Swain County Deed of Trust Form
Swain County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Swain County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Swain County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Swain County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Swain County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Swain County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Swain County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Swain County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional North Carolina and Swain County documents included at no extra charge:
Where to Record Your Documents
Swain County Register of Deeds
Bryson City, North Carolina 28713
Hours: 8:30 to 5:00 Monday through Friday
Phone: (828) 488-9273 Ext. 2205
Recording Tips for Swain County:
- Ensure all signatures are in blue or black ink
- Documents must be on 8.5 x 11 inch white paper
- Avoid the last business day of the month when possible
- Recording fees may differ from what's posted online - verify current rates
Cities and Jurisdictions in Swain County
Properties in any of these areas use Swain County forms:
- Almond
- Bryson City
- Cherokee
Hours, fees, requirements, and more for Swain County
How do I get my forms?
Forms are available for immediate download after payment. The Swain County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Swain County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Swain County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Swain County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Swain County?
Recording fees in Swain County vary. Contact the recorder's office at (828) 488-9273 Ext. 2205 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Swain County to use these forms. Documents should be recorded at the office below.
This Deed of Trust meets all recording requirements specific to Swain County.
Our Promise
The documents you receive here will meet, or exceed, the Swain County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Swain County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4586 Reviews )
Diane W.
January 3rd, 2020
The forms were immediately available for download, which was nice. However, I was not impressed by the lack of several features: 1) there was no way to edit set text in the form, such as where it says you should consult an attorney. That is not necessary for recording the deed and I wanted to deleted it, but could not. 2) Also, under the "Notes" section, there is a limited area to write; I tried adding a fuller explanation of something, but the form would not accept or include it when I printed the final document. The form may do the job, but it's not very sophisticated or elegant.
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July 19th, 2024
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January 23rd, 2020
Thanks much for your good help. Was a pleasure to use your help and was simple to use. Thanks much.
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July 15th, 2020
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Erika K.
July 3rd, 2020
Very Easy to use, especially since the county recorder's office is closed due to COVID-19
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August 22nd, 2023
I have been using Deeds.com for the last 2 years and find them very easy to use and expedient on all my recordings. Highly recommend.
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June 15th, 2020
Service was quick and easy to use. I got not only the necessary forms, but instructions and sample forms filled out. Highly recommended.
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May 18th, 2020
Very clear and complete. Good value.
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Connie C.
February 18th, 2021
I thought the process was fairly easy. The price was reasonable. I had a slight problem, some of the words were missing from one page of the documents when I printed it. However, after I saved it to my computer, I was able to print the page in full.
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August 31st, 2024
The form I needed were easy to find. And very affordable. Great service.
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Lowell R.
July 29th, 2020
Awesome. Quick informative and very easy. I made a mistake the first time, emailed you and was able to get it fixed quickly and got it done.
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Armstrong K.
March 29th, 2021
Very smooth and speedy process. Thank you.
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Nancy C.
January 15th, 2021
Simple and easy to download. After reading the instructions/sample pages I did still have some questions regarding the beneficiary deed for the state of MO.
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Donna S.
June 22nd, 2022
Very easy forms to fill out and convenient since my county does not carry these forms , great service .
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Jennifer B.
February 8th, 2019
I didn't care for it because I was having to do other things in between filling it out and all of a sudden it would not allow me back in it to make changes. Luckily I had saved it and then had to do FILL/SIGN option which looks ugly but that was the only way I could add what I needed.
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