Davidson County Deed of Trust Form (North Carolina)
All Davidson County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Davidson County compliant document last validated/updated 7/1/2025
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Davidson County compliant document last validated/updated 6/30/2025
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Davidson County compliant document last validated/updated 6/10/2025
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Davidson County compliant document last validated/updated 5/13/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Davidson County compliant document last validated/updated 6/5/2025
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Davidson County compliant document last validated/updated 1/14/2025
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Davidson County compliant document last validated/updated 11/8/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Davidson County compliant document last validated/updated 12/17/2024
The following North Carolina and Davidson County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Davidson County. The executed documents should then be recorded in the following office:
Davidson County Register of Deeds
203 West 2nd St / PO Box 464, Lexington, North Carolina 27292 / 27293
Hours: 8:00 to 5:00 M-F
Phone: (336) 242-2150
Local jurisdictions located in Davidson County include:
- Denton
- Lexington
- Linwood
- Southmont
- Thomasville
- Wallburg
- Welcome
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Davidson County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Davidson County using our eRecording service.
Are these forms guaranteed to be recordable in Davidson County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Davidson County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Davidson County that you need to transfer you would only need to order our forms once for all of your properties in Davidson County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Davidson County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Davidson County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Davidson County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Davidson County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
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Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Richard A.
June 24th, 2020
Great product. It would be better if the document files were not embedded within other files. It made downloading a little confusing. The titles of the forms did not match exactly word for word, which required a lot of back and forth to make sure I had downloaded the proper document. What would be great is if once you download a document, the hyperlink changed color, or somehow denoted the document had been downloaded. Just a suggestion. You have my email address if you have questions. STILL! Five stars for you guys. I would not let that hiccup dissuade me from buying any form package from you guys. Thanks!
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Timothy G.
August 1st, 2020
Easy peezy.
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Kathie C.
August 13th, 2024
This was the first time I have used Deeds.com and I must say that I am extremely impressed. The person that handled my packages was amazing and extremely helpful. I am recommending that our firm starts using Deeds.com and we do a lot of e-recordings. Thank you so much for making this a great experience and for all of your efforts in making it so great!!!
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Nancy C.
January 15th, 2021
Simple and easy to download. After reading the instructions/sample pages I did still have some questions regarding the beneficiary deed for the state of MO.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Tracy M.
July 9th, 2020
The form is easy to use. However, the quit claim deed form seems to be for parcel of land, because the word "real property" is not in the form.
Thank you for your feedback. We really appreciate it. Have a great day!
Cedric H.
April 6th, 2022
The Guide and Example documents included were a great help completing the form on my own.
Thank you!
HELENA M.
March 19th, 2021
Quick, super easy and very reasonable charge!!
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Patricia And James J.
January 1st, 2019
No review provided.
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Dee R.
November 14th, 2019
Quick, Simple order process with many options of forms to download!
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John H.
October 13th, 2019
works nice
Thank you!
Pamela B.
November 23rd, 2019
Fantastic system, so easy to use even for a simpleton like me.
Thank you!
Maria S.
January 10th, 2019
The paperwork/forms are fine, but there isn't enough explanation for me to figure out how to file the extra forms (which I do need in my case). The main form, Deed Upon Death is fine. I think the price is pretty high for these forms. I wouldn't have purchased it because there are places to get them for much cheaper (about 6 dollars), but this site had the extra forms I wanted (property in a trust and another form). Unfortunately these were included as a "courtesy" and there are no instructions for them. So three stars for being clear about what was in the package, having the right forms that I need, but instructions for putting them to use and price took a couple of stars off. Downloading was easy and once you download you can type the info into the PDF--that makes working with the forms much easier.
Thank you for the feedback Maria. Regarding the supplement documents, it is best to get assistance from the agency that requires them. These are not legal documents, they should provide full support and guidance for them.