North Carolina Forms

Clay County Deed of Trust Form

Clay County Deed of Trust Form

Clay County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/1/2025
Clay County Deed of Trust Guidelines

Clay County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/30/2025
Clay County Completed Example of the Deed of Trust Document

Clay County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 6/10/2025
Clay County Promissory Note Form

Clay County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 7/16/2025
Clay County Promissory Note Guidelines

Clay County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/5/2025
Clay County Completed Example of the Promissory Note Document

Clay County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 1/14/2025
Clay County Subordination Agreements

Clay County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 11/8/2024
Clay County Annual Accounting Statement

Clay County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 12/17/2024

All 8 documents above included • One-time purchase • No recurring fees

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Additional North Carolina and Clay County documents included at no extra charge:

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clay County Register of Deeds
Address:
261 Courthouse Drive Suite 2
Hayesville, North Carolina 28904

Hours: 8:00 to 5:00 M-F

Phone: (828) 389-0087

Recording Tips for Clay County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Check that your notary's commission hasn't expired
  • White-out or correction fluid may cause rejection
  • Both spouses typically need to sign if property is jointly owned
  • Ask about accepted payment methods when you call ahead

Cities and Jurisdictions in Clay County

Properties in any of these areas use Clay County forms:

  • Brasstown
  • Hayesville
  • Warne

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Clay County

How do I get my forms?

Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Clay County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Clay County?

Recording fees in Clay County vary. Contact the recorder's office at (828) 389-0087 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Clay County.

Our Promise

The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Clay County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Kimberly F.

April 22nd, 2020

Ordered and received the quitclaim form. Exactly what I expected, perfect.

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Timothy C.

February 17th, 2022

Very easy to use, guides are also nice to have. thank you.

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January 25th, 2023

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anthony r.

November 19th, 2020

Fast and easy

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Cathy S.

October 15th, 2022

Great forms! Repeat customer here, wouldn't go anywhere else.

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Garrett R.

May 24th, 2022

I am a real estate attorney in CA. These Wyoming model deeds look too basic and barely adequate: no usual name and address at the top for tax statements and who recorded it. Some old fashioned legalese that only obfuscates. I won't use them. Your background info was good though.

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Patricia D.

January 22nd, 2019

It worked great- I had a little trouble at first with the site, figuring out where to do what, but the form was much better than the one we purchased at Staples, loved being able to fill out with the computer. We did need the other form as per the screen prior to ordering but couldn't figure out which one. The ladies at the recorders were great too.

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Janice S.

August 27th, 2019

Well, you couldn't find the deeds, but you didn't charge me for it so great! Thanks Jan

Reply from Staff

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John H.

September 13th, 2021

Quality product. Forms are as advertised. Easy to use site.

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Evelia G.

January 4th, 2019

I love this guide. Thank you for having this available.

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Annie R.

December 7th, 2019

Excellent service. Documents easy to understand and use.

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Jan C.

May 20th, 2020

Wow - finding your service was a lifesaver! I know my forms, but I don't have the time right now to draft them from "scratch". So once I found this site it was a couple of quick clicks and VOILA!! almost a done deal. Thanks for the assistance.

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Yvonne R.

December 1st, 2020

Quick and easy, however, I couldn't get the guide to download.

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Jackson J.

June 4th, 2019

Thank you for your help the website is simple and easy to use and dealing with this county for the 1st time there were a few things i was not too sure about but your staff was prompt and responsive and anytime there was a glitch we were promptly able to resolve the issue until the deed was accepted and recorded by the county great service thanks again.

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Theresa J.

June 16th, 2021

I thank you for your service. I received the needed information.

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