Virginia Forms

Stafford County Deed of Trust and Promissory Note Form

Stafford County Deed of Trust Form

Stafford County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/16/2025
Stafford County Deed of Trust Guidelines

Stafford County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/6/2025
Stafford County Completed Example of the Deed of Trust

Stafford County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 7/23/2025
Stafford County Promissory Note Form

Stafford County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 5/30/2025
Stafford County Promissory Note Guidelines

Stafford County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/25/2025
Stafford County Completed Example of the Promissory Note Document

Stafford County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/4/2025
Stafford County Subordination Agreements

Stafford County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 4/15/2025
Stafford County Annual Accounting Statement

Stafford County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 7/30/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Stafford County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Stafford Circuit Court Clerk
Address:
Judicial Center - 1300 Courthouse Rd / PO Box 895
Stafford, Virginia 22554-0895

Hours: 8:00 to 4:00 M-F / Recording cut-off at 3:00

Phone: (540) 658-8752

Recording Tips for Stafford County:
  • Leave recording info boxes blank - the office fills these
  • Bring extra funds - fees can vary by document type and page count
  • Recorded documents become public record - avoid including SSNs
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Stafford County

Properties in any of these areas use Stafford County forms:

  • Brooke
  • Fredericksburg
  • Garrisonville
  • Hartwood
  • Quantico
  • Ruby
  • Stafford

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Stafford County

How do I get my forms?

Forms are available for immediate download after payment. The Stafford County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Stafford County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Stafford County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Stafford County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Stafford County?

Recording fees in Stafford County vary. Contact the recorder's office at (540) 658-8752 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Stafford County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Stafford County.

Our Promise

The documents you receive here will meet, or exceed, the Stafford County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Stafford County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Robert H.

May 14th, 2020

Excellent service and site. Easy to use. Finding the required forms was easy.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Cherie J K.

June 7th, 2019

needed to prepare a corrective deed and found this great website to print the corrective deed and instructions and example of corrective deed

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Melissa H.

August 10th, 2021

Amazing forms! Order the quitclaim deed forms, got the form and lots of extra forms which is good because I needed a few of them and didn't even know it. Very happy, will be back if needed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Noble Mikhail F.

October 2nd, 2020

The system is wonderful, and makes recording and searching simple, thanks a lot

Reply from Staff

Thank you!

David K.

April 4th, 2019

Excellent instructions to guide one through the warranty deed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Richard V.

March 2nd, 2019

It was very easy to get the documents which I needed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kevin M.

January 31st, 2022

Thought I knew what I was doing but it turns out I was in way over my head. Thankfully customer service pointed me in the right direction to get the help I needed.

Reply from Staff

Glad to hear you are seeking the assistance you need. Have a wonderful day.

david h.

April 24th, 2020

very convenient...

Reply from Staff

Thank you!

Christina A G.

December 19th, 2020

It was easy to locate, purchase, and download the documents I needed on the Deeds.com website.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Doug C.

November 20th, 2020

Great Job guys! I would not even have thought to look for this service. The county recorder's office and kiosks are all closed because of covid. I was directed to you because of a referral on the county site. I wish I had known you had forms available as well. I searched for a day to find the appropriate form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Randi M.

November 30th, 2020

We could never figure out how to get to the website to order.

Reply from Staff

Sorry to hear that Randi. We do hope that you found something more suitable to your needs elsewhere.

Victoria S.

March 13th, 2021

Deed.com is AMAZING! I only had about 2 weeks to get my quit claim deed recorded by my county office before my refinace due date approached. When I uploaded my quit claim to Deed.com I got it electronically recored by county register's office in "24 hours"!!! Deed.com is quick and efficient and I will dedinitely be using Deed.com again if I ever need a document recorded again.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Myron M.

June 30th, 2020

This is what we need and it was very helpful and easy to fill out. Thanks

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Celeste G.

January 23rd, 2019

Very helpful!!! Thanks again.

Reply from Staff

Thank you Celeste.

Greg R.

January 17th, 2024

Great service especially living out of state for the documents in the state I required. Easy to use, understand forms with instructions and examples.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!