Orange County Deed of Trust Form (North Carolina)
All Orange County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Orange County compliant document last validated/updated 7/1/2025
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Orange County compliant document last validated/updated 6/30/2025
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Orange County compliant document last validated/updated 6/10/2025
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Orange County compliant document last validated/updated 5/13/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Orange County compliant document last validated/updated 6/5/2025
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Orange County compliant document last validated/updated 1/14/2025
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Orange County compliant document last validated/updated 11/8/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Orange County compliant document last validated/updated 12/17/2024
The following North Carolina and Orange County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Orange County. The executed documents should then be recorded in the following office:
Orange County Register of Deeds
228 S Churton St, Suite 300 / PO Box 8181, Hillsborough, North Carolina 27278
Hours: 8:00am-5:00pm M-F / Recording until 4:30pm
Phone: (919) 245-2675
Local jurisdictions located in Orange County include:
- Carrboro
- Cedar Grove
- Chapel Hill
- Efland
- Hillsborough
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Orange County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Orange County using our eRecording service.
Are these forms guaranteed to be recordable in Orange County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Orange County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Orange County that you need to transfer you would only need to order our forms once for all of your properties in Orange County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Orange County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Orange County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Orange County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Orange County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4562 Reviews )
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Shelly D.
March 13th, 2020
Excellent
Thank you!
Daniel F.
March 26th, 2021
We have been very happy with all that Deeds have done very timely and helpful
Thank you!
Barbara C.
February 27th, 2020
Excellent site; easy to use
Thank you!
Victor K.
January 27th, 2023
The form I needed was correct and paginated as required. It was accepted w/o penalties. I was not happy about the information which I found way too scant. One sample form does not cover enough possibilities, more would be helpful. The instruction page is a bit better but sometimes it is not clear enough - sometimes it is not clear what the numbered items in the form correspond to. There is no guidance about the process and it would take very little to provide it. Example about "description", say where to find. There is a bunch of "free forms" attached but no guide on which are needed and when. Example: at the counter I was given a paper "conveyance" form and asked to fill it - I did not know it was needed and what it did and so I had not d
Thank you for your feedback. We really appreciate it. Have a great day!
MANUEL O.
December 4th, 2020
great service Loved!
Thank you!
Michelle N.
April 1st, 2019
Great experience
Thank you Michelle.
Thomas W.
June 30th, 2020
Fast, efficient, and helpful. I don't often have documents that need recording but I found Deeds.com incredibly handy. It cost me no more and probably less than if I'd gone in to do it myself. It was especially helpful during this Covid-19 stay-at-home time. It all happened within a couple of hours and I had my recorded copies in my hands.
Thank you for your feedback. We really appreciate it. Have a great day!
Brenn C.
April 11th, 2022
These products would be more useful if they final deed could be copied and pasted into a word document for proper formatting. Because most of the document is protected against selecting and copying, I did not find it useful. I would not purchase again.
Thank you for your feedback. We really appreciate it. Have a great day!
Tina C.
August 26th, 2021
Quick and easy ordering and download. Appreciated that I could get the form that is used in my county. Would have like to be able to add paragraphs to form.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Van S.
March 25th, 2022
Easy to use...very informative...ttook care of exactly what I was looking for.
Thank you for your feedback. We really appreciate it. Have a great day!
Julie R.
December 16th, 2020
Seamless and prompt service.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Michael K.
January 11th, 2021
The link for the note guidelines just shows the same directions as for the mortgage. Other than that, very helpful.
Thank you for your feedback. We really appreciate it. Have a great day!