Virginia Forms

Henrico County Deed of Trust and Promissory Note Form

Henrico County Deed of Trust Form

Henrico County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Validated 7/16/2025 Preview Form
Henrico County Deed of Trust Guidelines

Henrico County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Validated 6/6/2025 Preview Form
Henrico County Completed Example of the Deed of Trust

Henrico County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Validated 7/23/2025 Preview Form
Henrico County Promissory Note Form

Henrico County Promissory Note Form

Note that is secured by the Deed of Trust.

Validated 5/30/2025 Preview Form
Henrico County Promissory Note Guidelines

Henrico County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Validated 7/25/2025 Preview Form
Henrico County Completed Example of the Promissory Note Document

Henrico County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Validated 6/4/2025 Preview Form
Henrico County Subordination Agreements

Henrico County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Validated 4/15/2025 Preview Form
Henrico County Annual Accounting Statement

Henrico County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Validated 7/30/2025 Preview Form

All 8 documents above included • One-time purchase • No recurring fees

Important: Your property must be located in Henrico County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of the Circuit Court
Address:
Courthouse - 4301 East Parham Rd, Rm 240 / PO Box 90775
Henrico, Virginia 23228 / 23273-0775

Hours: 8:00 to 4:30 M-F / Recording until 3:30

Phone: (804) 501-4202

Recording Tips for Henrico County:
  • Check margin requirements - usually 1-2 inches at top
  • Recorded documents become public record - avoid including SSNs
  • Make copies of your documents before recording - keep originals safe

Cities and Jurisdictions in Henrico County

Properties in any of these areas use Henrico County forms:

  • Glen Allen
  • Henrico
  • Richmond
  • Sandston

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Henrico County

How do I get my forms?

Forms are available for immediate download after payment. The Henrico County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Henrico County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Henrico County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Henrico County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Henrico County?

Recording fees in Henrico County vary. Contact the recorder's office at (804) 501-4202 for current fees.

Have other questions? Contact our support team

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Henrico County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Henrico County.

Our Promise

The documents you receive here will meet, or exceed, the Henrico County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Henrico County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4572 Reviews )

Johnnye G.

April 22nd, 2021

I appreciate being able to find the forms needed for my Gift Deed. It was simple to understand and complete. Now, if Utah will accept this form, I will be thrilled. Mailing today. It remains to be seen if it will be accepted.

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Joseph T.

February 6th, 2019

I downloaded the wrong form, how do I change this, or can I?

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December 17th, 2021

Site is SO easy to use. Thank you for such a valuable resource.

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November 1st, 2019

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September 14th, 2021

One stop shopping for your Deed needs. Downloaded the forms and filled them out with ease following the step by step instructions. Saved me hundreds of dollars for not having to hire an attorney to do the exact same thing.

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September 24th, 2020

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December 1st, 2023

Very helpful. Easy to use. Able to avoid the cost of having an attorney prepare the document I needed.

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May 17th, 2019

I ordered a Transfer of Deed on Death document. It was easy to fill in, came with a useful guide and was customized to my county/state. It got the job done and was well worth the money!

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Michelle N.

June 28th, 2023

I was very pleased with the service I received. I sent a Quit Claim deed to be filed and received a response the next morning that it was complete.

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Shabaz W.

June 5th, 2020

Very convenient

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Doris S.

September 12th, 2021

Pleased with efficiency and expediency of website. Added value is the respective county requirements for Florida. I needed a quitclaim deed between family members. Highly recommended. We hope to record signed and executed document next week in Florida. Thank you.

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Carla H.

May 29th, 2020

This is a very useful site for downloading legal forms - just be sure you're getting the form you need before buying. Unfortunately I selected the wrong form initially and had to buy a 2nd form to correct my error. I saw no way of communicating my error at that point - i.e., loss of one star.

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Shirley S.

June 11th, 2025

Laborious process to gain access; need to indicate PRIINT when complete and inform that if page is backspaced, entered info disappears, necessitating starting all over again. There is only one “A” provision, when some documents have several more. Space is too limited in some instances to provide what is necessary for recording. Thank you

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Veda J.

September 11th, 2020

Good Work!

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March 16th, 2021

I found exactly what I needed and the download system allowed me to use the files immediately. Will use the service again.

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