Cumberland County Satisfaction of Mortgage Forms (Pennsylvania)

Form Package

Satisfaction of Mortgage

State

Pennsylvania

Area

Cumberland County

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Included Forms

All Cumberland County specific forms and documents listed below are included in your immediate download package:

Included Supplemental Documents

The following Pennsylvania and Cumberland County supplemental forms are included as a courtesy with your order.

Frequently Asked Questions:

Areas Covered by These Satisfaction of Mortgage Forms:

• Cumberland County

Including:

• Boiling Springs
• Camp Hill
• Carlisle
• Enola
• Grantham
• Lemoyne
• Mechanicsburg
• Mount Holly Springs
• New Cumberland
• New Kingstown
• Newburg
• Newville
• Plainfield
• Shippensburg
• Summerdale
• Walnut Bottom

What is the Pennsylvania Satisfaction of Mortgage

The Mortgagee/Lender generally has 60 days to record a satisfaction to avoid penalty.

((1)If, within 60 days of the mortgagee's receipt of:

(i)payment of the entire mortgage obligation and all required satisfaction and recording costs; and

(ii)the first written request by the mortgagor for the satisfaction piece delivered and in substantially the form described in this section,

the mortgagee fails to present for recording to the office where the mortgage was recorded a satisfaction piece as described in section 5-1 or the mortgage is not otherwise satisfied, the mortgagee shall forfeit and pay to the mortgagor a penalty in a sum not exceeding the original loan amount.

(2)In any successful action to recover penalties pursuant to this section, the mortgagee shall reimburse the mortgagor for costs of the action, including the mortgagor's reasonable attorney fees.

(3)Any action to enforce the provisions of this section, including any action to recover amounts due under this section, shall be brought and maintained in the individual names and shall be prosecuted by persons entitled to recover under the terms hereof and not in a representative capacity.

(4)An action under section 6-2 shall be the exclusive remedy for damages for failure of a mortgagee to issue and present for recording a satisfaction piece.

(5)The delivery of a second or subsequent written request by the mortgagor for a satisfaction piece shall not give rise to an additional cause of action under this section.)

(Pennsylvania Statutes Title 21 P.S. Deeds and Mortgages 721-6. Notice to satisfy; damages for failure to satisfy)

For use in Pennsylvania only by mortgagee, assignee, or person entitled to interest, or his, her or their duly authorized attorney or agent,

Our Promise

The documents you receive here will meet, or exceed, the Cumberland County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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