Upshur County Deed of Trust and Promissory Note Form

Upshur County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Upshur County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Upshur County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Upshur County Promissory Note Form
Note that is secured by the Deed of Trust.

Upshur County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Upshur County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Upshur County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Upshur County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Additional West Virginia and Upshur County documents included at no extra charge:
Where to Record Your Documents
Upshur County Clerk
Buckhannon, West Virginia 26201
Hours: 8:00 to 4:30 M-F
Phone: (304) 472-1068
Recording Tips for Upshur County:
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Recording fees may differ from what's posted online - verify current rates
- Make copies of your documents before recording - keep originals safe
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Upshur County
Properties in any of these areas use Upshur County forms:
- Adrian
- Buckhannon
- Cleveland
- French Creek
- Frenchton
- Kanawha Head
- Lorentz
- Rock Cave
- Selbyville
- Tallmansville
Hours, fees, requirements, and more for Upshur County
How do I get my forms?
Forms are available for immediate download after payment. The Upshur County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Upshur County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Upshur County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Upshur County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Upshur County?
Recording fees in Upshur County vary. Contact the recorder's office at (304) 472-1068 for current fees.
Have other questions? Contact our support team
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
(West Virginia DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Upshur County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Upshur County.
Our Promise
The documents you receive here will meet, or exceed, the Upshur County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Upshur County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Karen J.
December 20th, 2018
Excellent and easy to download and use. Love the example page and was so easy to fill out and use immediately. Thank you
Thank you for your feedback Karen. We really appreciate it. Enjoy your day!
SUZANNE W.
December 29th, 2020
Very quick and efficient. Received recorded document within hours after beginning the process. Very reasonable fees. Highly recommended!
Thank you!
Thomas W.
September 15th, 2019
A great way to access form knowledge
Thank you!
Amber H.
January 31st, 2019
after typing in the information, the printing is not in alignment - looks disorganized on the page and hard to read
Thank you for your feedback. We will flag the document for review.
Elizabeth W.
February 9th, 2023
would have been smart to give each pdf a name instead of unintelligible numbers...
Thank you for your feedback. We really appreciate it. Have a great day!
John C.
February 26th, 2024
Ease and speed of recording are remarkable. This is especially true of deeds with problems: I often get feedback within minutes and can correct problems immediately and still complete the filing in the same day. I wish more counties accepted electronic filing! It would be helpful to list counties that do/do not accept electronic filing so I would not have to upload documents to find out my effort was fruitless.
We are grateful for your feedback and looking forward to serving you again. Thank you!
Eleanor W.
April 7th, 2019
I haven't taken the forms to our county clerk for recording yet so not sure they contain all needed information in the order needed but forms were easy to read, easy to save and with well documented instructions available. Thank you
Thank you for your feedback. We really appreciate it. Have a great day!
Lori C.
November 15th, 2019
It just a little disconcerting that I was not able to preview any of the forms prior to purchasing them. Thank goodness they were the correct forms I needed. I would suggest being able to at least make the picture of the forms a little larger or give the capability to zoom in.
Thank you!
Tanya D.
January 1st, 2019
No review provided.
DEBORAH H.
December 9th, 2023
I found everything I needed
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
Krissyn S.
November 29th, 2021
It was so easy to find, download, and use the form I needed. Literally took about 5 minutes and I was ready to go. I loved that the download included a sample form and a guide to help fill out the form properly.
Thank you for your feedback. We really appreciate it. Have a great day!
Sylvia B.
October 21st, 2020
What a wonderful resource! Forms are so easy to use, made the process a breeze. Deeds even helped with the recording. Thank you.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Filomena G.
March 8th, 2025
very helpful
Thank you!
Cynthia S.
September 22nd, 2022
I am an attorney assisting my son with some simple legal docs & this service saved me a lot of time and is user friendly!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
STEPHANIE S.
November 12th, 2020
The documents received and information provided to assist with the recording was exactly what was needed for a successful title transfer. I would highly recommend this site and will continue using it for future transactions.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!