very quick to respond with the obvious answers. I asked what form to use when adding my daughter to deed. Answer: talk to an attorney duh.

Reply from Staff

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Diana M.

June 25th, 2020

First time user - process went very smooth and fast. It took me a little to find my messages. At first I didn't know you process documents other than deeds so maybe you should consider putting on your home page that it's not only for deeds - it's for any document that needs recording. :)

Reply from Staff

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Stephen M.

September 15th, 2022

The process to record took five minutes of my time, and within 45 minutes, my document was recorded! Simple, efficient and affordable!
Thanks!

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Jeanette S.

January 2nd, 2020

Easy to use and instructions were very clear. If possible, it would be nice to be able to download the entire package at one time - it was a little cumbersome to download each item separately. (Of course, I didn't know which of the items I needed, so downloaded them all)

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Miljana K.

January 20th, 2019

I was on several sites but this was the easiest and cost effective. No bait and switch like on several sites where you get a "free trial" and then they started billing you monthly for legal services. Excellent.

Reply from Staff

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Gloria H.

December 17th, 2020

Very content with the service received. The document was recorded in the city in no time. Will definitely use Deeds.com again in the near future.

Reply from Staff

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