Stephens County Memorandum of Contract for Deed Form

Last validated July 9, 2026 by our Forms Development Team

Stephens County Memorandum of Contract for Deed Form

Stephens County Memorandum of Contract for Deed Form

Fill in the blank Memorandum of Contract for Deed form formatted to comply with all Oklahoma recording and content requirements.

Document Last Validated 7/9/2026
Stephens County Memorandum of Contract for Deed Guide

Stephens County Memorandum of Contract for Deed Guide

Line by line guide explaining every blank on the Memorandum of Contract for Deed form.

Document Last Validated 7/6/2026
Stephens County Completed Example of the Memorandum of Contract for Deed Document

Stephens County Completed Example of the Memorandum of Contract for Deed Document

Example of a properly completed Oklahoma Memorandum of Contract for Deed document for reference.

Document Last Validated 5/6/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Stephens County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Stephens County Clerk

Address:
Courthouse - 101 South 11th St, Rm 203
Duncan, Oklahoma 73533

Hours: 8:30 to 4:30 Monday through Friday

Phone: (580) 255-0977

Recording Tips for Stephens County:
  • White-out or correction fluid may cause rejection
  • Request a receipt showing your recording numbers
  • Ask about their eRecording option for future transactions
  • Avoid the last business day of the month when possible

Cities and Jurisdictions in Stephens County

Properties in any of these areas use Stephens County forms:

  • Comanche
  • Countyline
  • Duncan
  • Foster
  • Loco
  • Marlow
  • Velma

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Stephens County

How do I get my forms?

Forms are available for immediate download after payment. The Stephens County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Stephens County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Stephens County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Stephens County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Stephens County?

Recording fees in Stephens County vary. Contact the recorder's office at (580) 255-0977 for current fees.

Questions answered? Let's get started!

A Memorandum of Contract for Deed is used in Oklahoma (and many other states) as a public notice of a buyer’s interest in property without putting the full contract in the public record.
Here’s the breakdown:
1. Purpose – “Notice Without Full Disclosure”
A Contract for Deed (a.k.a. land contract or installment sale) is usually many pages long, full of payment terms, interest rates, default clauses, etc.

If you recorded the full contract, all those details would become public record.

A memorandum is a short, 1–2 page document summarizing key facts needed to give constructive notice in the county records — without revealing the private financial terms.

2. What it typically contains
A Memorandum of Contract for Deed usually states:
The names of seller and buyer
Date of the contract
Legal description of the property
Statement that a Contract for Deed exists
The principal amount secured (for mortgage tax purposes)
Signatures and notary acknowledgment

3. Why it’s used instead of the full contract
A. Privacy
Keeps sensitive details — like interest rates, payment schedules, or personal info — out of public records.

B. Recording efficiency
County clerks charge per page. A 2-page memorandum costs less to record than a 15-page contract.

C. Legal protection
Once recorded, the memorandum gives constructive notice to the world of the buyer’s equitable interest.
This protects the buyer from later claims by third parties, like new lenders or purchasers from the seller, because they are deemed to have notice of the buyer’s rights.

D. Statutory compliance In Oklahoma, the Real Estate Contract Act requires certain installment sales (including many Contracts for Deed) to be recorded within 30 days of execution.
Recording a memorandum satisfies this requirement if it contains the necessary info.

1. Oklahoma treats many contracts like mortgages for tax purposes
Under 68 O.S. § 1901 et seq., if a Contract for Deed, Lease-Purchase, or similar agreement gives the buyer equitable title and secures payment over time, it is treated like a mortgage when recorded.
• That means the County Clerk must collect mortgage tax based on the principal amount financed before recording.
• Even if you’re only recording a memorandum (not the full contract), the tax still applies.

2. The clerk can’t process without the amount financed
A memorandum usually says:
“…memorandum of that certain Contract for Deed dated ___, between Seller and Buyer…”
If it doesn’t list the principal amount secured, the clerk has no basis to calculate the tax.
• Without that number, they’ll reject the filing or require a Mortgage Tax Information Statement to be attached.

3. Avoids overpayment or underpayment
If the amount is missing, someone might mistakenly use the purchase price instead of the loan amount.
• Overpayment = wasted money
• Underpayment = filing isn’t perfected until the tax is corrected, which can weaken the notice in the public record.

Important: Your property must be located in Stephens County to use these forms. Documents should be recorded at the office below.

This Memorandum of Contract for Deed meets all recording requirements specific to Stephens County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Stephens County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Stephens County Memorandum of Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4765 Reviews )

Reliant Roofers, Inc. N.

September 20th, 2023

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Reply from Staff

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March 2nd, 2022

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randy j.

December 15th, 2018

the deed format and fill-in language are very specific to one type of easement and are not generally applicable to any other type; in other words it is not useful in a majority of situations and i would recommend against purchase unless you are creating an easement for an appurtenant landowner ONLY

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Dawn Y.

July 9th, 2020

Obtaining a copy of a deed is FAR too expensive.

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Gene L S.

April 12th, 2019

Exactly what I needed, at a reasonable cost.

Reply from Staff

Thank you Gene.

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January 10th, 2019

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Reply from Staff

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September 1st, 2019

Process was easy... paperwork was on point... process took less then one day...

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Gordon J.

March 25th, 2026

The experience was generally very satisfactory. I was able to fill out the Trust Deed and send it via email no problem. However, I was not able to send the filled out form of the Note. It always erased my fill-ins when it was sent. I found that very frustrating.

Reply from Staff

Thank you, Gordon. Glad the Trust Deed worked well. Issues like the one you reported with the Note can sometimes be related to how the file is opened or sent. Using Adobe Reader to fill, save, and send the form is recommended. We also pass along all feedback like this to our team to confirm there are no issues.

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January 31st, 2019

Good experience - Just what I needed

Reply from Staff

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Peter M.

February 3rd, 2020

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Reply from Staff

Thank you!

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March 31st, 2025

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May 29th, 2020

This is a very useful site for downloading legal forms - just be sure you're getting the form you need before buying. Unfortunately I selected the wrong form initially and had to buy a 2nd form to correct my error. I saw no way of communicating my error at that point - i.e., loss of one star.

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Charles G.

June 22nd, 2022

I downloaded your Transfer on Death Deed Forms on Monday and registered the deed on Wednesday. Thank you.

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June 5th, 2019

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