Rockingham County Deed of Trust and Promissory Note Form (Virginia)

All Rockingham County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Rockingham County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Rockingham County compliant document last validated/updated 5/22/2025

Deed of Trust Guidelines

Rockingham County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Rockingham County compliant document last validated/updated 6/6/2025

Completed Example of the Deed of Trust

Rockingham County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Rockingham County compliant document last validated/updated 12/16/2024

Promissory Note Form

Rockingham County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Rockingham County compliant document last validated/updated 5/30/2025

Promissory Note Guidelines

Rockingham County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Rockingham County compliant document last validated/updated 6/19/2025

Completed Example of the Promissory Note Document

Rockingham County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Rockingham County compliant document last validated/updated 6/4/2025

Subordination Agreements

Rockingham County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Rockingham County compliant document last validated/updated 4/15/2025

Annual Accounting Statement

Rockingham County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
Included Rockingham County compliant document last validated/updated 4/30/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Rockingham County. The executed documents should then be recorded in the following office:

Clerk of Circuit Court

80 Court Square, Harrisonburg, Virginia 22802

Hours: 9:00am to 5:00pm M-F

Phone: (540) 564-3111

Local jurisdictions located in Rockingham County include:

  • Bergton
  • Bridgewater
  • Broadway
  • Criders
  • Dayton
  • Elkton
  • Fulks Run
  • Grottoes
  • Hinton
  • Keezletown
  • Lacey Spring
  • Linville
  • Mc Gaheysville
  • Mount Crawford
  • Penn Laird
  • Pleasant Valley
  • Port Republic
  • Singers Glen
  • Timberville

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Rockingham County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Rockingham County using our eRecording service.
Are these forms guaranteed to be recordable in Rockingham County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Rockingham County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Rockingham County that you need to transfer you would only need to order our forms once for all of your properties in Rockingham County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Virginia or Rockingham County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Rockingham County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Our Promise

The documents you receive here will meet, or exceed, the Rockingham County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Rockingham County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Jose R.

January 16th, 2020

User friendly. Smooth transaction. I saved a lot of time

Reply from Staff

Thank you for taking the time to leave your feedback Jose, we really appreciate it. Have a fantastic day!

Suzanne R.

November 25th, 2020

I was very impressed with how user friendly, convenient, and efficient the whole process was. I will definitely use the service again sometime soon.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Stephen M.

September 15th, 2022

The process to record took five minutes of my time, and within 45 minutes, my document was recorded! Simple, efficient and affordable!
Thanks!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Robert B.

June 28th, 2019

Fast and easy and Jefferson County Colorado excepted the forms.

Reply from Staff

Thank you!

Frazer W.

December 19th, 2024

Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds.rnrnFrazer Walton, Jr.rnLaw Office of Frazer Walton, Jr.

Reply from Staff

Your appreciative words mean the world to us. Thank you.

Sandra W.

March 11th, 2020

No issues with the forms.

Reply from Staff

Thank you!

Suzette H.

October 6th, 2021

helped clarify how process works Thanks

Reply from Staff

Thank you!

Lisa W.

December 19th, 2019

Great E-Service Provider!

Reply from Staff

Thank you!

mary s.

July 30th, 2021

It would help if pages of a document indicated 1 of 3 etc. When I downloaded the TOD guide I got a 4th page though it only showed 3 on the screen.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Julia M.

June 26th, 2024

I live in AZ and have an existing beneficiary deed on my property. I needed to know the process of revoking a beneficiary deed. Your site was very helpful by providing the correct form and instructions for recording it. Thank you!

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

Patricia E.

June 8th, 2020

Easy to understand and download!

Reply from Staff

Thank you!

Robert J. F.

January 22nd, 2019

Nice work. Easy to use site for reasonable price. Thank you.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!