Craig County Memorandum of Contract for Deed Form
Last validated July 9, 2026 by our Forms Development Team
Craig County Memorandum of Contract for Deed Form
Fill in the blank Memorandum of Contract for Deed form formatted to comply with all Oklahoma recording and content requirements.

Craig County Memorandum of Contract for Deed Guide
Line by line guide explaining every blank on the Memorandum of Contract for Deed form.

Craig County Completed Example of the Memorandum of Contract for Deed Document
Example of a properly completed Oklahoma Memorandum of Contract for Deed document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Oklahoma and Craig County documents included at no extra charge:
Where to Record Your Documents
Craig County Clerk
Vinita, Oklahoma 74301
Hours: 8:30am - 4:30pm Mon-Fri
Phone: (918) 256-2507
Recording Tips for Craig County:
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Double-check legal descriptions match your existing deed
- Recorded documents become public record - avoid including SSNs
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Craig County
Properties in any of these areas use Craig County forms:
- Big Cabin
- Vinita
- Welch
Hours, fees, requirements, and more for Craig County
How do I get my forms?
Forms are available for immediate download after payment. The Craig County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Craig County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Craig County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Craig County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Craig County?
Recording fees in Craig County vary. Contact the recorder's office at (918) 256-2507 for current fees.
Questions answered? Let's get started!
A Memorandum of Contract for Deed is used in Oklahoma (and many other states) as a public notice of a buyer’s interest in property without putting the full contract in the public record.
Here’s the breakdown:
1. Purpose – “Notice Without Full Disclosure”
A Contract for Deed (a.k.a. land contract or installment sale) is usually many pages long, full of payment terms, interest rates, default clauses, etc.
If you recorded the full contract, all those details would become public record.
A memorandum is a short, 1–2 page document summarizing key facts needed to give constructive notice in the county records — without revealing the private financial terms.
2. What it typically contains
A Memorandum of Contract for Deed usually states:
The names of seller and buyer
Date of the contract
Legal description of the property
Statement that a Contract for Deed exists
The principal amount secured (for mortgage tax purposes)
Signatures and notary acknowledgment
3. Why it’s used instead of the full contract
A. Privacy
Keeps sensitive details — like interest rates, payment schedules, or personal info — out of public records.
B. Recording efficiency
County clerks charge per page. A 2-page memorandum costs less to record than a 15-page contract.
C. Legal protection
Once recorded, the memorandum gives constructive notice to the world of the buyer’s equitable interest.
This protects the buyer from later claims by third parties, like new lenders or purchasers from the seller, because they are deemed to have notice of the buyer’s rights.
D. Statutory compliance In Oklahoma, the Real Estate Contract Act requires certain installment sales (including many Contracts for Deed) to be recorded within 30 days of execution.
Recording a memorandum satisfies this requirement if it contains the necessary info.
1. Oklahoma treats many contracts like mortgages for tax purposes
Under 68 O.S. § 1901 et seq., if a Contract for Deed, Lease-Purchase, or similar agreement gives the buyer equitable title and secures payment over time, it is treated like a mortgage when recorded.
• That means the County Clerk must collect mortgage tax based on the principal amount financed before recording.
• Even if you’re only recording a memorandum (not the full contract), the tax still applies.
2. The clerk can’t process without the amount financed
A memorandum usually says:
“…memorandum of that certain Contract for Deed dated ___, between Seller and Buyer…”
If it doesn’t list the principal amount secured, the clerk has no basis to calculate the tax.
• Without that number, they’ll reject the filing or require a Mortgage Tax Information Statement to be attached.
3. Avoids overpayment or underpayment
If the amount is missing, someone might mistakenly use the purchase price instead of the loan amount.
• Overpayment = wasted money
• Underpayment = filing isn’t perfected until the tax is corrected, which can weaken the notice in the public record.
Important: Your property must be located in Craig County to use these forms. Documents should be recorded at the office below.
This Memorandum of Contract for Deed meets all recording requirements specific to Craig County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Craig County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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August 28th, 2021
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May 30th, 2024
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February 21st, 2020
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January 25th, 2019
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August 22nd, 2025
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The only drawback to the form was the length of text allowed for the name of the document (#4). The form self populates in multiple locations but when printed truncated the name if too many characters were used. I kept having to update the name of the document to allow for proper printing.
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January 8th, 2020
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November 13th, 2020
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