West Virginia Forms

Lewis County Deed of Trust and Promissory Note Form

Lewis County Deed of Trust Form

Lewis County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/2/2025
Lewis County Deed of Trust Guidelines

Lewis County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/14/2025
Lewis County Completed Example of the Deed of Trust Document

Lewis County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/18/2025
Lewis County Promissory Note Form

Lewis County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/25/2025
Lewis County Promissory Note Guidelines

Lewis County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/24/2025
Lewis County Completed Example of the Promissory Note Document

Lewis County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/7/2025
Lewis County Subordination Agreements

Lewis County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/9/2025
Lewis County Annual Accounting Statement

Lewis County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/12/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Lewis County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Lewis County
Address:
110 Center St
Weston, West Virginia 26452

Hours: Monday-Friday 8am-5pm

Phone: (304) 269-8215

Recording Tips for Lewis County:
  • White-out or correction fluid may cause rejection
  • Ask if they accept credit cards - many offices are cash/check only
  • Recording fees may differ from what's posted online - verify current rates
  • Ask about their eRecording option for future transactions
  • Make copies of your documents before recording - keep originals safe

Cities and Jurisdictions in Lewis County

Properties in any of these areas use Lewis County forms:

  • Alum Bridge
  • Camden
  • Crawford
  • Horner
  • Ireland
  • Jane Lew
  • Orlando
  • Walkersville
  • Weston

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Lewis County

How do I get my forms?

Forms are available for immediate download after payment. The Lewis County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Lewis County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lewis County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lewis County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Lewis County?

Recording fees in Lewis County vary. Contact the recorder's office at (304) 269-8215 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Lewis County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Lewis County.

Our Promise

The documents you receive here will meet, or exceed, the Lewis County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Lewis County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4581 Reviews )

Paula B.

August 8th, 2019

I'm transferring a property into a trust and ordered the QuitClaim Deed. Everything was pretty straight forward and user friendly. However, the Additional Information/Instructions for the Preliminary Change of Ownership Report skips from Section "I" to "M" and does not address "K". It would have been very helpful to have an explanation of the difference between the three options in that section. Thank you.

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Sandra B.

February 15th, 2022

Easy to navigate through. Documents were in orderly fashion. Highly recommend. Step by step instructions

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Edward Z.

March 11th, 2021

Very easy to do. Will use them in the future.

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Eric L.

June 28th, 2021

This is a great service. The fact that there are no recurring fees and all of the supporting documents as well as the main warranty deed is another excellent feature. Highly recommend

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Teresa H.

March 14th, 2019

I loved that there was a sample with the downloads. It made it much easier to fill out the document correctly.

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Jose G.

April 12th, 2022

One of the best downloads ever. Very easy to do. For the price, well worth it. Thanks

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Laura H.

August 25th, 2020

I was very impressed with how quickly I was provided the data.

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Ronnie W T.

September 16th, 2022

Very fast and efficient as soon as we paid for the document, it was downloaded to us immediately.

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Kimberly E.

July 6th, 2019

It was very easy to order,download, and print. The only issue I have is that the guide that came with my form really did not help me filling it out. I feel the explanations could have been better and suited more for the standard person. I was still confused when filling it out and will probably have to get a lawyer to make sure it's filled out correctly

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John L B.

November 2nd, 2020

I ordered the Deed package for my state of NJ and the county I needed to prepare the documents. I was able to complete everything that is required to close on an investment property. Fast easy with step by step instructions no matter your situation. Definitely will recommend to family & friends. Save $ instead of paying others to do the same thing you can do yourself.

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Suhila C.

August 23rd, 2020

This site is awesome. It has everything I need to purchase and sell (transfer deed ownership) land and property. I cannot wait to get our new land and building for business. Thanks, Suhila

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Chastity S.

March 14th, 2019

Very confusing and a waste of money, Now I will have to pay for another service from another site. Very disappointed.

Reply from Staff

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Nancy E.

April 25th, 2023

Easy to complete. I would suggest, since it is 2 pages, make a bigger space for land descriptions & sources.

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John B.

December 23rd, 2020

Thorough. Thanks!

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Philip F.

August 2nd, 2024

Quick, user-friendly, and complete! Thank you

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