Lamoille County Mortgage Deed (Spouses or Civil Union Partners) Form
Last validated August 12, 2026 by our Forms Development Team
Lamoille County Mortgage Deed (Spouses or Civil Union Partners) Form
Fill in the blank Mortgage Deed (Spouses or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Lamoille County Mortgage Deed (Spouses or Civil Union Partners) Guide
Line by line guide explaining every blank on the Mortgage Deed (Spouses or Civil Union Partners) form.
Lamoille County Completed Example of the Mortgage Deed (Spouses or Civil Union Partners) Document
Example of a properly completed Vermont Mortgage Deed (Spouses or Civil Union Partners) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Lamoille County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Belvidere
Belvidere, Vermont 05442
Hours: Tu, W, Th 8:30 - 3:30
Phone: (802) 644-6621
Town Clerk of Cambridge
Jeffersonville, Vermont 05464
Hours: M-F 8:00 - 4:00
Phone: (802) 644-2251
Town Clerk of Eden
Eden Mills, Vermont 05653
Hours: M-Th 8:00 to 4:00
Phone: (802) 635-2528
Town Clerk of Elmore
Lake Elmore, Vermont 05657
Hours: Tu through Th 9:00 to 3:00
Phone: (802) 888-2637
Town Clerk of Hyde Park
Hyde Park, Vermont 05655
Hours: M-F 8:00 - 4:00
Phone: (802) 888-2300 x1
Town Clerk of Johnson
Johnson, Vermont 05656
Hours: M-F 7:30 to 4:00
Phone: (802) 635-2611
Town Clerk of Morristown
Morrisville, Vermont 05661
Hours: M-F 8:30 to 4:30; W until 12:00 only
Phone: (802) 888-6370
Town Clerk of Stowe
Stowe, Vermont 05672
Hours: M-F 8:00 to 4:30
Phone: (802) 253-6133
Town Clerk of Waterville
Waterville, Vermont 05492
Hours: M, Tu, Th 9:00 - 1:30
Phone: (802) 644-8865
Town Clerk of Wolcott
Wolcott, Vermont 05680
Hours: Tue 8:00 to 6:00, Wed-Fri 8:00 to 4:00
Phone: (802) 888-2746
Lamoille County Clerk
Hyde Park, Vermont 05655
Hours: M-Th 7:00 to 12:00
Phone: (802) 888-0631
Recording Tips for Lamoille County:
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Double-check legal descriptions match your existing deed
Cities and Jurisdictions in Lamoille County
Properties in any of these areas use Lamoille County forms:
- Belvidere Center
- Eden
- Eden Mills
- Hyde Park
- Jeffersonville
- Johnson
- Lake Elmore
- Morrisville
- Moscow
- North Hyde Park
- Stowe
- Waterville
- Wolcott
Hours, fees, requirements, and more for Lamoille County
How do I get my forms?
Forms are available for immediate download after payment. The Lamoille County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Lamoille County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Lamoille County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lamoille County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Lamoille County?
Recording fees in Lamoille County vary. Contact the recorder's office at (802) 644-6621 for current fees.
Questions answered? Let's get started!
This fillable Vermont mortgage deed names two mortgagors who are spouses or civil union partners of each other. Both partners sign, and both acknowledge the deed before a notary public, so the security instrument the lender receives carries the joinder that Vermont's homestead and tenancy by the entirety rules contemplate for a married couple's real estate.
Both partners join in one security instrument
Vermont couples commonly hold their real estate as tenants by the entirety, the marital co-ownership under which neither partner holds a separable share that can be encumbered alone. A civil union carries the same property incidents as a marriage under 15 V.S.A. Section 1204, including eligibility to hold real property as tenants by the entirety. Vermont's homestead statute, 27 V.S.A. Section 141, adds a second rule: a married owner's conveyance of a homestead interest is inoperative as to the homestead unless the owner's spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase. This mortgage form answers both rules on its face. It recites that the two mortgagors are spouses or civil union partners of each other, and it carries a signature line and an acknowledgment certificate for each of them.
Security now, a void conveyance at payoff
Vermont treats the granting of a mortgage as a conveyance of legal title to the lender, subject to the borrower's right to redeem. Because Title 27 supplies no general statutory mortgage form, this deed states the traditional Vermont mechanics expressly: a granting clause conveying the property to the lender as security for the promissory note, express covenants of seisin, right to convey, freedom from encumbrances except as stated, and warranty, and the defeasance condition under which the conveyance becomes void once the secured debt is paid and every other secured obligation is performed. The deed also points to the discharge statutes, 27 V.S.A. Sections 461 through 464a, under which the mortgagee of record executes and delivers a discharge within 30 days after full performance.
