North Carolina Forms

Clay County Deed of Trust Form

Clay County Deed of Trust Form

Clay County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/1/2025
Clay County Deed of Trust Guidelines

Clay County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/30/2025
Clay County Completed Example of the Deed of Trust Document

Clay County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/21/2025
Clay County Promissory Note Form

Clay County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 7/16/2025
Clay County Promissory Note Guidelines

Clay County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/22/2025
Clay County Completed Example of the Promissory Note Document

Clay County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 1/14/2025
Clay County Subordination Agreements

Clay County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/11/2025
Clay County Annual Accounting Statement

Clay County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/27/2025

All 8 documents above included • One-time purchase • No recurring fees

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Additional North Carolina and Clay County documents included at no extra charge:

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clay County Register of Deeds
Address:
261 Courthouse Drive Suite 2
Hayesville, North Carolina 28904

Hours: 8:00 to 5:00 M-F

Phone: (828) 389-0087

Recording Tips for Clay County:
  • Documents must be on 8.5 x 11 inch white paper
  • Ask if they accept credit cards - many offices are cash/check only
  • Recording early in the week helps ensure same-week processing

Cities and Jurisdictions in Clay County

Properties in any of these areas use Clay County forms:

  • Brasstown
  • Hayesville
  • Warne

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Clay County

How do I get my forms?

Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Clay County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Clay County?

Recording fees in Clay County vary. Contact the recorder's office at (828) 389-0087 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Clay County.

Our Promise

The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Clay County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Reply from Staff

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Roy Y.

February 7th, 2019

I paid for and received the form for a Quit Claim Deed. Hoping it is the form I need to complete my transaction. Thank you for making it possible to obtain the form I was in need of.

Reply from Staff

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November 14th, 2020

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Reply from Staff

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May 4th, 2021

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May 25th, 2021

Very easy to use, responsive help when the document was initially rejected and very fast service (recorded the deed within 24 hours).

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Nancy A.

June 23rd, 2021

First time user and I was pleasantly surprised how quick and easy it was to get my Deed recorded. And the fee was not outrageous.

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June 9th, 2020

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February 13th, 2020

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September 15th, 2020

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November 15th, 2020

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June 26th, 2021

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November 6th, 2023

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May 20th, 2020

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March 4th, 2023

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February 14th, 2024

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