Chittenden County Mortgage Security Agreement and Promissory Note Form (Vermont)
All Chittenden County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Chittenden County compliant document last validated/updated 6/27/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Chittenden County compliant document last validated/updated 6/26/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Chittenden County compliant document last validated/updated 1/17/2025
Promissory Note Form
Note that is secured by the Mortgage Agreement.
Included Chittenden County compliant document last validated/updated 2/12/2025
Guidelines Promissory Note
Line by line guide explaining every blank on the form.
Included Chittenden County compliant document last validated/updated 5/20/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Chittenden County compliant document last validated/updated 6/16/2025
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Chittenden County compliant document last validated/updated 5/7/2025
The following Vermont and Chittenden County supplemental forms are included as a courtesy with your order:
When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Chittenden County. The executed documents should then be recorded in one of the following offices:
Town Clerk of Bolton
3045 Roosevelt Hwy., Waterbury, Vermont 05676
Hours: M-Th 8:00 - 4:00
Phone: (802) 434-5075
Chittenden County Clerk (for Buel's Gore)
175 Main St / PO Box 187, Burlington, Vermont 05402
Hours: 7:30 to 4:00 M-F
Phone: (802) 951-5106
City Clerk of Burlington
City Hall - 149 Church St, Burlington, Vermont 05401
Hours: M-F 8:00 to 4:30
Phone: (802) 865-7000
Town Clerk of Charlotte
159 Ferry Rd / PO Box 119, Charlotte, Vermont 05445
Hours: M-F 8:00 to 4:00
Phone: (802) 425-3071
Town Clerk of Colchester
781 Blakely Rd / PO Box 55, Colchester, Vermont 05446
Hours: M-F 7:30 - 4:30
Phone: (802) 254-5520
Town Clerk of Essex
81 Main St, Essex Jct, Vermont 05452
Hours: M-F 7:30 - 4:30
Phone: (802) 879-0413
Town Clerk of Grand Isle
9 Hyde Rd / PO Box 49, Grand Isle, Vermont 05458-0049
Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00
Phone: (802) 372-8830
Town Clerk of Hinesburg
10632 Route 116, Hinesburg, Vermont 05461
Hours: M - F 8:00 to 4:00
Phone: (802) 482-2281
Town Clerk of Huntington
4930 Main Rd, Huntington, Vermont 05462
Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00
Phone: (802) 434-2023
Town Clerk of Jericho
67 VT Route 15 / PO Box 67, Jericho, Vermont 05465
Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)
Phone: (802) 899-4936 x1
Town Clerk of Milton
43 Bombardier Rd / PO Box 18, Milton, Vermont 05468
Hours: M-F 8:00 - 5:00
Phone: (802) 893-4111
Town Clerk of Richmond
203 Bridge St. / PO Box 285, Richmond, Vermont 05477
Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00
Phone: (802) 434-2221/3139
Town Clerk of Shelburne
5420 Shelburne Rd / PO Box 88, Shelburne, Vermont 05482
Hours: M - F 8:30 - 5:00
Phone: (802) 985-5116 x0
City Clerk of South Burlington
575 Dorset St, South Burlington, Vermont 05403
Hours: M-F 8:00 - 4:30
Phone: (802) 846-4105
Town Clerk of St. George
21 Barber Rd / PO Box 874, St. George, Vermont 05495
Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30
Phone: (802) 482-5272
Town Clerk of Westford
1713 VT Rte 128, Westford, Vermont 05494
Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00
Phone: (802) 878-4587
Town Clerk of Williston
7900 Williston Rd, Williston, Vermont 05495
Hours: M-F 8:00 - 4:30
Phone: (802) 878-5121
City Clerk of Winooski
27 West Allen St, Winooski, Vermont 05404
Hours: M-F 7:30 - 4:30
Phone: (802) 655-6419
Local jurisdictions located in Chittenden County include:
- Burlington
- Cambridge
- Charlotte
- Colchester
- Essex
- Essex Junction
- Fairfax
- Hinesburg
- Huntington
- Jericho
- Jonesville
- Milton
- Richmond
- Shelburne
- South Burlington
- Underhill
- Underhill Center
- Westford
- Williston
- Winooski
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Chittenden County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Chittenden County using our eRecording service.
Are these forms guaranteed to be recordable in Chittenden County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Chittenden County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Security Agreement and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Chittenden County that you need to transfer you would only need to order our forms once for all of your properties in Chittenden County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Vermont or Chittenden County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Chittenden County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)
This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.
The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.
Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.
(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.
Our Promise
The documents you receive here will meet, or exceed, the Chittenden County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Chittenden County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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