Cumberland County Deed of Trust Form
Cumberland County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Cumberland County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Cumberland County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Cumberland County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Cumberland County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Cumberland County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Cumberland County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Cumberland County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional North Carolina and Cumberland County documents included at no extra charge:
Where to Record Your Documents
Cumberland County Register of Deeds
Fayetteville, North Carolina 28301 / 28302
Hours: 8:00am-5:00pm M-F
Phone: (910) 678-7775 or 678-7783
Recording Tips for Cumberland County:
- Bring your driver's license or state-issued photo ID
- Double-check legal descriptions match your existing deed
- Both spouses typically need to sign if property is jointly owned
- Make copies of your documents before recording - keep originals safe
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Cumberland County
Properties in any of these areas use Cumberland County forms:
- Cumberland
- Falcon
- Fayetteville
- Fort Bragg
- Hope Mills
- Linden
- Pope A F B
- Spring Lake
- Stedman
- Wade
Hours, fees, requirements, and more for Cumberland County
How do I get my forms?
Forms are available for immediate download after payment. The Cumberland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cumberland County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cumberland County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cumberland County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cumberland County?
Recording fees in Cumberland County vary. Contact the recorder's office at (910) 678-7775 or 678-7783 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.
This Deed of Trust meets all recording requirements specific to Cumberland County.
Our Promise
The documents you receive here will meet, or exceed, the Cumberland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cumberland County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4574 Reviews )
Charles D.
December 14th, 2023
The included instructions and example made the document easy to complete. And the additional documents for no additional charge were nice.
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Anna C.
February 9th, 2021
It was more detailed than the forms on other website, plus cheaper. I do not have date it was recorded in 2000 but did have date of warranty deed. Will that be ok with Recorder? Also did not want to date it today till I know when and where the Recorders office is located.
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Donald S.
March 16th, 2021
Guidelines somewhat helpful. Forms fillable but not editable unless you buy an Adobe conversion service subscription. End product looks crude and amateurish. Fields can't be reduced or enlarged to accommodate unique data. Very disappointing.
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Janet J.
August 11th, 2020
They quickly advised they could not record a death certificate for me.
Thank you!
Renata L.
July 30th, 2019
Was a bit difficult to navigate. I feel a fee to access the site and a fee to print is a bit much. I am in the real estate business and find the deeds very useful
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Earnestine C.
September 4th, 2019
Informative and instruction clear and concise, which made it easy for a person without real estate knowledge to acquire needed information. Thank you.
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clenio o.
May 11th, 2021
Very helpful. The Register office is closed in Detroit due to covid, but after using it, I would do it regardless. Thank you.
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Larry L.
January 20th, 2022
I am completely satisfied. It was easy to find the correct form and download it. The instructions were very clear.
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Christine M.
September 8th, 2021
Forms were top notch, easy to complete, printed beautifully, recorded with no revisions. Highly recommend for anyone preparing their own deeds.
Thank you for the kind words Christine. Have an amazing day!
Faith D.
April 26th, 2023
That was really nice to use! Just don't have a computer but will go get copies. Thank you for being there.
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Marck G.
March 23rd, 2022
This is an excellent service..thank you
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Don R.
January 26th, 2022
From Pennsylvania here. Documents are great and easy to fill out however you are lacking a couple of things. You only provide the option for a Grant Deed when you purchase by your county which is Mercer County for me. Why not give the ability to get a Warranty Deed that better protects the Grantee? Also, being from Pennsylvania and in a county that mined Buituminous Coal we are required to include the Coal Severance Notice and Bituminous Mine Subsidence and Land Conservation Act Notice. You can check the box on your Deed form that they are required and attached but you do not provide the verbiage or form for this. You state that you know what each county requires and include everything required but you do not include these two required Notices. This has been a requirement for years and the wording never changes. I had to look for these Notices and hand type this information and include it on another seperate page after the Notary section on the Deed. The Grantor has to sign the Coal Severance Notice and be witnessed by a Notary so I had to add another place for the Notary and will have to pay twice for witnessed signatures when it could have been included in your document. My Deed from 2003 was done that way and then the Notary statement after that so it was only one notarized witness of signature.
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Jay B.
March 17th, 2021
I've never had a problem locating the records I need. I can't imagine what can be done to improve the service.
Thank you!
John E.
November 14th, 2020
This process exceeded my expectations. A great customer experience!
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Isaac T.
November 14th, 2022
Had no problem getting my forms. It was quick,easy, and reasonable priced. Will use again if needed
We appreciate your business and value your feedback. Thank you. Have a wonderful day!