Madison County Deed of Trust and Promissory Note Form (Virginia)

All Madison County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Madison County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Madison County compliant document last validated/updated 5/22/2025

Deed of Trust Guidelines

Madison County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Madison County compliant document last validated/updated 6/6/2025

Completed Example of the Deed of Trust

Madison County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Madison County compliant document last validated/updated 12/16/2024

Promissory Note Form

Madison County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Madison County compliant document last validated/updated 5/30/2025

Promissory Note Guidelines

Madison County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Madison County compliant document last validated/updated 6/19/2025

Completed Example of the Promissory Note Document

Madison County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Madison County compliant document last validated/updated 6/4/2025

Subordination Agreements

Madison County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Madison County compliant document last validated/updated 4/15/2025

Annual Accounting Statement

Madison County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
Included Madison County compliant document last validated/updated 4/30/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Madison County. The executed documents should then be recorded in the following office:

Clerk of Circuit Court

1 Main St / PO Box 220, Madison, Virginia 22727-0220

Hours: 8:30 to 4:30 M-F

Phone: (540) 948-6888 or 948-7500

Local jurisdictions located in Madison County include:

  • Aroda
  • Banco
  • Brightwood
  • Etlan
  • Graves Mill
  • Haywood
  • Hood
  • Leon
  • Locust Dale
  • Madison
  • Oakpark
  • Pratts
  • Radiant
  • Reva
  • Rochelle
  • Syria
  • Wolftown
  • Woodberry Forest

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Madison County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Madison County using our eRecording service.
Are these forms guaranteed to be recordable in Madison County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Madison County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Madison County that you need to transfer you would only need to order our forms once for all of your properties in Madison County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Virginia or Madison County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Madison County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Our Promise

The documents you receive here will meet, or exceed, the Madison County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Madison County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4563 Reviews )

JAMES D.

July 10th, 2025

Slick as can be and so convenient.rnrnWorked like a charm

Reply from Staff

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MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

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Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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Jonelle R.

March 13th, 2023

Paperwork very easy to retrieve. Hope going to get it recorded will be this easy.

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Barbara A.

January 27th, 2023

Much easier than going to the courthouse!

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Janice L.

April 27th, 2021

The forms were easy to request.
I'm assuming that the download will be as well.
Im so glad that I can upload the information
without having to leave my home.

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Coby A.

May 26th, 2021

great service and quick filing.

Reply from Staff

Thank you!

Bruce B.

April 30th, 2020

Worked great and was easy to use

Reply from Staff

Thanks Bruce, glad we could help.

Will C.

April 8th, 2019

I was very happy with my interaction. The county didn't supply the book and page which was what I needed. The tech refunded my money since I didn't get the info I needed. I will use Deeds.com again.

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jonathan f.

June 12th, 2020

I had a one time event. The website instructions were straightforward; the job was completed quickly; the cost was modest. I am completely satisfied and will not hesitate to use again.

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Audra M.

December 28th, 2020

It was easy to e-record and will/would recommend it to everyone.

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Karen M.

September 23rd, 2021

I'm not too bright. Ordered one thing when I wanted something else. Deeds staff fixed it for me.

Reply from Staff

Glad we could help.

SueAnn V.

July 22nd, 2021

Thanks so much for the TOD Beneficiary Deed with the explanation, supplementary forms and great example!
I just filed it today for the state of Colorado, in my county and it was accepted by the Clerk/Recorder.
I really appreciate the thorough work that Deeds.com does.
I definitely will use this site again and also recommend it to family and friends.
Thanks again.

Reply from Staff

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Bradley B.

December 20th, 2020

This was a good way to find the owners of land located in the middle of some that I owned. The experience was fairly easy and the cost reasonable.

Reply from Staff

Thank you!

Dwayne H.

November 3rd, 2020

The Oregon TODD transfer on death deed template worked great and was easy to use. They had instructions and a guide that had good pointers to filling everything out. It took about 2 weeks to mail in my filled TODD and receive it back from the county with their stamp. Would definitely use this service for other documents

Reply from Staff

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