Webster County Deed of Trust and Promissory Note Form

Last validated June 16, 2026 by our Forms Development Team

Webster County Deed of Trust Form

Webster County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/28/2026
Webster County Deed of Trust Guidelines

Webster County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/27/2026
Webster County Completed Example of the Deed of Trust Document

Webster County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 6/1/2026
Webster County Promissory Note Form

Webster County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 5/12/2026
Webster County Promissory Note Guidelines

Webster County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2026
Webster County Completed Example of the Promissory Note Document

Webster County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 5/22/2026
Webster County Subordination Agreements

Webster County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/11/2026
Webster County Annual Accounting Statement

Webster County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/20/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Webster County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Webster County Clerk

Address:
2 Court Square, Rm G-1
Webster Springs, West Virginia 26288

Hours: 8:30 to 4:00 M-F

Phone: (304) 847-2508

Recording Tips for Webster County:
  • Documents must be on 8.5 x 11 inch white paper
  • Verify all names are spelled correctly before recording
  • Both spouses typically need to sign if property is jointly owned
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Webster County

Properties in any of these areas use Webster County forms:

  • Bergoo
  • Camden On Gauley
  • Cowen
  • Diana
  • Erbacon
  • Hacker Valley
  • Upperglade
  • Webster Springs

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Webster County

How do I get my forms?

Forms are available for immediate download after payment. The Webster County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Webster County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Webster County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Webster County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Webster County?

Recording fees in Webster County vary. Contact the recorder's office at (304) 847-2508 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Webster County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Webster County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Webster County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Webster County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4738 Reviews )

SHERRILL B.

October 10th, 2024

I received prompt attention to the package I submitted. It was submitted promptly the recorders office with a quick turn around for the recorded document. Overall a very pleasant experience.

Reply from Staff

We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.

samantha b.

February 18th, 2019

excellent instructions and the examples made completing the forms so very simple. thanks so much.

Reply from Staff

Thank you Samantha.

Steve F.

July 9th, 2021

Fast Service, Easy to use. Highly Recommend!

Reply from Staff

Thank you!

Janice S.

February 28th, 2019

Really easy downloading the forms the directions everything was really easy thanks!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

DOYCE F.

September 25th, 2019

Very helpful.Thank you

Reply from Staff

Thank you!

Pamela M.

May 13th, 2021

Saved a great deal of time and hassle. THANKS

Reply from Staff

Thank you!

Rick F.

April 27th, 2020

Your website was very easy to navigate and I accomplished my single task successfully. It was accomplished with zero issues and in a timely fashion. When or if the need arises, I will definitely use your service again. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael R.

August 25th, 2025

A suggestion: Include instructions on how to add your spouse to the deed, rather than transferring completely to a third party

Reply from Staff

Thank you for your thoughtful feedback. Adding a spouse to a deed is a common need, and suggestions like yours help us identify where additional guidance would be useful. We’ll take this into consideration as we continue improving our resources.

Debra R.

August 17th, 2021

So easy to follow when preparing a deed. The example places given helped to know how to correctly fill out the form! Very easy! I will use deeds.com again! Thank you!

Reply from Staff

Thank you!

Vertina B.

June 14th, 2022

The website is well established and easy to use. I got everything I was supposed to get. I had no problem downloading the forms. All of the forms printed well.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jim D.

October 28th, 2020

A bit pricey for someone on a fixed income.

Reply from Staff

Thank you!

Austin S.

August 13th, 2020

Everything is done in a timely manner which is very much appreciated.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Deborah H.

July 13th, 2020

Wonderful service, very fast and great customer service will be using you guys from now on. Thanks a bunch

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

James M.

August 30th, 2022

Just what I needed to help clear ownership of what has been deeded to be by inheritance

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kenneth-Wayne L.

August 20th, 2020

1) I was very pleased when the staff mentioned your service since the three referenced on the Recorder's website all wanted HUGE Account set-up and maintenance fees AND BIG fees per recording, and yours has no set-up fee AND nominal per-recording fee; 2) My (few) recordings will be NON-LAND Related, summary or entire record(s) of Administrative (Procedures Act) records, Other than the Border width and Cover Sheet, do you anticipate any other special requirements for such recording(s)? NOTE: I just sent one by Snail Mail, and they just informed me that due to the GERMIPHOBIA 'Pandemic' the ONLY open and record Snail Mail ONCE A MONTH On the first of each chmonth!

Reply from Staff

Thank you!