Cabell County Deed of Trust and Promissory Note Form
Last validated July 23, 2026 by our Forms Development Team
Cabell County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Cabell County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Cabell County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Cabell County Promissory Note Form
Note that is secured by the Deed of Trust.

Cabell County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Cabell County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Cabell County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Cabell County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional West Virginia and Cabell County documents included at no extra charge:
Where to Record Your Documents
Cabell County Clerk
Huntington, West Virginia 25701-2072
Hours: Monday – Friday 8:30 a.m. to 4:30 p.m.
Phone: (304) 526-8625
Recording Tips for Cabell County:
- Bring your driver's license or state-issued photo ID
- Bring extra funds - fees can vary by document type and page count
- Recorded documents become public record - avoid including SSNs
- Avoid the last business day of the month when possible
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Cabell County
Properties in any of these areas use Cabell County forms:
- Barboursville
- Culloden
- Huntington
- Lesage
- Milton
- Ona
- Salt Rock
Hours, fees, requirements, and more for Cabell County
How do I get my forms?
Forms are available for immediate download after payment. The Cabell County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cabell County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cabell County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cabell County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cabell County?
Recording fees in Cabell County vary. Contact the recorder's office at (304) 526-8625 for current fees.
Questions answered? Let's get started!
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
(West Virginia DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Cabell County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Cabell County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Cabell County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Cabell County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4763 Reviews )
STEVEN J.
October 18th, 2019
Great , easy to use.
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Denise P.
April 19th, 2021
Seamless transaction. Was pleased with the additional information that was provided. Thank you!
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David K.
March 25th, 2019
Worked Great! First time go at the courthouse
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Gregory B.
May 30th, 2020
I believe you need more instruction on the use of the web site. I would type and nothing would appear on the form. When I tried to save a completed form I ended with a blank form with no detail.
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Jim H.
August 13th, 2020
Well written form, and the guidance document and example supplied were very helpful.
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John B.
December 20th, 2025
I purchased the Notice of Completion form because the City of Chula Vista did not have a "fillable" version of this form on their website. The Deeds.com version of this form is somewhat different than the City's version (8 numbered paragraphs vs. 11 numbered paragraphs.) However, it contains the same information in a different format. This form provided more blank space to fill in important items- like a long ownership name- than the version on the City's website. The recorder's office was satisfied with this form as I hand-delivered it to the Recorder's Office and they approved it for recording. Overall, I found this form easy to use and found the extra blank space for writing on the form helpful. My one comment for possible improvement is: it would be even more helpful (particularly for attorney users) to have strike-out capability. I would have liked having the ability to strike-out inapplicable portions of long awkward sentences. Still, I would use this form again.
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Robert J D.
December 19th, 2018
I accidentally ordered 2 forms for the affidavit of death. I only need one.
Thanks for your feedback. Looking at your account we do not see any duplicate orders. Our system does stop duplicate orders before they are processed in many cases. Have a great day.
Susan J.
June 6th, 2023
I was pleased that I could send the documents this way rather than having to mail it or take time out of my day to go down to the records office.
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Sharon H.
April 28th, 2020
I was able to print the deed and follow the instructions and sample deed quite easily. Thank you
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Anita C.
November 3rd, 2021
I found this site when looking for help filing a quitclaim deed to change my property deed to my married name. I received the correct forms, an example filled out, and a guide specific to my state. I have already submitted it for review to my county assessor's office (they were extremely helpful also) and it looks as if it should sail through. Thank you Deeds.com!
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Kristina M.
February 2nd, 2021
deeds.com has been an easy and efficient way for my organization to file deeds on behalf of older DC residents. KVH especially has been wonderfully helpful in providing guidance about the submission process. Appreciate the professionalism and patience
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Joe W.
January 22nd, 2020
Effortless transaction and very thorough paperwork and explanations.
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Michael S.
January 23rd, 2024
Great Price & Really Easy To Download
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Michael K.
April 21st, 2020
Service seems smooth. I just wonder what the turn around time on recording is (I need proof of recordation).
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Thomas W.
January 16th, 2019
easy to use, no problems except in beneficiary box. Need to make the box bigger because I have 4 beneficiaries to list. how do I enlarge the box.
Thanks for reaching out. All available space on the document is being used. As is noted in the guide, if you have information that does not fit in the available space the included exhibit page should be used.