Oklahoma Forms

Carter County Mortgage and Promissory Note Form

Carter County Mortgage Form

Carter County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/11/2025
Carter County Mortgage Guidelines

Carter County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/19/2025
Carter County Completed Example of the Mortgage Document

Carter County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 1/1/2025
Carter County Promissory Note Form

Carter County Promissory Note Form

Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Document Last Validated 6/3/2025
Carter County Promissory Note Guidelines

Carter County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2025
Carter County Completed Example of the Promissory Note Document

Carter County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 7/25/2025
Carter County Mortgage Affidavit Form

Carter County Mortgage Affidavit Form

Mortgage Tax Affidavit

Document Last Validated 7/21/2025
Carter County Mortgage Affidavit Information

Carter County Mortgage Affidavit Information

Information explaining exemptions, how and where to pay mortgage tax.

Document Last Validated 5/28/2025
Carter County Annual Accounting Statement Form

Carter County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 5/26/2025

All 9 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Carter County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Carter County Clerk
Address:
101 First Ave SW / PO Box 1236
Ardmore, Oklahoma 73401 / 73402

Hours: 8:00am to 4:30pm Monday through Friday

Phone: (580) 223-8162

Recording Tips for Carter County:
  • Double-check legal descriptions match your existing deed
  • Documents must be on 8.5 x 11 inch white paper
  • Check that your notary's commission hasn't expired

Cities and Jurisdictions in Carter County

Properties in any of these areas use Carter County forms:

  • Ardmore
  • Fox
  • Gene Autry
  • Graham
  • Healdton
  • Hennepin
  • Lone Grove
  • Ratliff City
  • Springer
  • Tatums
  • Tussy
  • Wilson

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Carter County

How do I get my forms?

Forms are available for immediate download after payment. The Carter County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Carter County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Carter County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Carter County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Carter County?

Recording fees in Carter County vary. Contact the recorder's office at (580) 223-8162 for current fees.

Questions answered? Let's get started!

Mortgages are liens against property when the property owner borrows money from a lending institution or individual. This form can be used for residential, rentals, small commercial, vacant land and planned unit developments. This form contains a power of sale clause which allows for a non-judicial foreclosure in the event of default.

(2. with respect to any mortgage in which a power of sale is granted: a. the mortgage shall state in bold and underlined language, substantially the following:
"A power of sale has been granted in this mortgage. A power of sale may allow the mortgagee to take the mortgaged property and sell it without going to court in a foreclosure action upon default by the mortgagor under this mortgage,") ( 46 OK Stat 46-43) Many lenders prefer a mortgage with power of sale, it can save time and expense if a foreclosure occurs.

Secured by the mortgage is a promissory note (promise to pay) form. The obligations of Borrower to Lender under this Note and the Additional Obligations heroin remain in full force and effect until Lender has received payment in full of all obligations. The note establishes, interest rates, default rates, late payments, balloon payments, maturity, etc. along with default terms and conditions. The form is County specific and the provisions thereof and all rights and obligations of the parties shall be governed by and construed in accordance with the internal laws of the State of Oklahoma.

A mortgage and promissory note that include power of sale and stringent default terms can be beneficial to the lender.

With a few exceptions mortgage tax is due before a mortgage is recorded.
(A. The following taxes are hereby levied on real estate mortgages:
1. A tax of ten cents ($0.10) for each One Hundred Dollars ($100.00) and each remaining fraction thereof where such mortgage is for five (5) years or more;
2. A tax of eight cents ($0.08) for each One Hundred Dollars ($100.00) for each mortgage where such mortgage is for four (4) years or more but less than five (5) years;
3. A tax of six cents ($0.06) for each One Hundred Dollars ($100.00) where such mortgage is for three (3) years or more but less than four (4) years;
4. A tax of four cents ($0.04) for each One Hundred Dollars ($100.00) where such mortgage is for two (2) years or more but less than three (3) years; and
5. A tax of two cents ($0.02) for each One Hundred Dollars ($100.00) where such mortgage is for less than two (2) years.
If the principal debt or obligation secured by the mortgage is less than One Hundred Dollars ($100.00), a tax of ten cents ($0.10) shall be levied on such mortgage and shall be collected and paid as provided for in this article.

B. In addition to the taxes levied pursuant to the provisions of subsection A of this section, the county treasurer shall collect a fee of Five Dollars ($5.00) on each mortgage presented to the county treasurer for certification. The fees collected pursuant to the provisions of this subsection shall be deposited into a cash account to be known as the "County Treasurer's Mortgage Certification Fee Account". Monies from the account shall be expended by the county treasurer in the lawful operation of the treasurer's office.

C. The tax provided for in subsection A of this section may be paid by the mortgagor, the mortgagee or any other interested party.) (68 OK Stat 68-1904)

Included are a mortgage tax information affidavit form and guidelines sheet, providing pertinent information on how to file.

(Oklahoma Mortgage Package includes forms, guidelines, and completed examples) For use in Oklahoma only.

Important: Your property must be located in Carter County to use these forms. Documents should be recorded at the office below.

This Mortgage and Promissory Note meets all recording requirements specific to Carter County.

Our Promise

The documents you receive here will meet, or exceed, the Carter County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Carter County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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