What the form carries
Numbered sections collect the two mortgagors' names and addresses, the lender's name and address, the principal amount and dates from the promissory note, the town or city and county where the land lies, the legal description, the street address, the source of title, and existing encumbrances. A secured obligation paragraph defines what the deed secures: the note, interest, other amounts payable under the note, and the mortgagors' covenants. Two signature blocks with printed name and date lines follow, and the form carries a separate acknowledgment certificate for each mortgagor, so the two signers may acknowledge on different dates or before different notaries. The form recites exactly two mortgagors who are spouses or civil union partners of each other; a sole owner's home loan mortgage and a mortgage granted by co-owners who are not married or in a civil union with each other present different recital patterns, and this form is not set up as either.
Recording with the town clerk
Vermont records land instruments by town and city rather than by county, so the completed deed goes to the clerk of the municipality where the property is located, at the statewide fee of $15 per page under 32 V.S.A. Section 1671. Recording is what gives the mortgage its reach: under 27 V.S.A. Section 342, a mortgage that is not acknowledged and recorded is not effectual to hold the estate against anyone but the grantor and the grantor's heirs. A mortgage deed also travels lighter at the recording counter than a deed transferring title, because the Vermont property transfer tax return that accompanies a taxable conveyance is not the mortgage deed's category under the Department of Taxes instructions for Form PTT-172.
The download includes the fillable mortgage deed form, a completed example showing a Chittenden County fact pattern, and a guide that describes each section of the form, the signing formalities, and town recording. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Lamoille County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Spouses or Civil Union Partners) meets all recording requirements specific to Lamoille County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Lamoille County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Lamoille County Mortgage Deed (Spouses or Civil Union Partners) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4777 Reviews )
Jay W.
February 7th, 2019
your service is more than I expected easy to navigate, great info, easy to understand. other other sites every time you go to next page there is something to buy to get the info you want. Jay
Thank you!
Virginia K.
October 24th, 2021
Easy to use instructions and fast service delivery. I was kept up to date on the status of my filing.
Thank you!
Jerry E.
January 21st, 2022
7 stars!
Thank you!
Clay H.
July 11th, 2022
The provided docs and guide were very helpful. Well worth the price in my opinion.
Thank you for your feedback. We really appreciate it. Have a great day!
Susan C.
January 16th, 2019
Hi When and how will I get the copy of my deed ? Thanks
Thanks for reaching out. Looks like the document you ordered has been available for you to download from your account since January 15, 2019 at 11:46 am.
Debbi B.
August 4th, 2026
The deeds were a very reasonable price. However, it was made to seem like it was part of Jefferson County, and I didn't love the deceptiveness.
Debbi, we understand that you came away with the impression that Deeds.com was part of Jefferson County, but we respectfully disagree with the characterization of our website as deceptive. Deeds.com is an independent document provider and does not represent itself as affiliated with Jefferson County or any other government agency. Jefferson County is identified because customers need forms and recording information appropriate for the correct jurisdiction. If a particular page or statement caused confusion, please contact Deeds.com Customer Care so we can review it.
Roger A.
November 2nd, 2023
Easy peasy to use! It's great to have the guide for completing the form and an example of a completed form.
It was a pleasure serving you. Thank you for the positive feedback!
Elaine S.
April 19th, 2021
Being new at this, the system was somewhat difficult to understand at first. It took a couple of tries before I got it. It seems to be somewhat slow as well. However, it's a wonderful idea to have documents recorded from the comfort of your home, especially in the times that we are in with COVID19. I definitely don't mind paying the fee which I thought was reasonable.
Thank you!
Thomas N.
May 9th, 2019
TODD Form would not print surveyor degrees character (superscript "o") in Exhibit A. It also would not print the "Return Address" or "Prepared By" entries with my middle name as your example showed.
Thank you for your feedback. We really appreciate it. Have a great day!
Jayne B.
July 1st, 2020
This makes it so easy and I'm so glad I found you. I visited two other sites before I found this one. They were cumbersome to use to the point where I abandoned them and kept on looking. Then I found yours, and it was a breeze. Thank you so much!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Carmen H.
February 2nd, 2021
your site was a godsend for us, really appreciate the sample and instructions you provide, was very useful. And that we can save and use later, you guys are great. I have used your service twice, and will be using you in the future too. Thank you again.
Thank you for your feedback. We really appreciate it. Have a great day!
Tanya B.
May 4th, 2022
Very convenient way to record documents without leaving the office. Responses to any questions have always been very quick. Would recommend using the site to anyone who needs to record documents and wants to save valuable time.
Thank you!
James B.
May 6th, 2019
All required forms readily available at fair price. Easy to create account. Immediately acquired documents upon order.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
William S.
June 4th, 2021
Contents were well done. Could not remove and replace the "Deeds/" footer, rendering the form unusable for filing with a court and county deed records. This should be corrected.
Thank you for your feedback. We really appreciate it. Have a great day!
Sandra T T.
February 16th, 2026
Great website to find state documents. I do like the one-time charge also vs a recurring charge. Thank you!
Thank you, Sandra! We’re glad you found the state documents you needed and appreciate you mentioning the one-time charge option. We believe in keeping things straightforward and transparent. Thanks again for your kind words and for choosing Deeds.com!