Howard County Deed of Trust to Secure Owelty Form
Last validated September 15, 2026 by our Forms Development TeamFormatted for recording in Howard County, for property anywhere in the county: rural and unincorporated areas as well as Big Spring, Coahoma, Forsan, Knott.
- 3 documents included
- Immediate PDF download
- Formatting guarantee

Howard County Deed of Trust to Secure Owelty Form
Fill in the blank Deed of Trust to Secure Owelty form formatted to comply with all Texas recording and content requirements.

Howard County Deed of Trust to Secure Owelty Guide
Line by line guide explaining every blank on the Deed of Trust to Secure Owelty form.

Howard County Completed Example of the Deed of Trust to Secure Owelty Document
Example of a properly completed Texas Deed of Trust to Secure Owelty document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Texas and Howard County documents included at no extra charge:
Where to Record Your Documents
Howard County Clerk
Big Spring, Texas 79721
Hours: Monday - Friday 8:00am - 5:00pm
Phone: 432-264-2213
Recording Tips for Howard County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Howard County
Properties in any of these areas use Howard County forms:
- Big Spring
- Coahoma
- Forsan
- Knott
Hours, fees, requirements, and more for Howard County
How do I get my forms?
Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Howard County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Howard County?
Recording fees in Howard County vary. Contact the recorder's office at 432-264-2213 for current fees.
Questions answered? Let's get started!
Texas homestead law voids most liens the moment they touch a homestead, and the short list of exceptions in Article XVI, Section 50 of the Texas Constitution is famously hard to get onto. An owelty of partition is on that list. When co-owned property is divided unequally, so that one co-owner keeps the whole property and owes the other for the surrendered share, the constitution permits that equalizing debt to be secured against the entirety of the property, homestead included. This deed of trust is the security instrument for exactly that debt.
A Lien That Reaches the Whole Property
Section 50(a)(3) excepts from homestead protection an owelty of partition imposed against the entirety of the property by a court order or by a written agreement of the parties to the partition, including a debt of one spouse in favor of the other spouse resulting from a division or an award of a family homestead in a divorce proceeding. Property Code Section 41.001(b)(4) repeats the rule on the statutory side. The doctrine is older still: in Sayers v. Pyland (Tex. 1942), the Texas Supreme Court described an owelty as being in the nature of purchase money secured by a vendor's lien and enforced one against a homestead fixed by voluntary agreement. The form recites the constitutional and statutory provisions, states that the lien attaches to the entirety of the property including any homestead interest, and identifies the specific decree or partition agreement that imposed the owelty, the connection on which the exception depends.
Divorce Buyouts and Co-Owner Partitions
The most common owelty arises in divorce: the decree awards the home to one spouse and imposes an owelty in favor of the other, payable over time or at a refinance or sale. The same structure carries a voluntary partition among co-owners, such as siblings who inherited a property and signed a written agreement setting it aside to one of them. In either setting, the co-owner keeping the property signs a promissory note and this deed of trust; the departing co-owner holds a recorded lien on the whole property rather than an unsecured promise. Where a married grantor encumbers homestead property in a co-owner partition, the form carries a joining spouse signature block and separate acknowledgment for the joinder Family Code Section 5.001 describes.
The Note, the Source Instrument, and the Power of Sale
The form identifies the note by date, amount, maker, payee, interest, and maturity, conveys the property to a trustee in trust with power of sale, and states the remedy path on default: acceleration after any required notice and cure period, then a trustee sale conducted under the notice, timing, and place requirements of Property Code Section 51.002, with substitute trustees appointed under Section 51.0075. The notice of confidentiality rights required by Property Code Section 11.008 appears at the top of the first page, and the instrument is formatted for Texas recording standards with space reserved for the clerk's stamp.
What Comes With the Form
The download includes the fillable deed of trust, a guide that walks through all fourteen sections with the statutes and cases behind them, and a completed example documenting a realistic divorce owelty from decree to acknowledgment. The materials are informational and are not legal advice.
Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed of Trust to Secure Owelty meets all recording requirements specific to Howard County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Howard County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Howard County Deed of Trust to Secure Owelty form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,802 Reviews )
matthew h. 5 out of 5 stars
Totally awesome. Useless waste of time looking anywhere else for real estate deed forms. All the stars!!
Thank you!
Keith R. 5 out of 5 stars
Great! Love the platform. Very helpful!!
Thank you!
Deanna S. 5 out of 5 stars
I loved the fact that the forms came with examples of the required info. That was helpful and made filling out the forms so much easier. Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Walter C. 5 out of 5 stars
Awesome everything you would ever need
Thank you!
Arletta B. 5 out of 5 stars
Fantastic service, saved me a ton of time and running around. Thanks!
Thank you!
HELEN F. 5 out of 5 stars
Process was easy... paperwork was on point... process took less then one day...
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Sarah K. 1 out of 5 stars
I was annoyed when I realized I couldn't put the document into Word or WordPerfect. I had to retype the entire document. What a waste of time and money.
Sorry to hear of your annoyance. We have canceled your order and payment. We do hope that you find something more suitable to your needs elsewhere. Have a wonderful day.
Brends I. 5 out of 5 stars
I had a problem because I was using a phone, so had to get my daughter to request again in her name so it went to her computer..but eventually got it printed
Thank you for your kind words and for choosing us.
Debra M. 5 out of 5 stars
Easy Peasy. Great experience.
Thank you for your feedback. We really appreciate it. Have a great day!
Yvonne W. 4 out of 5 stars
I'm not certain yet that this is all I need to do what I need to do. Marion Co. Clerk's office has not been helpful. I found this site from that site & hopefully it will help.
Thanks for the feedback Yvonne. We hope you found what you needed. Have a wonderful day!
janice b. 5 out of 5 stars
This is a very helpful site when you don't know exactly what to do. Very clear in explaining the wording on deeds. Thank you it made a big difference knowing the right way to do things.
Thank you for your feedback. We really appreciate it. Have a great day!
Helen D. 5 out of 5 stars
I was just trying to look up a record.
Thank you for your feedback. We really appreciate it. Have a great day!
Phyllis M. 5 out of 5 stars
Using your site was very easy. I found what my friend said she wanted easily and downloaded it to retype her quitclaim deed.
Thank you for your feedback. We really appreciate it. Have a great day!
Rohini L. 5 out of 5 stars
This is the first time I am filling out a legal form downloaded from a website. Throughly impressed with the detailed explanation along with sample forms to help a novice like me to fill out the actual form. I will remember to go to your site if I need in the future and have already recommended your site to others. Thanks for an excellent job.
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
Arturo P. 5 out of 5 stars
Super easy to use! Totally satisfied. Thanks.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!