All Cabell County specific forms and documents listed below are included in your immediate download package:
The Following West Virginia and Cabell County supplemental forms are included as a courtesy with your order.
Declaration of Consideration (West Virginia Document)
Sales Listing Form (West Virginia Document)
Instructions for Sales Listing Form (West Virginia Document)
Certificate of Acknowledgment - Individual (West Virginia Document)
Certificate of Acknowledgment - Representative (West Virginia Document)
Verification of an Oath - Jurat (West Virginia Document)
Including:
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
The documents you receive here will meet, or exceed, the Cabell County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Get your Cabell County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
March 23rd, 2023
Name: MIchael T.
Review: very helpful in a trouble free manner.
Reply from Staff on March 23rd, 2023
Thank you!
March 23rd, 2023
Name: Roger G.
Review: was difficult to find the location on the website to actually download the form I needed. Initially was directed only to information pages related to the form I needed
Reply from Staff on March 23rd, 2023
Thank you for your feedback. We really appreciate it. Have a great day!
March 23rd, 2023
Name: Walter C.
Review: Awesome everything you would ever need
Reply from Staff on March 23rd, 2023
Thank you!
Name: Joan S.
Review: Thanks for providing this service. We had searched for weeks for the correct documents. It might help clients to find you soon if the banks and mortgage companies can refer clients to you. They require the forms but offer no direct source to obtain them. You are 5 star in every way.
Reply from Staff
Thank you!
Name: Connie E.
Review: Great service! Easy to download and view. Florida should have the Revocable Transfer on Death (TOD)deed, that many other States have. That's the one I really wanted. This one will do in the meantime.
Reply from Staff
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Name: Sherrl F.
Review: I had a excellent experience using DEEDS.COM. Very clear directions and site was easy to use. I paid the fee to have my deed electronically filed and it was done the day I requested it be filed.
Reply from Staff
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Name: James A.
Review: Good.
Reply from Staff
Thank you!
Name: Larry T.
Review: Ordered a 'Gift Deed' form The 'Example' form was most helpful. The actual form was very detailed, and seemed to 'cover all the bases'
Reply from Staff
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Name: Thomas V.
Review: Easy to use. Accomplished my goal
Reply from Staff
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Name: Stacie L.
Review: The deed is great. However, I do not believe your Statement of Full Consideration is up to date as it does not give the reference for an exemption on the Transfer on Death Deed.
Reply from Staff
Thank you Stacie. We'll take a look at those supplemental forms. Have a great day!
Name: Steve F.
Review: Fast Service, Easy to use. Highly Recommend!
Reply from Staff
Thank you!
Name: Pietrina P.
Review: Recording with Deeds.com was a seamless experience. Communications were timely, clear and professional. When I had a question, I received a prompt email reply. Overall an excellent experience
Reply from Staff
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Name: Glenda M.
Review: I am very pleased with my purchase of the Affidavit Death of Joint Tenant form. I previously purchased this form from the leading providing of DIY legal forms and it was rejected by the Registrar in my state. I then had to start over. Plus I needed a form that would show me a completed example and give me line-by-line instructions. Deeds.com filled the bill perfectly. Their website also let me know the last date the form was updated.
Reply from Staff
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Name: John S.
Review: Your service is refreshingly clear, simple, and free of superfluous claims or unnecessary marketing. And, more affordable than other online legal document providers I've looked at. So nice! I forgot I had used it some years ago for another deed so glad you are still around for this time.
Reply from Staff
Thank you for the kind words John. Have a fantastic day!
Name: Jeanne V.
Review: The service your provide is awesome. I rarely need to file a deed through e-recording, but when an emergency arose and I needed to get the deed recorded fast, your program came through. Well worth the $19.00 cost! It was very convienent and easy to use. I will definitely use this service again!!
Reply from Staff
Thank you for your feedback. We really appreciate it. Have a great day!